Disability Insurance Term

A condition where a person is unable to perform the usual life functions. For example, amputation due to an accident or paralysis.Several of ManipalCigna Health Insurance products provide coverage against disability.Example:Raj fell off his roof when fixing the satellite and injured his knee. He requires multiple surgeries to fix his knee and is on a loss of pay because of this. ManipalCigna Health Insurance will provide partial wage replacement because Raj is unable to work.