A daily cash plan to financially aid hospitalization expenses

Sum Insured : ₹ 500 - 5000 /Day

A daily cash plan to financially aid hospitalization expenses

Best suited for

Individual

Multi Individual

Key Benefits

Coverage up to 180 days per policy year

Access to online Wellness Program

Worldwide cover for illness or injury

UIN: MCIHLIP21556V042021
Launch Date: 17-03-2021

Various Plans

ManipalCigna ProHealth Cash has been designed keeping your needs in mind.

ProHealth Cash - Basic Plan

A daily cash plan to financially aid hospitalization expenses

Ped Waiting Period

4 years

Sum Insured

500 - 5000  

Sickness Hospital Cash Benefit

Accident Hospital Cash Benefit

ICU Cash Benefit

Worldwide Cover

Choice of Day Care Treatment benefit

Choice of Accidental Death and Permanent Total Disability (PTD) cover from ₹ 50,000 to ₹ 25 lacs.

Option to choose maximum number of days of coverage from 60,90 and 180 per policy year (Policy is limited to a maximum number of 450 days, including all Daily Cash Benefits).

Choice of Policy Term 1,2 and 3 Years.

Family Discount of 10% for covering 3 or more family members under the same policy

Long Term discount of 7.5% and 10% on opting for 2 and 3 Year single premium

Online Renewal Discount of 3% p.a. if the customer chooses for NACH or standing instruction (where payment is made either by direct debit of bank account or credit card) option, applicable from next renewal of the policy.

Access to Online Wellness Program for healthy living

Lifetime Renewal

Income Tax Benefit under Sec 80D, Income Tax Act

For more information please read terms and conditions

What’s covered

  • Sickness Hospital Cash Benefit
  • Accident Hospital Cash Benefit
  • ICU Cash Benefit
  • Worldwide Cover

What’s not covered

  • Dental treatment
  • Circumcision
  • Birth control procedures, contraceptive supplies and services
  • Routine medical check-up and diagnostic tests
  • All sexually transmitted diseases except HIV/AIDS
  • Ailments arising out of alcohol and drug abuse
  • Cosmetic surgery except reconstructive surgery for burns and accidents
  • Any form of non-allopathic treatment unless specifically covered under the policy



    Above List is only indicative and not exhaustive. For complete details on Eligibility, Coverages, Benefits, Terms, Condition and Exclusions please refer Policy Wordings and Prospectus
Optional Covers

• Accidental Death and Permanent Total Disability cover
(Minimum entry age is 5 years.)
• Day Care Treatment Benefit

Riders

Critical Illness Add On Cover: Covers listed 11 Critical Illnesses Available on payment of additional premium

Min Entry Age

Child - 91 days, Adult - 18 years

Cover Type

Individual Basis

Max Entry Age

65 years

Policy Period

1, 2 and 3 years
(Discount of 7.5% for 2 years and 10 % for 3 years policy term with single premium payment mode)

ProHealth Cash Enhanced Plan

A daily cash plan to financially aid hospitalization expenses

Ped Waiting Period

4 years

Sum Insured

500 - 5000  

Sickness Hospital Cash Benefit

Accident Hospital Cash Benefit

ICU Cash Benefit

Worldwide Cover

Convalescence Benefit

Companion Benefit

Compassionate Benefit

Choice of Day Care Treatment benefit Choice of Accidental Death (AD) and Permanent Total Disability (PTD) cover from ₹ 50,000 to ₹ 25 Lacs

Option to choose maximum number of days of coverage from 60,90 and 180 per policy year (Policy is limited to a maximum number of 450 days, including all Daily Cash Benefits).

Choice of Policy Term 1,2 and 3 Years.

Family Discount of 10% for covering 3 or more family members under the same policy.

Online Renewal Discount of 3% p.a. if the customer chooses for NACH or standing instruction (where payment is made either by direct debit of bank account or credit card) option, applicable from next renewal of the policy.

Long Term discount of 7.5% and 10% on opting for 2 and 3 Year single premium

Access to Online Wellness Program for healthy living

Lifetime Renewal

Income Tax Benefit under Sec 80D, Income Tax Act

For more information please read terms and conditions

What’s covered

  • Sickness Hospital Cash Benefit
  • Accident Hospital Cash Benefit
  • ICU Cash Benefit
  • Worldwide Cover
  • Convalescence Benefit
  • Companion Benefit
  • Compassionate Benefit

What’s not covered

  • Dental treatment
  • Circumcision
  • Birth control procedures, contraceptive supplies and services
  • Routine medical check-up and diagnostic tests
  • All sexually transmitted diseases except HIV/AIDS
  • Ailments arising out of alcohol and drug abuse
  • Cosmetic surgery except reconstructive surgery for burns and accidents
  • Any form of non-allopathic treatment unless specifically covered under the policy



    Above List is only indicative and not exhaustive. For complete details on Eligibility, Coverages, Benefits, Terms, Condition and Exclusions please refer Policy Wordings and Prospectus
Optional Covers

• Accidental Death and Permanent Total Disability cover
(Minimum entry age is 5 years.)
• Day Care Treatment Benefit

Riders

Critical Illness Add On Cover: Covers listed 11 Critical Illnesses Available on payment of additional premium

Min Entry Age

Child - 91 days, Adult - 18 years

Cover Type

Individual Basis

Max Entry Age

65 years

Policy Period

1, 2 and 3 years
(Discount of 7.5% for 2 years and 10 % for 3 years policy term with single premium payment mode)

ProHealth Cash - Enhanced

A daily cash plan to financially aid hospitalization expenses

Ped Waiting Period

4 years

Sum Insured

500 - 5000  

Sickness Hospital Cash Benefit

Accident Hospital Cash Benefit

ICU Cash Benefit

Worldwide Cover

Convalescence Benefit

Companion Benefit

Compassionate Benefit

Choice of Day Care Treatment benefit Choice of Accidental Death (AD) and Permanent Total Disability (PTD) cover from ₹ 50,000 to ₹ 25 Lacs

Option to choose maximum number of days of coverage from 60,90 and 180 per policy year (Policy is limited to a maximum number of 450 days, including all Daily Cash Benefits).

Choice of Policy Term 1,2 and 3 Years.

Family Discount of 10% for covering 3 or more family members under the same policy.

Online Renewal Discount of 3% p.a. if the customer chooses for NACH or standing instruction (where payment is made either by direct debit of bank account or credit card) option, applicable from next renewal of the policy.

Long Term discount of 7.5% and 10% on opting for 2 and 3 Year single premium

Access to Online Wellness Program for healthy living

Lifetime Renewal

Income Tax Benefit under Sec 80D, Income Tax Act

For more information please read terms and conditions

What’s covered

  • Sickness Hospital Cash Benefit
  • Accident Hospital Cash Benefit
  • ICU Cash Benefit
  • Worldwide Cover
  • Convalescence Benefit
  • Companion Benefit
  • Compassionate Benefit

What’s not covered

  • Dental treatment
  • Circumcision
  • Birth control procedures, contraceptive supplies and services
  • Routine medical check-up and diagnostic tests
  • All sexually transmitted diseases except HIV/AIDS
  • Ailments arising out of alcohol and drug abuse
  • Cosmetic surgery except reconstructive surgery for burns and accidents
  • Any form of non-allopathic treatment unless specifically covered under the policy



    Above List is only indicative and not exhaustive. For complete details on Eligibility, Coverages, Benefits, Terms, Condition and Exclusions please refer Policy Wordings and Prospectus
Optional Covers

• Accidental Death and Permanent Total Disability cover
(Minimum entry age is 5 years.)
• Day Care Treatment Benefit

Riders

Add-on Cover: Covers listed 11 Critical Illnesses Available on payment of additional premium

Min Entry Age

Child - 91 days, Adult - 18 years

Cover Type

Individual Basis

Max Entry Age

65 years

Policy Period

1, 2 and 3 years
(Discount of 7.5% for 2 years and 10 % for 3 years policy term with single premium payment mode)

Other plans under ProHealth Cash

ProHealth Cash - Basic

Sum insured

500  - ₹ 5000

Base premium

/annum

Sickness Hospital Cash Benefit

Accident Hospital Cash Benefit

ICU Cash Benefit

Got Questions?

What are the details to be provided at the time of intimation of claim?

The following details are to be provided to the company’s at the tine of intimation of Claim: Policy number, Name of policy, Name of the insured person in whose relation the Claim is being lodged. Nature of illness / injury. Name and address of the attending Medical Practitioner and hospital. Date of Admission and any other information as requested by Us.