A daily cash plan to financially aid hospitalization expenses
Sum Insured : ₹ 500 - 5000 /Day
A daily cash plan to financially aid hospitalization expenses
Best suited for
Individual
Multi Individual
Key Benefits
Launch Date: 17-03-2021
Various Plans
ManipalCigna ProHealth Cash
has been designed keeping your needs in mind.ProHealth Cash - Basic Plan
A daily cash plan to financially aid hospitalization expenses
Ped Waiting Period
4 years
Sum Insured
500 - 5000
Sickness Hospital Cash Benefit
Accident Hospital Cash Benefit
ICU Cash Benefit
Worldwide Cover
Choice of Day Care Treatment benefit
Choice of Accidental Death and Permanent Total Disability (PTD) cover from ₹ 50,000 to ₹ 25 lacs.
Option to choose maximum number of days of coverage from 60,90 and 180 per policy year (Policy is limited to a maximum number of 450 days, including all Daily Cash Benefits).
Choice of Policy Term 1,2 and 3 Years.
Family Discount of 10% for covering 3 or more family members under the same policy
Long Term discount of 7.5% and 10% on opting for 2 and 3 Year single premium
Online Renewal Discount of 3% p.a. if the customer chooses for NACH or standing instruction (where payment is made either by direct debit of bank account or credit card) option, applicable from next renewal of the policy.
Access to Online Wellness Program for healthy living
Lifetime Renewal
Income Tax Benefit under Sec 80D, Income Tax Act
For more information please read terms and conditions
What’s covered
- Sickness Hospital Cash Benefit
- Accident Hospital Cash Benefit
- ICU Cash Benefit
- Worldwide Cover
What’s not covered
- Dental treatment
- Circumcision
- Birth control procedures, contraceptive supplies and services
- Routine medical check-up and diagnostic tests
- All sexually transmitted diseases except HIV/AIDS
- Ailments arising out of alcohol and drug abuse
- Cosmetic surgery except reconstructive surgery for burns and accidents
- Any form of non-allopathic treatment unless specifically covered under the policy
Above List is only indicative and not exhaustive. For complete details on Eligibility, Coverages, Benefits, Terms, Condition and Exclusions please refer Policy Wordings and Prospectus
Optional Covers
• Accidental Death and Permanent Total Disability cover
(Minimum entry age is 5 years.)
• Day Care Treatment Benefit
Riders
Critical Illness Add On Cover: Covers listed 11 Critical Illnesses. Available on payment of additional premium
Min Entry Age
Child - 91 days, Adult - 18 years
Cover Type
Individual Basis
Max Entry Age
65 years
Policy Period
1, 2 and 3 years
(Discount of 7.5% for 2 years and 10 % for 3 years policy term with single premium payment mode)
ProHealth Cash Enhanced Plan
A daily cash plan to financially aid hospitalization expenses
Ped Waiting Period
4 years
Sum Insured
500 - 5000
Sickness Hospital Cash Benefit
Accident Hospital Cash Benefit
ICU Cash Benefit
Worldwide Cover
Convalescence Benefit
Companion Benefit
Compassionate Benefit
Choice of Day Care Treatment benefit Choice of Accidental Death (AD) and Permanent Total Disability (PTD) cover from ₹ 50,000 to ₹ 25 Lacs
Option to choose maximum number of days of coverage from 60,90 and 180 per policy year (Policy is limited to a maximum number of 450 days, including all Daily Cash Benefits).
Choice of Policy Term 1,2 and 3 Years.
Family Discount of 10% for covering 3 or more family members under the same policy.
Online Renewal Discount of 3% p.a. if the customer chooses for NACH or standing instruction (where payment is made either by direct debit of bank account or credit card) option, applicable from next renewal of the policy.
Long Term discount of 7.5% and 10% on opting for 2 and 3 Year single premium
Access to Online Wellness Program for healthy living
Lifetime Renewal
Income Tax Benefit under Sec 80D, Income Tax Act
For more information please read terms and conditions
What’s covered
- Sickness Hospital Cash Benefit
- Accident Hospital Cash Benefit
- ICU Cash Benefit
- Worldwide Cover
- Convalescence Benefit
- Companion Benefit
- Compassionate Benefit
What’s not covered
- Dental treatment
- Circumcision
- Birth control procedures, contraceptive supplies and services
- Routine medical check-up and diagnostic tests
- All sexually transmitted diseases except HIV/AIDS
- Ailments arising out of alcohol and drug abuse
- Cosmetic surgery except reconstructive surgery for burns and accidents
- Any form of non-allopathic treatment unless specifically covered under the policy
Above List is only indicative and not exhaustive. For complete details on Eligibility, Coverages, Benefits, Terms, Condition and Exclusions please refer Policy Wordings and Prospectus
Optional Covers
• Accidental Death and Permanent Total Disability cover
(Minimum entry age is 5 years.)
• Day Care Treatment Benefit
Riders
Critical Illness Add On Cover: Covers listed 11 Critical Illnesses. Available on payment of additional premium
Min Entry Age
Child - 91 days, Adult - 18 years
Cover Type
Individual Basis
Max Entry Age
65 years
Policy Period
1, 2 and 3 years
(Discount of 7.5% for 2 years and 10 % for 3 years policy term with single premium payment mode)
ProHealth Cash - Enhanced
A daily cash plan to financially aid hospitalization expenses
Ped Waiting Period
4 years
Sum Insured
500 - 5000
Benefits
Sickness Hospital Cash Benefit
Accident Hospital Cash Benefit
ICU Cash Benefit
Worldwide Cover
Convalescence Benefit
Companion Benefit
Compassionate Benefit
Choice of Day Care Treatment benefit Choice of Accidental Death (AD) and Permanent Total Disability (PTD) cover from ₹ 50,000 to ₹ 25 Lacs
Option to choose maximum number of days of coverage from 60,90 and 180 per policy year (Policy is limited to a maximum number of 450 days, including all Daily Cash Benefits).
Choice of Policy Term 1,2 and 3 Years.
Family Discount of 10% for covering 3 or more family members under the same policy.
Online Renewal Discount of 3% p.a. if the customer chooses for NACH or standing instruction (where payment is made either by direct debit of bank account or credit card) option, applicable from next renewal of the policy.
Long Term discount of 7.5% and 10% on opting for 2 and 3 Year single premium
Access to Online Wellness Program for healthy living
Lifetime Renewal
Income Tax Benefit under Sec 80D, Income Tax Act
For more information please read terms and conditions
What’s covered
- Sickness Hospital Cash Benefit
- Accident Hospital Cash Benefit
- ICU Cash Benefit
- Worldwide Cover
- Convalescence Benefit
- Companion Benefit
- Compassionate Benefit
What’s not covered
- Dental treatment
- Circumcision
- Birth control procedures, contraceptive supplies and services
- Routine medical check-up and diagnostic tests
- All sexually transmitted diseases except HIV/AIDS
- Ailments arising out of alcohol and drug abuse
- Cosmetic surgery except reconstructive surgery for burns and accidents
- Any form of non-allopathic treatment unless specifically covered under the policy
Above List is only indicative and not exhaustive. For complete details on Eligibility, Coverages, Benefits, Terms, Condition and Exclusions please refer Policy Wordings and Prospectus
Add Ons and Options
Optional Covers
• Accidental Death and Permanent Total Disability cover
(Minimum entry age is 5 years.)
• Day Care Treatment Benefit
Riders
Critical Illness Add On Cover: Covers listed 11 Critical Illnesses. Available on payment of additional premium
Eligibility
Min Entry Age
Child - 91 days, Adult - 18 years
Cover Type
Individual Basis
Max Entry Age
65 years
Policy Period
1, 2 and 3 years
(Discount of 7.5% for 2 years and 10 % for 3 years policy term with single premium payment mode)
Other plans under ProHealth Cash
Sum insured
₹
Base premium
/annum
Got Questions?
What are the details to be provided at the time of intimation of claim?
The following details are to be provided to the company’s at the tine of intimation of Claim: Policy number, Name of policy, Name of the insured person in whose relation the Claim is being lodged. Nature of illness / injury. Name and address of the attending Medical Practitioner and hospital. Date of Admission and any other information as requested by Us.