Our Health Insurance Promise
At ManipalCigna Health Insurance, we strive to match your commitment to the health of your family. And our products are designed to honor that. Whatever your life stage and family requirements, we have a solution that will meet all your health care needs
Sum Insured : Up to ₹25 Crore
A plan that assures financial support and provides a safety cushion for a better tomorrow by providing complete protection, on and off the job, including death, disablement, repatriation of mortal remains and funeral expenses.
Best suited for
Individual
Family
Key Benefits
Sum Insured : ₹ 1 Lac - ₹ 30 Lacs
The added boost that keeps you covered above and beyond your health plan.
Best suited for
Individual
Family
Multi Individual
Key Benefits
Sum Insured : ₹ 0.5 Lac - ₹ 25 Lacs
Design your own health plan and pay for what you choose. Customise your plan according to your needs with ProHealth Select and reassure your future
Best suited for
Individual
Family
Multi Individual
Key Benefits
Launch Date: 08-05-2023
Sum Insured : ₹ 2.5 Lacs - ₹ 1 Crore
A comprehensive hospitalization plan for you and your family
Best suited for
Individual
Family
Multi Individual
Key Benefits
Sum Insured : Up to ₹ 5 Lacs
Standard Health Insurance Policy specially designed to cover Persons with Disabilities (PWD), Persons afflicted with HIV/AIDS, and those with Mental Illness
Best suited for
Individual
Key Benefits
Sum Insured : ₹ 3 Lacs - ₹ 50 Lacs
Parents and elders took care of children in their most sensitive ages and phases of life. It is time to gift them the better Healthcare experience. Presenting ManipalCigna Prime Senior, a comprehensive Health Insurance plan which offers innovative features specially designed for Senior Citizens.
Best suited for
Individual
Family
Multi Individual
Key Benefits
Sum Insured : ₹ 50 Lacs - ₹ 3 Cr
A health insurance that lasts for a lifetime
Best suited for
Individual
Family
Multi Individual
Key Benefits
Sum Insured : ₹ 1 Lac - ₹ 25 Crore
A vital protection for your financial health against life-changing critical illnesses that offers you the entire payment of sum insured on first diagnosis of listed illness.
Best suited for
Individual
Family
Key Benefits
Sum Insured :
ManipalCigna Health 360 – Shield and Advance: As per the underlying base policy
ManipalCigna Health 360 – OPD: ₹ 5000 - ₹ 1 Lac
Best suited for
Individual
Family
Multi Individual
Key Benefits
Sum Insured : ₹ 3 Lacs - ₹ 1 Crore
A comprehensive and flexible Health Insurance Plan that offers Better Coverage, Better Control and Better Care
Best suited for
Individual
Family
Multi Individual
Key Benefits
Sum Insured : Up To ₹ 10 Lacs
Affordable standard health insurance plan
Best suited for
Individual
Family
Multi Individual
Key Benefits
Sum Insured : Up To ₹1 Crore**
Standard Personal Accident Policy to safeguard your unexpected expenses arising from death or serious injury caused by an accident, while securing your finances
Best suited for
Individual
Family
Multi Individual
Key Benefits
Sum Insured : Up To ₹10 Crore
A plan that assures financial support and provides a safety cushion for a better
tomorrow by providing complete protection, on and off the job, including death,
disability, loss of job and financial protection.
Best suited for
Individual
Family
Multi Individual
Key Benefits
Sum Insured : ₹ 500 - 5000 /Day
A daily cash plan to financially aid hospitalization expenses
Best suited for
Individual
Multi Individual
Key Benefits
Sum Insured : Up To ₹ 5 Crore
Our All in One Plan to keep you healthy always
Best suited for
Employer
Employee Group
Key Benefits
Sum Insured : Up To ₹ 50 Crore
Check Detail to Secure Each Member's Lifestyle
Best suited for
Employer
Employee Group
Key Benefits
Got Questions?
What are the details to be provided at the time of intimation of claim?
The following details are to be provided to the company’s at the tine of intimation of Claim: Policy number, Name of policy, Name of the insured person in whose relation the Claim is being lodged. Nature of illness / injury. Name and address of the attending Medical Practitioner and hospital. Date of Admission and any other information as requested by Us.
ManipalCigna Daily Hospital Cash
What is Daily Hospital Cash Plan?
The daily hospital cash plan is a type of health insurance that provides a specified amount of cash for hospitalisation expenses on a daily basis. The amount you are entitled to receive under the hospital cash insurance is fixed and decided at the time of commencement of the policy, irrespective of the expenses that you come across. The ManipalCigna hospital cash insurance offers you to choose from a wide range of daily cash covers, starting from ₹500 to ₹5000 every day. You can avail benefits of choosing critical illness cover in addition to the existing ones, providing it to the entire family.
Why Buy Our ProHealth Cash Plan?
ManipalCigna ProHealth is a daily hospital cash benefit plan that ensures you about the prompt financial assistance exactly when you need it the most. This hospital cash insurance helps you with a wide choice of daily cash benefits, which are paid directly to you. This is the major benefit for when compensate expenses are not covered in the base plan that you have chosen. The daily hospital cash benefit from ManipalCigna ProHealth is available from ₹500 to ₹5000, depending on the amount you choose at the inception of the policy. In case of accidental death and permanent total disability, you or the nominee can get ₹50 thousand to ₹25 lacs. The number of days of coverage per policy year can be chosen from 60, 90 or 180 days, and the policy terms are available as 1, 2, and 3 years. You can avail long term discount of 7.5% for the tenure of 2 years and 10% for 3-year policy term under this hospital cash insurance. An add-on of critical illness protection is available from ₹50 thousand to ₹25 lacs. Most importantly, you will not be asked to undergo any medical test until you turn 55 years of your age or on opting daily hospital cash benefit from ₹500 to ₹3000. For this, you need to submit the proofs of clear medical history.
What does our ProHealth Cash Plan cover?
ManipalCigna ProHealth Hospital Cash benefits you in several ways. You can choose from two plan options available such as the basic and enhanced. The basic plan offers-
- Sickness Hospital Cash Benefit where the daily hospital cash due to sickness is provided.
- Accidental Hospital Cash Benefit offers double the regular DCB (Daily Cash Benefit) which is applicable.
- ICU Cash Benefit offers 3 times the regular DCB, applicable only for 15 days per insured person.
- Worldwide Cover provides 3 times the regular DCB for hospitalisation occurred abroad.
- The enhanced plan offers following in addition to the benefits in the basic plan-
- Convalescence Benefit offers 5 times the regular DCB will be paid in case of hospitalisation for 10 or more days. This benefit can be availed only once per person per policy year.
- Companion Benefit is designed to offer 50% of the DCB to the person accompanying the patient in the hospital.
- Compassionate Benefit is 10% times the regular DCB if the person gets deceased during the case of an accident. You can also choose from optional covers as the Day Care Treatment and Accidental Death as well as Permanent Total Disability.
What does our ProHealth Cash Plan does not cover?
Though ManipalCigna ProHealth Cash plan helps you with a wide range of benefits associated with daily cash, there are a few things that are not included in this hospital cash plan.
- On the diagnosis of HIV/AIDS of any severity and its complications, this daily hospital cash benefit will not offer any amount towards the expenses occurred due to the same illness.
- The pregnancy-related complications and treatment will not be covered under a hospital cash plan.
- You are not entitled to get daily hospital cash in any case of suicide or drug abuse.