Glossary beginning with H


Health Care Reform

It is a Government policy that discusses health care delivery.

Health Savings Account

It is a savings account to be used to save on taxes; if there is a high-deductible (low premium) plan to pay for medical expenses. The account funds must only be used for medical expenses.

High Deductible

See annual deductible

Hospital Cash

It is a health plan that pays a specific amount per day of hospitalization to the policy holder if he/she is hospitalized.


Situation when a policy holder gets admitted into the hospital for either scheduled procedures or accidents/medical emergencies for over 24 hours.Note that some ManipalCigna Health Insurance plans also cover day care procedures and treatments i.e., a hospital stay for less than 24 hours.