Everything you need to know about health insurance
Health insurance helps you in many more ways than just securing your health, let’s discover how!


Did you know?
India has one doctor for every 1,457 citizens (Source : Business Standard)
Did you know?
Only 18% of people in urban areas of India are covered under any kind of health insurance scheme (Source :Econominc Times)
Did you know?
71% of the populace finance their Out of pocket medical expenditure through household revenues (Source : The Wire)
Did you know?
Household health expenditures include out of pocket expenditures (95%) and insurance (5%) (Source : The Wire)
Did you know?
The highest percentage of out of pocket health expenditure (52%) is made towards medicines (Source : The Wire)
Did you know?
According to the World Bank, about 25% of India's population had some form of health insurance in 2010 (Source: Wikipedia)
Did you know?
Indian Men are more susceptible to heart disease than women (Source : Statista.com)
Did you know?
India ranks 145 among 195 countries in terms of quality and accessibility of healthcare. (Source ibef.org)
Did you know?
India is a young country with a median age of 28 years with a life expectancy of approx 70 years in 2020 (Source : macrotrends.com)
Did you know?
India ranks 135 globally, in terms of life expectancy (Source : worldometers.info)
Did you know?
In India, 60+ is the age group with most number of incidences of diabetes (Source : Statista.com)
Did you know?
Communicable diseases account for 3 out of the top 10 causes of deaths in India ( Informa Markets)
Did you know?
India is 1 of the top 3 countries for medical tourism (Source oceanairtravels.com)



Heath Insurance deconstructed!
It’s best to start at the basics, so we’ve divided the health insurance journey into three parts to help you understand what to do, at the right time!

Get your health insurance queries resolved by expert
Here you can find all the health insurance queries, our expert has responded to readers of the Financial Express newspaper.

Wondering how much coverage is enough to safeguard you and your family’s health?
Questions you should ask before making a financial commitment.

Immediately check, to avoid surprises in the future!
What are the things I need to check immediately after receiving my policy?

After Buying Policy
What are the things I should keep in mind as a policy holder?
What you should keep in mind during your health insurance buying process?
Read and discover for yourself!

Apr 14 2022
The financial implications of not having health insurance in times of distress
If you do not have health insurance or enough funds to cover medical treatment, it is highly likely that you will avoid visiting the doctor even when it is absolutely necessary for you to do so. It is said that a stitch in time saves nine, which is all the more true for medical emergencies. When disaster strikes, you will not be in a position to think rationally or logically and may make financial decisions that could cost you big in...
READ MORE
Apr 14 2022
Here's why you must review your Health Insurance Plan every year
As you grow older every year, your health status may change, and so do your needs for health insurance. You may get married, have a child or even develop lifestyle related illnesses. As life progresses, medical costs usually only go up. How do I choose a health insurance plan based on my age? Ideally it is advisable to buy a health insurance plan as soon as you start earning, at a young age when diseases are at bay. The younger you...
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Apr 14 2022
Why should you get health insurance when young?
Why is it important to have health insurance? It is important to have health insurance to protect your savings and investments against unforeseen medical expenses. Medical expenses in India have been rising year-on-year, which far exceeds the amount of regular salary increments or general inflation. Having a comprehensive health insurance plan and maintaining a healthy lifestyle are ways in which we can counter this problem. What...
READ MOREExpert advice from financial gurus!
Read and discover what industry experts have to say about the different aspects and benefits of health insurance.
Insurance comes before investment. It is the first step in financial planning journey.

Harsh Roongta
CEO - Fee Only Investment Advisers LLP
Protection is the most important aspect of financial planning; even Maslow agrees to that.

Deepak Yohannan
CEO - MyInsuranceClub.com
Buying adequate health and life insurance cover are a must. Calculate the liability towards your long-term goals, and then decide the amount of cover you need appropriately in terms of insurance, in addition to investments.

Amol Joshi
Founder, PlanRupee Investment Services
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