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A daily cash plan to financially aid hospitalization expenses

Sum Insured: ₹ 500 - 5000 /Day

A daily cash plan to financially aid hospitalization expenses

Best suited for

Individual

Multi Individual

Key Benefits

Coverage up to 180 days per policy year

Access to online Wellness Program

Worldwide cover for illness or injury

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UIN: IRDA/NL-HLT/CTTK/P-H/V.I/70/14-15
Launch Date: 13-10-2015

Various Plans

ManipalCigna ProHealth Cash has been designed keeping your needs in mind.

ProHealth Cash - Basic Plan

A daily cash plan to financially aid hospitalization expenses

Ped Waiting Period

4 years

Sum Insured

500 - 5000  

Sickness Hospital Cash Benefit

Accident Hospital Cash Benefit

ICU Cash Benefit

Worldwide Cover

Convalescence Benefit

Companion Benefit

Compassionate Benefit

Accidental Death (AD) and Permanent Total Disability (PTD) cover from ₹ 50,000 to ₹ 25 Lacs

Option to choose maximum number of days of coverage from 60,90 and 180 per policy year.

Choice of Policy Term 1,2 and 3 Years.

Family Discount of 10% on covering more than 2 family members under single policy

Long Term discount of 7.5% and 10% on opting for 2 and 3 Year single premium

Access to Online Wellness Program for healthy living

Lifetime Renewal

Income Tax Benefit under Sec 80D, Income Tax Act

For more information please read terms and conditions

What’s covered

  • Sickness Hospital Cash Benefit
  • Accident Hospital Cash Benefit
  • ICU Cover
  • Worldwide Cover
  • Convalescence Benefit
  • Companion Benefit
  • Compassionate Benefit

What’s not covered

  • Dental treatment
  • Circumcision
  • Birth control procedures, contraceptive supplies and services
  • Routine medical check-up and diagnostic tests
  • AIDS and all diseases/illnesses caused by or related to HIV
  • All sexually transmitted diseases
  • Ailments arising out of alcohol and drug abuse
  • Cosmetic surgery except reconstructive surgery for burns and accidents
  • Any form of non-allopathic treatment unless specifically covered under the policy
  • Any robotic or remote surgery
  • Any amount which falls under the deductible or co-pay
  • Non Medical Expenses Listed as per IRDA


    Above List is only indicative and not exhaustive for more information please read terms and conditions
Optional Covers

• Accidental Death and Permanent Total Disability cover
(Minimum entry age is 5 years.)
• Day Care Treatment Benefit

Riders

Add-on Cover: Covers listed 11 Critical Illnesses Available on payment of additional premium

Min Entry Age

Child - 91 days, Adult - 18 years

Cover Type

Individual Basis

Max Entry Age

65 years

Policy Period

1, 2 and 3 years
(Discount of 7.5% for 2 years and 10 % for 3 years policy term with single premium payment mode)

ProHealth Cash Enhanced Plan

A daily cash plan to financially aid hospitalization expenses

Ped Waiting Period

4 years

Sum Insured

500 - 5000  

Sickness Hospital Cash Benefit

Accident Hospital Cash Benefit

ICU Cash Benefit

Worldwide Cover

Convalescence Benefit

Companion Benefit

Compassionate Benefit

Accidental Death (AD) and Permanent Total Disability (PTD) cover from ₹ 50,000 to ₹ 25 Lacs

Option to choose maximum number of days of coverage from 60,90 and 180 per policy year.

Choice of Policy Term 1,2 and 3 Years.

Family Discount of 10% on covering more than 2 family members under single policy

Long Term discount of 7.5% and 10% on opting for 2 and 3 Year single premium

Access to Online Wellness Program for healthy living

Lifetime Renewal

Income Tax Benefit under Sec 80D, Income Tax Act

For more information please read terms and conditions

What’s covered

  • Sickness Hospital Cash Benefit
  • Accident Hospital Cash Benefit
  • ICU Cover
  • Worldwide Cover
  • Convalescence Benefit
  • Companion Benefit
  • Compassionate Benefit

What’s not covered

  • Dental treatment
  • Circumcision
  • Birth control procedures, contraceptive supplies and services
  • Routine medical check-up and diagnostic tests
  • AIDS and all diseases/illnesses caused by or related to HIV
  • All sexually transmitted diseases
  • Ailments arising out of alcohol and drug abuse
  • Cosmetic surgery except reconstructive surgery for burns and accidents
  • Any form of non-allopathic treatment unless specifically covered under the policy
  • Any robotic or remote surgery
  • Any amount which falls under the deductible or co-pay
  • Non Medical Expenses Listed as per IRDA


    Above List is only indicative and not exhaustive for more information please read terms and conditions
Optional Covers

• Accidental Death and Permanent Total Disability cover
(Minimum entry age is 5 years.)
• Day Care Treatment Benefit

Riders

Add-on Cover: Covers listed 11 Critical Illnesses Available on payment of additional premium

Min Entry Age

Child - 91 days, Adult - 18 years

Cover Type

Individual Basis

Max Entry Age

65 years

Policy Period

1, 2 and 3 years
(Discount of 7.5% for 2 years and 10 % for 3 years policy term with single premium payment mode)

Got Questions?

What are the details to be provided at the time of intimation of claim?

The following details are to be provided to the company’s at the tine of intimation of Claim: Policy number, Name of policy, Name of the insured person in whose relation the Claim is being lodged. Nature of illness / injury. Name and address of the attending Medical Practitioner and hospital. Date of Admission and any other information as requested by Us.

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