Unlimited Health Insurance That Grows with Your Family, Supports Every Life Stage, and Covers Every Healthcare Journey.
Unlimited Coverage
One-Time Deductible, a decade of discounts
Up to 7.5% discount on staying claim free
Mental Wellness & Dietary Support
FEATURED INSURANCES
Enhanced hospitalisation coverage with eligibility Upto a Single Private Room, with options to upgradeGet coverage for medically necessary in-patient treatment for a duration of 2 hours or more.Pre and Post Hospitalization expenses are covered Upto 90 and 180 days respectivelyStay supported with mental health assessments, expert guidance and wellness content on our NetworkCoverage for emergency road ambulance support during medical emergenciesGet up to ₹50,000 for specific high-end tests such as PET-CT, Cardiac MRI, Coronary Angiography, and more.Plan Comparison
Compare Plans Of | ManipalCigna Infinix Core ₹7,389*/annum | ManipalCigna Infinix Now ₹9,958*/annum |
|---|---|---|
 Base Sum Insured (BSI) (₹) | ₹10L and Unlimited | ₹10L and Unlimited |
Type of Policy | Individual and Family Floater | Individual and Family Floater |
In-patient hospitalization | Covered upto BSI | Covered upto BSI |
Room Rent Limit (default) | Single Private AC Room | Single Private AC Room |
ICU | At Actuals | At Actuals |
2 hour hospitalization | Covered upto BSI | Covered upto BSI |
Modern and Advanced Treatments (Listed) | Covered upto BSI | Covered upto BSI |
Day Care Treatment (All) | Covered upto BSI | Covered upto BSI |
Pre-hospitalization Medical Expenses | BSI ₹10L - 60 days, BSI Unlimited - 90 days | BSI ₹10L - 60 days, BSI Unlimited - 90 days |
Post-hospitalization Medical Expenses | BSI ₹10L - 90 days, BSI Unlimited - 180 days | BSI ₹10L - 90 days, BSI Unlimited - 180 days |
Domiciliary hospitalization | Covered upto BSI, Pre/Post: 30 days | Covered upto BSI, Pre/Post: 30 days |
Road Ambulance | Covered upto BSI | Covered upto BSI |
Donor Expenses | Covered | Covered |
AYUSH Treatment | Covered upto BSI | Covered upto BSI |
Preferred Provider Network(For complete details, click here) | Classic / Premier / Premier Plus | Classic / Premier / Premier Plus |
Wellness Program | up to 20% discount | up to 20% discount |
Tele-Consultation | Unlimited | Unlimited |
Discounts and Health Services from Network Providers | Available | Available |
Home Treatment (for listed conditions only) | BSI ₹10L – Not Available, BSI Unlimited – Covered up to BSI | BSI ₹10L – Not Available, BSI Unlimited – Covered up to BSI |
Emotional Quotient | Available | Available |
NutriBoost | Available | Available |
Personal Accident Plus (₹upto ₹3Cr) | 1. Only Accidental Death or 2. Only Permanent Disablement (Permanent Total Disablement + Permanent P ...Read More | 1. Only Accidental Death or 2. Only Permanent Disablement (Permanent Total Disablement + Permanent P ...Read More |
Health Check-up (Listed Tests & Cashless) | Once every year | Once every year |
High End Diagnostic Tests (listed) | BSI - ₹10L : Not available BSI - Unlimited : Covered Upto ₹50,000 | BSI - ₹10L : Not available BSI - Unlimited : Covered Upto ₹50,000 |
Air Ambulance | Covered upto ₹10L | Covered upto ₹10L |
Annual Aggregate Deductible (₹) | 1L/ 2L/ 3L/4L/5L/10L | 1L/ 2L/ 3L/4L/5L/10L |
One-time Aggregate Deductible (₹) | ₹25k/50k/1L | ₹25k/50k/1L |
Room Rent Modification | BSI ₹10L : Downgrade to upto Twin Sharing AC Room BSI Unlimited : 1. Upgrade upto any room excludi ...Read More | BSI ₹10L : Downgrade to upto Twin Sharing AC Room BSI Unlimited : 1. Upgrade upto any room excludi ...Read More |
Coverage for Non-Medical Expenses (NME) and Durable Medical Equipment (DME) | NME: Covered upto BSI DME: upto ₹1L per policy year | NME: Covered upto BSI DME: upto ₹1L per policy year |
New Beginnings (waiting period 1 year) | Base Benefit Limit(₹) : 5k/10k/20k Bonus: 100% every year post 2nd year | Base Benefit Limit(₹) : 5k/10k/20k Bonus: 100% every year post 2nd year |
Reduction of Waiting Period (WP) | Option to Reduce both PED and Specific Illness WP to 24M | Not Applicable |
QuickAccess | Listed PEDs: Coverage from 31st day Specific Illness Waiting period: Reduced to 24 months | Not Applicable |
Initial WP | 30 days | Not Applicable |
PED WP | 36 months | Not Applicable |
Specific Illness WP | 36 months | Not Applicable |
| KEY FEATURES | INFORMATION |
|---|---|
| Hospitalization Expenses | Get coverage for medically necessary in-patient treatment of specified ailments and conditions with ...Read More |
| Pre & Post Hospitalization Expenses | Pre- and post-hospitalization expenses are covered for up to 60 and 90 days under the ₹10 lakh Base ...Read More |
| Domiciliary Hospitalization | Covered up to Sum Insured |
| Road Ambulance | Covered up to Sum Insured |
| Donor Expenses | Covered up to Sum Insured |
| AYUSH Treatment | Covered up to Sum Insured |
| Unlimited Tele-Consultation | Available with General Physician |
| Wellness Program | Earn rewards up to 20% on premium |
| Discounts and Health Services from Network Providers | Available |
Add Ons
Personal Accident Plus
• Flexible Protection: Opt for personal accident coverage for Accidental Death, Permanent Disablemen...
Health Check-up
High End Diagnostic Tests
Air Ambulance
Annual Aggregate Deductible
Room Rent Modification
Coverage for Non-Medical Expenses (NME) and Durable Medical Equipment (DME)
New Beginnings
One-time Aggregate Deductible
QuickAccess
Reduction in Waiting Period
Minimum Children – 91 days Adults – 18 years No Maximum Entry Age
Individual: where Children can be covered between 91days to 17years (if parent is proposer) || Family Floater: Policies are subjected to restrictions on dependent child eligibility, mandatory splitting, or defined relationship criteria.
• Self • Legally married Spouse • Live-In Partner (same-sex or opposite-sex) • Children • Parents • Parents-in-law • Son-in-law • Daughter-in-law • Grandparents • Grandchildren • Uncle • Aunt • Nephew • Niece • Brother • Sister • Brother-in-law • Sister-in-law
Lifelong
Pre-Existing Diseases: 36 Months Specified Diseases/Procedures: 36 Months Note: Opt for Reduction of Waiting Period to lower the 36-month waiting period to 24 months for both Pre-Existing Diseases and Specified Diseases or QuickAccess for coverage on selected conditions after just 30 days and a 24-month waiting period for specified illnesses.
CUSTOMER TESTIMONIALS
"I am thankful for the support I received from ManipalCigna regarding my claim, it was very helpful."
Kailas Ragho Gaikwad
Thane City
"Thank you for your support during a challenging time. The situation was bad but you support made a significant difference. Much appreciated."
Gulniesa Banu
Bangalore
"Thank you ManipalCigna for resolving my issue and explaining it properly."
Gagan Kumar
"Thank you ManipalCigna for making me understand my policy details. All my questions were answered and it was very helpful."
Mondrety Nirmala
"The conversation didn’t feel like just any customer service interaction. Sushant was incredibly helpful and listened to what I needed. Your service has been fantastic. I am delighted."
Tarush Jain
"Thank you for providing me with the correct information regarding my policy status. I truly appreciate your help and support."
Vinod Varanasi
East Godavari
" I'm really happy that I finally found a solution after calling your insurance company. Thank you for all your help and guidance. It was truly a pleasure speaking with you. God bless you!"
Shailesh Bhai Dixit
Surendranagar
" I appreciate you taking the time to listen to my concerns and providing the information in such a smooth and polite manner."
Aravinth
"You explained everything very well, and I really appreciated it. Thank you for your support."
Geena KV
"I am satisfied with the conversation. Thank you for providing the correct information and addressing my concerns. "
Sachin Chavan
"It was a very good experience. You were very helpful and explained everything clearly. Thank you for your support."
Bijay Mahato
"It was a very good experience. I am satisfied with your service and the conversation, sir."
Sudhankar Pandey
"You explained everything better than anyone else. Thank you for your support—I’d gladly give you a 5-star rating."
Sarvesh Tiwari
"Thank you. You were very polite and explained everything clearly. I truly appreciate your help and would gladly give you a 100% rating."
Sanjay Agarwal
"You guided me very well and provided all the information I needed. Thank you! I would give you a 5-star rating."
Samrat Mukherjee
" Thank you for your support. All my queries were resolved successfully."
Guruprasad
"I’m happy with your service. Thank you for answering all my questions."
Vinod Bhatt
"Thank you for sharing the information. You were very helpful and provided excellent service."
Saravanan
"Thank you for understanding my concerns and helping me so patiently. I truly appreciate your support and kindness. Bless you, and thank you once again."
Abdoul Aleem
"I truly appreciate your patience in understanding my concerns. Thank you for providing clear clarification and support. You have done a great job."
Priya Unnikrishnan
"Excellent service! I would gladly give you a 5-star rating. Thank you so much for your support and assistance."
N Ramesh
"This conversation was very helpful. Thank you for providing clear and useful information."
Kondapaka Pramod Kumar
"You explained everything well and spoke very respectfully. It was a pleasure talking with you. Thank you!"
Girish Warkar
"It was a great experience. You are handling customers very well, and I truly appreciate your support. Thank you! "
Dharmendar
"Thank you for your excellent service and support. I appreciate the information you provided and your assistance."
Mamta
"I would like to give 5 stars to Mr. Aaryan for handling my case with great patience and professionalism. The conversation was very satisfactory, and I truly appreciate his support. This feedback is specifically for him, thank you so much!"
Rohit Kapoor
" I am very grateful for the information you provided. No one had explained it so clearly before. It was a pleasure speaking with you."
Tarun Sharma
"I am thankful for the support I received from ManipalCigna regarding my claim, it was very helpful."
Kailas Ragho Gaikwad
Thane City
"Thank you for your support during a challenging time. The situation was bad but you support made a significant difference. Much appreciated."
Gulniesa Banu
Bangalore
"Thank you ManipalCigna for resolving my issue and explaining it properly."
Gagan Kumar
"Thank you ManipalCigna for making me understand my policy details. All my questions were answered and it was very helpful."
Mondrety Nirmala
"The conversation didn’t feel like just any customer service interaction. Sushant was incredibly helpful and listened to what I needed. Your service has been fantastic. I am delighted."
Tarush Jain
"Thank you for providing me with the correct information regarding my policy status. I truly appreciate your help and support."
Vinod Varanasi
East Godavari
" I'm really happy that I finally found a solution after calling your insurance company. Thank you for all your help and guidance. It was truly a pleasure speaking with you. God bless you!"
Shailesh Bhai Dixit
Surendranagar
" I appreciate you taking the time to listen to my concerns and providing the information in such a smooth and polite manner."
Aravinth
"You explained everything very well, and I really appreciated it. Thank you for your support."
Geena KV
"I am satisfied with the conversation. Thank you for providing the correct information and addressing my concerns. "
Sachin Chavan
"It was a very good experience. You were very helpful and explained everything clearly. Thank you for your support."
Bijay Mahato
"It was a very good experience. I am satisfied with your service and the conversation, sir."
Sudhankar Pandey
"You explained everything better than anyone else. Thank you for your support—I’d gladly give you a 5-star rating."
Sarvesh Tiwari
"Thank you. You were very polite and explained everything clearly. I truly appreciate your help and would gladly give you a 100% rating."
Sanjay Agarwal
"You guided me very well and provided all the information I needed. Thank you! I would give you a 5-star rating."
Samrat Mukherjee
" Thank you for your support. All my queries were resolved successfully."
Guruprasad
"I’m happy with your service. Thank you for answering all my questions."
Vinod Bhatt
"Thank you for sharing the information. You were very helpful and provided excellent service."
Saravanan
"Thank you for understanding my concerns and helping me so patiently. I truly appreciate your support and kindness. Bless you, and thank you once again."
Abdoul Aleem
"I truly appreciate your patience in understanding my concerns. Thank you for providing clear clarification and support. You have done a great job."
Priya Unnikrishnan
"Excellent service! I would gladly give you a 5-star rating. Thank you so much for your support and assistance."
N Ramesh
"This conversation was very helpful. Thank you for providing clear and useful information."
Kondapaka Pramod Kumar
"You explained everything well and spoke very respectfully. It was a pleasure talking with you. Thank you!"
Girish Warkar
"It was a great experience. You are handling customers very well, and I truly appreciate your support. Thank you! "
Dharmendar
"Thank you for your excellent service and support. I appreciate the information you provided and your assistance."
Mamta
"I would like to give 5 stars to Mr. Aaryan for handling my case with great patience and professionalism. The conversation was very satisfactory, and I truly appreciate his support. This feedback is specifically for him, thank you so much!"
Rohit Kapoor
" I am very grateful for the information you provided. No one had explained it so clearly before. It was a pleasure speaking with you."
Tarun Sharma
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