Our Health Insurance Promise

At ManipalCigna Health Insurance, we strive to match your commitment to the health of your family. And our products are designed to honor that. Whatever your life stage and family requirements, we have a solution that will meet all your health care needs

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Sum Insured : Up To ₹ 2.5 lacs

Covid standard benefit based health policy

Best suited for

Individual

Multi Individual

Key Benefits

Lump sum Benefit

All India Coverage

Affordable premium

No PPMC required

Sum Insured starting from ₹ 50000

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UIN: MCIHLIP21139V012021
Launch Date: 14-08-2020

Sum Insured : Up To ₹ 50 Crore

Check Detail to Secure Each Member's Lifestyle

Best suited for

Employer-Employee Group

Non Employer-Employee
Groups/Association/ Institution/Society

Key Benefits

Umbrella cover of Group - Personal Accident and/or Critical Illness

Flexibility of Base and Optional covers

Income protection including dependent family cover

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UIN: MCIPAGP21235V032021
Launch Date: 25-09-2020

Sum Insured : ₹ 0.5 Lac - ₹ 25 Lacs

Design your own health plan and pay for what you choose. Customise your plan according to your needs with ProHealth Select and reassure your future

Best suited for

individual

Family

Multi Individual

Key Benefits

Customizable plan

Reassurance option for premium waiver

Flexible sum insured options

EXPLORE 2 PLANS  
UIN: IRDAI/HLT/CTTK/P-H/V.I/72/2016-17
Launch Date: 12-06-2017

Sum Insured : Up To ₹ 5 Crore

Our All in One Plan to keep you healthy always

Best suited for

Employer-Employee Group

Non Employer-Employee
Groups/Association/ Institution/Society

Key Benefits

Flexibility to design a standard base cover to a premium comprehensive packaged solution

Range of covers including Accident, Mediclaim, Surgery, Domestic Travel and Wellness

Choice of Indemnity, Benefit, Regular cash payout (as per cover)

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UIN: MCIHLGP20120V011920
Launch Date: 29-06-2020

Sum Insured : ₹ 500 - 5000 /Day

A daily cash plan to financially aid hospitalization expenses

Best suited for

Individual

Multi Individual

Key Benefits

Coverage up to 180 days per policy year

Access to online Wellness Program

Worldwide cover for illness or injury

EXPLORE 2 PLANS   SEND ME AN EXPERT  
UIN: IRDA/NL-HLT/CTTK/P-H/V.I/70/14-15
Launch Date: 13-10-2015

Sum Insured : Up To ₹ 1 Crore

Every Detail Matters To Your Health

Best suited for

Employer-Employee Group

Non Employer-Employee Groups/
Association/ Institution/Society

Key Benefits

Flexible, comprehensive and easy healthcare for illness, injury

Choice of Base and Optional covers

Hospital, home care to OPD expenses cover under one plan

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UIN: MCIHLGP21172V032021
Launch Date: 11-09-2020

Sum Insured : Up To ₹ 10 Million

Every Detail Matters For Global Protection

Best suited for

Employer-Employee Group

Non Employer- Employee
Groups/Association/ Institution/Society

Key Benefits

Global care for hospitalisation, day care to out-patient treatment

Choice of base and multiple optional covers

Comprehensive health and wellness solutions

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UIN: CTTHLGP20018V021920
Launch Date: 28-05-2019

Sum Insured : Up To $ 50 Lac

Check Details To Secure Overseas Travel

Best suited for

Employer-Employee Group

Non Employer-Employee
Groups/Association/ Institution/Society

Key Benefits

A completely customizable travel protection solution

Choice of Base and Optional covers

Medical expenses & Travel inconvenience cover in a single plan

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UIN: CTTTGOP19019V011819
Launch Date: 28-05-2018

Sum Insured : ₹ 3 Lacs - ₹ 30 Lacs

The added boost that keeps you covered above and beyond your health plan.

Best suited for

Individual

Family

Multi Individual

Key Benefits

Cashless treatment at 6500+ hospitals

Option to choose any room category

All Day Care treatments covered

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UIN: MCIHLIP21121V022021
Launch Date: 04-12-2019

Sum Insured : Up To ₹ 5 Lacs

Standard health insurance plan for Coronavirus disease

Best suited for

Individual

Family

Multi Individual

Key Benefits

Affordable all India coverage for Coronavirus

Hospital to Home care treatment up to Sum Insured

Discount for health care workers

Option to choose Hospital daily cash

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UIN: MCIHLIP21070V012021
Launch Date: 10-07-2020

Sum Insured : Up To ₹ 5 Lacs

Affordable standard health insurance plan

Best suited for

Individual

Family

Multi Individual

Key Benefits

Coverage available for Allopathic & AYUSH treatments

Includes cover for Modern & Advanced Treatments

Affordable all India health coverage

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UIN: MCIHLIP20156V011920
Launch Date: 01-04-2020

Sum Insured : ₹ 2.5 Lacs - ₹ 1 Crore

A comprehensive hospitalization plan for you and your family

Best suited for

Individual

Family

Multi Individual

Key Benefits

Cashless treatment at 6500+ hospitals

Guaruanteed cumulative bouns up to 200% of SI

Tax saving benefits under Sec 80D, IT Act

EXPLORE 5 PLANS   SEND ME AN EXPERT  
UIN: CTTHLIP18045V031819
Launch Date: 16-10-2018

Sum Insured : Up To ₹10 Crore

A plan that assures financial support and provides a safety cushion for a better
tomorrow by providing complete protection, on and off the job, including death,
disability, loss of job and financial protection.

Best suited for

Individual

Family

Multi Individual

Key Benefits

Lump sum payout option

Loss of job covered

Financial protection for dependent child

EXPLORE 3 PLANS   SEND ME AN EXPERT  
UIN: IRDA/NL-HLT/CTTK/P-H/V-I/28/14-15
Launch Date: 22-10-2014

Sum Insured : ₹ 1 Lac - ₹ 25 Crore

A vital protection for your financial health against life-changing critical illnesses that offers you the entire payment of sum insured on first diagnosis of listed illness.

Best suited for

Individual

Family

Key Benefits

Covers 30 or 15 critical illnesses as per plan.

Access to online Wellness Programs

Lump sum and staggered payout options

EXPLORE 2 PLANS   SEND ME AN EXPERT  
UIN: IRDA/NL-HLT/CTTK/P-H/V.I/5/14-15
Launch Date: 25-08-2014

Got Questions?

What are the details to be provided at the time of intimation of claim?

The following details are to be provided to the company’s at the tine of intimation of Claim: Policy number, Name of policy, Name of the insured person in whose relation the Claim is being lodged. Nature of illness / injury. Name and address of the attending Medical Practitioner and hospital. Date of Admission and any other information as requested by Us.

Daily Hospital Cash Questions

ManipalCigna Daily Hospital Cash

The daily hospital cash plan is a type of health insurance that provides a specified amount of cash for hospitalisation expenses on a daily basis. The amount you are entitled to receive under the hospital cash insurance is fixed and decided at the time of commencement of the policy, irrespective of the expenses that you come across. The ManipalCigna hospital cash insurance offers you to choose from a wide range of daily cash covers, starting from ₹500 to ₹5000 every day. You can avail benefits of choosing critical illness cover in addition to the existing ones, providing it to the entire family.

ManipalCigna ProHealth is a daily hospital cash benefit plan that ensures you about the prompt financial assistance exactly when you need it the most. This hospital cash insurance helps you with a wide choice of daily cash benefits, which are paid directly to you. This is the major benefit for when compensate expenses are not covered in the base plan that you have chosen. The daily hospital cash benefit from ManipalCigna ProHealth is available from ₹500 to ₹5000, depending on the amount you choose at the inception of the policy. In case of accidental death and permanent total disability, you or the nominee can get ₹50 thousand to ₹25 lacs. The number of days of coverage per policy year can be chosen from 60, 90 or 180 days, and the policy terms are available as 1, 2, and 3 years. You can avail long term discount of 7.5% for the tenure of 2 years and 10% for 3-year policy term under this hospital cash insurance. An add-on of critical illness protection is available from ₹50 thousand to ₹25 lacs. Most importantly, you will not be asked to undergo any medical test until you turn 55 years of your age or on opting daily hospital cash benefit from ₹500 to ₹3000. For this, you need to submit the proofs of clear medical history.

ManipalCigna ProHealth Hospital Cash benefits you in several ways. You can choose from two plan options available such as the basic and enhanced.  The basic plan offers-

  • Sickness Hospital Cash Benefit where the daily hospital cash due to sickness is provided.
  • Accidental Hospital Cash Benefit offers double the regular DCB (Daily Cash Benefit) which is applicable.
  • ICU Cash Benefit offers 3 times the regular DCB, applicable only for 15 days per insured person.
  • Worldwide Cover provides 3 times the regular DCB for hospitalisation occurred abroad.
  • The enhanced plan offers following in addition to the benefits in the basic plan-
  • Convalescence Benefit offers 5 times the regular DCB will be paid in case of hospitalisation for 10 or more days. This benefit can be availed only once per person per policy year.
  • Companion Benefit is designed to offer 50% of the DCB to the person accompanying the patient in the hospital.
  • Compassionate Benefit is 10% times the regular DCB if the person gets deceased during the case of an accident. You can also choose from optional covers as the Day Care Treatment and Accidental Death as well as Permanent Total Disability.

Though ManipalCigna ProHealth Cash plan helps you with a wide range of benefits associated with daily cash, there are a few things that are not included in this hospital cash plan.

  • On the diagnosis of HIV/AIDS of any severity and its complications, this daily hospital cash benefit will not offer any amount towards the expenses occurred due to the same illness.
  • The pregnancy-related complications and treatment will not be covered under a hospital cash plan.
  • You are not entitled to get daily hospital cash in any case of suicide or drug abuse.