Everything you need to know about health insurance
Health insurance helps you in many more ways than just securing your health, let’s discover how!


Did you know?
India has one doctor for every 1,457 citizens (Source : Business Standard)
Did you know?
Only 18% of people in urban areas of India are covered under any kind of health insurance scheme (Source :Econominc Times)
Did you know?
71% of the populace finance their Out of pocket medical expenditure through household revenues (Source : The Wire)
Did you know?
Household health expenditures include out of pocket expenditures (95%) and insurance (5%) (Source : The Wire)
Did you know?
The highest percentage of out of pocket health expenditure (52%) is made towards medicines (Source : The Wire)
Did you know?
According to the World Bank, about 25% of India's population had some form of health insurance in 2010 (Source: Wikipedia)
Did you know?
Indian Men are more susceptible to heart disease than women (Source : Statista.com)
Did you know?
India ranks 145 among 195 countries in terms of quality and accessibility of healthcare. (Source ibef.org)
Did you know?
India is a young country with a median age of 28 years with a life expectancy of approx 70 years in 2020 (Source : macrotrends.com)
Did you know?
India ranks 135 globally, in terms of life expectancy (Source : worldometers.info)
Did you know?
In India, 60+ is the age group with most number of incidences of diabetes (Source : Statista.com)
Did you know?
Communicable diseases account for 3 out of the top 10 causes of deaths in India ( Informa Markets)
Did you know?
India is 1 of the top 3 countries for medical tourism (Source oceanairtravels.com)



Heath Insurance deconstructed!
It’s best to start at the basics, so we’ve divided the health insurance journey into three parts to help you understand what to do, at the right time!

Get your health insurance queries resolved by expert
Here you can find all the health insurance queries, our expert has responded to readers of the Financial Express newspaper.

Wondering how much coverage is enough to safeguard you and your family’s health?
Questions you should ask before making a financial commitment.

Immediately check, to avoid surprises in the future!
What are the things I need to check immediately after receiving my policy?

After Buying Policy
What are the things I should keep in mind as a policy holder?
Looking to make health insurance a part of your financial planning?
Here's some tools to make it easier for you!
Wondering how much coverage you take For you and your family's health?
Let's make it easier for you.
What you should keep in mind during your health insurance buying process?
Read and discover for yourself!

Jan 09 2023
Senior Citizen Health Insurance: 5 Things to Consider Before Deciding
Between April 2020 and December 2020, the share of medical insurance plans purchased by senior citizens between the age of 60 and 80 in India was 15% of the total population. However, the share for comparatively younger people (18-40 years of age) was 45%, thrice the figure for the elderly. Even today, several senior citizens suffer from various critical conditions but are not insured to cover the cost of their treatment. As per a recent...
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Jan 06 2023
Importance of Health Insurance for Your Ageing Parents
Nearly 2 out of every 3 elderly citizens in India have some chronic health condition. This was reported by the first Longitudinal Ageing Study in India (LASI) on January 6, 2020. The report found that almost 23% of senior citizens (age 60 and above) suffer from multi-morbidities and elderly women have higher chances of having these conditions. Despite so, just 15% of senior citizens (age 60-80 years) in the country were covered by health plans...
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Jan 06 2023
Introducing ManipalCigna Prime Senior
Health Insurance is not a want; it’s a need. You might not feel like having one right now due to many reasons, but one hefty bill is enough to prove that wrong. Medical expenses often come uninvited and when they do, they take away a huge chunk of your family savings. That is why a complete comprehensive plan is a must. A Health Insurance plan not just protects you in your present but also safeguards your future. Because as you get old, your...
READ MOREExpert advice from financial gurus!
Read and discover what industry experts have to say about the different aspects and benefits of health insurance.
Insurance comes before investment. It is the first step in financial planning journey.

Harsh Roongta
CEO - Fee Only Investment Advisers LLP
Protection is the most important aspect of financial planning; even Maslow agrees to that.

Deepak Yohannan
CEO - MyInsuranceClub.com
Buying adequate health and life insurance cover are a must. Calculate the liability towards your long-term goals, and then decide the amount of cover you need appropriately in terms of insurance, in addition to investments.

Amol Joshi
Founder, PlanRupee Investment Services