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Calculate Your Premium Now For Accidental Shield

You are few steps away from securing your family's health

Max. 8 Adults ; Minimum Age at entry under this Policy is 18 years and Maximum Age at entry is 70 yearsOKAY, GOT IT  

Dependent child Min.
Age at entry is 5 years up to 25 years & is unmarriedOKAY, GOT IT  
Earning Member - As per the Sum Insured opted
Non-earning Spouse - 60% of Sum Insured of Earning Member
Dependent Children - 30% of the Sum Insured of Earning Member
Dependent Parents/Parent-in-Laws or Dependent Siblings - 30% of the Sum Insured of Earning Member
OKAY, GOT IT  


Select the following details for insured person

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* In case of a dependent Spouse, the minimum Sum Insured value for the earning member should be at least ₹10,00,000.

* In case of dependent Children/Parents/Siblings/Parent-in-Laws, the minimum Sum Insured value for the earning member should be at least ₹20,00,000.

A regular health insurance policy has a Sum Insured limit, beyond which it does not cover any medical expenses. This is when a Super Top Up policy is useful, it becomes effective soon after the Sum Insured from an existing health plan is exhausted/ insufficient to settle claim. It is a back up to existing medical insurance.OKAY, GOT IT  

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ManipalCigna Accident Shield

Sum Insured Up to ₹25 Crore

A plan that assures financial support and provides a safety cushion for a better tomorrow by providing complete protection, on and off the job, including death, disablement, repatriation of mortal remains and funeral expenses.

Best suited for

Individual

Individual

Family

Family

Key Benefits

Comprehensive coverage for Accident Death (AD), Permanent Total Disablement (PTD) and Permanent Partial Disablement (PPD) as per chosen plan

Accidental OPD will be covered as a part of Accidental Hospitalization

Flexibility to choose optional covers as per your requirements

A plan that assures financial support and provides a safety cushion for a better tomorrow by providing complete protection, on and off the job, including death, disablement, repatriation of mortal remains and funeral expenses.

Wide range of Sum Insured options upto Rs. 25 Cr

Comprehensive coverage for Accident Death (AD), Permanent Total Disablement (PTD) and Permanent Partial Disablement (PPD) as per chosen plan

Age Limit:

Minimum entry age for Adult is 18 years while that of child is 5 years. Maximum entry age for dependent and unmarried children is 25 years and adult is 70 years

Flexibility to choose optional covers as per your requirements

Accidental OPD will be covered as a part of Accidental Hospitalization

What is not covered?

Any pre-existing condition or disability arising out of pre-existing diseases

Ailments arising out of alcohol and drug abuse

Persons engaged in hazardous activity unless specifically covered

Congenital Anomalies, inherited disorders

Death or disability arising from or caused by ionizing radiation or contamination by radioactivity or unclear fuel

Any physical, medical condition or treatment or service that is specifically excluded

Discounts Available

Corporate discount of 5% discount for an employee who is working in any Public or Private Limited Companies. Submission of ID card is mandatory

Long Term Discount: 7.5% and 10% on selecting a 2 and 3 years policy respectively

Waiting Period

Since this plan offers cover only for accidents, there is no waiting period

Claims Process

In the event of any Illness or Injury or occurrence of any other contingency which has resulted in a Claim or may result in a claim covered under the Policy, You/the Insured Person, must notify Us either at the call center or in writing within 10 days from the date of such Accident (In case of claims other than for the benefit under Accidental Hospitalisation), in the event of:

For more information on hospital network Click Here

For accessing claims forms