Everything you need to know about health insurance
Health insurance helps you in many more ways than just securing your health, let’s discover how!


Did you know?
India has one doctor for every 1,457 citizens (Source : Business Standard)
Did you know?
Only 18% of people in urban areas of India are covered under any kind of health insurance scheme (Source :Econominc Times)
Did you know?
71% of the populace finance their Out of pocket medical expenditure through household revenues (Source : The Wire)
Did you know?
Household health expenditures include out of pocket expenditures (95%) and insurance (5%) (Source : The Wire)
Did you know?
The highest percentage of out of pocket health expenditure (52%) is made towards medicines (Source : The Wire)
Did you know?
According to the World Bank, about 25% of India's population had some form of health insurance in 2010 (Source: Wikipedia)
Did you know?
Indian Men are more susceptible to heart disease than women (Source : Statista.com)
Did you know?
India ranks 145 among 195 countries in terms of quality and accessibility of healthcare. (Source ibef.org)
Did you know?
India is a young country with a median age of 28 years with a life expectancy of approx 70 years in 2020 (Source : macrotrends.com)
Did you know?
India ranks 135 globally, in terms of life expectancy (Source : worldometers.info)
Did you know?
In India, 60+ is the age group with most number of incidences of diabetes (Source : Statista.com)
Did you know?
Communicable diseases account for 3 out of the top 10 causes of deaths in India ( Informa Markets)
Did you know?
India is 1 of the top 3 countries for medical tourism (Source oceanairtravels.com)



Heath Insurance deconstructed!
It’s best to start at the basics, so we’ve divided the health insurance journey into three parts to help you understand what to do, at the right time!

Get your health insurance queries resolved by expert
Here you can find all the health insurance queries, our expert has responded to readers of the Financial Express newspaper.

Wondering how much coverage is enough to safeguard you and your family’s health?
Questions you should ask before making a financial commitment.

Immediately check, to avoid surprises in the future!
What are the things I need to check immediately after receiving my policy?

After Buying Policy
What are the things I should keep in mind as a policy holder?
Looking to make health insurance a part of your financial planning?
Here's some tools to make it easier for you!
Wondering how much coverage you take For you and your family's health?
Let's make it easier for you.
What you should keep in mind during your health insurance buying process?
Read and discover for yourself!

Aug 19 2022
How much health insurance cover is good for a growing family of 4?
The cost of coverage can be a significant barrier to health care for many people. With health insurance premiums increasing dramatically year after year, it can be difficult for people to know how much health insurance cover is suitable for a family of four. Fortunately, there are several different health insurance policies, so no two families need to buy the same plan. Health insurance premiums vary based on...
READ MORE
Jan 23 2023
Tax Benefits of Health Insurance Under Section 80D
Importance of Health Insurance Life as we know it, is highly uncertain whereas death and taxes are certain. Post-COVID , we have begun to value health and, more importantly, realize it is very important to have health insurance coverage and quick access to quality healthcare. For any medical emergency, health insurance is a must since it offers the financial backup you need during such emergencies. Hospitalization and...
READ MORE
Jul 27 2020
Best Individual Health Insurance Policy for People in Their 20’s
Youth is the time when people experiment and explore new facets of life. It is time to travel and venture into varied career options. In the midst of all this, very few consider the importance of health insurance. However, young age is the most suitable time for you to get an individual health insurance policy. Health issues often take a back seat as you earn financial freedom with your jobs. When you buy a health insurance...
READ MOREExperts Opinion
Expert advice from financial gurus!
Read and discover what industry experts have to say about the different aspects and benefits of health insurance.
Insurance comes before investment. It is the first step in financial planning journey.

Harsh Roongta
CEO - Fee Only Investment Advisers LLP
Protection is the most important aspect of financial planning; even Maslow agrees to that.

Deepak Yohannan
CEO - MyInsuranceClub.com
Buying adequate health and life insurance cover are a must. Calculate the liability towards your long-term goals, and then decide the amount of cover you need appropriately in terms of insurance, in addition to investments.

Amol Joshi
Founder, PlanRupee Investment Services