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One product. Infinite possibilities. Infinix gives you Endless Coverage, Endless Care & Endless Control.

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    Unlimited Coverage

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    One-Time Deductible, a decade of discounts

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    Up to 7.5% discount on staying claim free

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    Unlimited mental consults and dietary guidance from experts.

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FEATURED INSURANCES

Comprehensive Coverage for Life's

Unexpected Health Moments

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SUM INSURED
₹10Lacs-Unlimited
₹7,389*/annum
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    Unlimited Sum Insured so that you never run out of coverage
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    Comprehensive hospitalization benefits along with unlimited support for your mental & physical wellbeing. Personalise your coverage with flexible options to customise your plan around your health needs, preferences, and budget.
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    Coverage kicks in after 3 years for pre-existing and specified illnesses. The plan also has an initial waiting period of 30 days
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SUM INSURED
₹10Lacs-Unlimited
₹9,958*/annum
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    Unlimited Sum Insured so that you never run out of coverage
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    Comprehensive hospitalization benefits along with unlimited support for your mental & physical wellbeing. Personalise your coverage with flexible options to customise your plan around your health needs, preferences, and budget.
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    Get instant health coverage (from day 1) without any waiting periods
OverviewPlanBenefitsPolicy DetailsAddonsEligibility

Overview

overview
  • tickEnhanced hospitalisation coverage with inbuilt eligibility for a Single Private AC Room, along with flexible room upgrade options.
  • tickGet coverage for medically necessary hospitalizations even for shorter hospitals stays of 2 hours or more.
  • tickComplete care for motherhood - from pregnancy to your baby’s first year. With a shorter waiting period and a coverage that grows like your little one. (optional)
  • tickUnlimited mental consultations, dietary guidance and wellness sessions for a healthier body and a happier mind.
  • tickEnjoy uninterrupted discount every year for 10 years, irrespective of whether the opted one-time deductible is exhausted during the decade. (optional)
  • tickStay one step ahead with coverage for listed advanced diagnostic tests such as PET-CT, Cardiac MRI, Coronary Angiography, and more. (optional)

Plan Comparison

Compare Plans Of
overview
ManipalCigna Infinix
Core
₹7,389*/annum
ManipalCigna Infinix
Now
₹9,958*/annum
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Base Sum Insured (BSI) (₹)
₹10L and Unlimited
₹10L and Unlimited
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Type of Policy
Individual and Family Floater
Individual and Family Floater
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In-patient hospitalization
Covered upto BSI
Covered upto BSI
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Room Rent Limit (default)
Single Private AC Room
Single Private AC Room
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ICU
At Actuals
At Actuals
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2 hour hospitalization
Covered upto BSI
Covered upto BSI
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Modern and Advanced Treatments (Listed)
Covered upto BSI
Covered upto BSI
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Day Care Treatment (All)
Covered upto BSI
Covered upto BSI
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Pre-hospitalization Medical Expenses
BSI ₹10L - 60 days | BSI Unlimited - 90 days
BSI ₹10L - 60 days | BSI Unlimited - 90 days
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Post-hospitalization Medical Expenses
BSI ₹10L - 90 days, BSI Unlimited - 180 days
BSI ₹10L - 90 days, BSI Unlimited - 180 days
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Domiciliary hospitalization
Covered upto BSI, Pre/Post: 30 days
Covered upto BSI, Pre/Post: 30 days
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Road Ambulance
Covered upto BSI
Covered upto BSI
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Donor Expenses
Covered
Covered
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AYUSH Treatment
Covered upto BSI
Covered upto BSI
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Preferred Provider Network(For complete details, click here)
Classic / Premier / Premier Plus
Classic / Premier / Premier Plus
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Wellness Program
up to 20% discount
up to 20% discount
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Tele-Consultation
Unlimited
Unlimited
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Discounts and Health Services from Network Providers
Available
Available
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Home Treatment (for listed conditions only)
BSI ₹10L – Not Available | BSI Unlimited – Covered up to BSI
BSI ₹10L – Not Available | BSI Unlimited – Covered up to BSI
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Emotional Quotient
Available
Available
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NutriBoost
Available
Available
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Personal Accident Plus (₹upto ₹3Cr)
1. Only Accidental Death or 2. Only Permanent Disablement (Permanent Total Disablement + Permanent ...Read More
1. Only Accidental Death or 2. Only Permanent Disablement (Permanent Total Disablement + Permanent ...Read More
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Health Check-up (Listed Tests & Cashless)
Once every year
Once every year
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High End Diagnostic Tests (listed)
BSI - ₹10L: Not available | BSI - Unlimited: Covered upto ₹50,000
BSI - ₹10L: Not available | BSI - Unlimited: Covered upto ₹50,000
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Air Ambulance
Covered upto ₹10L
Covered upto ₹10L
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Annual Aggregate Deductible (₹)
1L/ 2L/ 3L/4L/5L/10L
1L/ 2L/ 3L/4L/5L/10L
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One-time Aggregate Deductible (₹)
₹25k/50k/1L
₹25k/50k/1L
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Room Rent Modification
BSI ₹10L: Downgrade to upto Twin Sharing AC Room BSI Unlimited: 1. Upgrade upto any room excluding ...Read More
BSI ₹10L: Downgrade to upto Twin Sharing AC Room BSI Unlimited: 1. Upgrade upto any room excluding ...Read More
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Coverage for Non-Medical Expenses (NME) and Durable Medical Equipment (DME)
NME: Covered upto BSI | DME: upto ₹1L per policy year
NME: Covered upto BSI | DME: upto ₹1L per policy year
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New Beginnings (waiting period 1 year)
Benefit Limit (₹): 5k/10k/20k Bonus: 100% every year post completion of 2nd policy year
Benefit Limit (₹): 5k/10k/20k Bonus: 100% every year post completion of 2nd policy year
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Reduction of Waiting Period (WP)
Option to Reduce both PED and Specific Illness WP to 24M
Not Applicable
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QuickAccess
Listed PEDs: Coverage from 31st day Specific Illness Waiting period: Reduced to 24 months
Listed PEDs: Coverage from 31st day Specific Illness Waiting period: Reduced to 24 months
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Initial WP
30 days
Not Applicable
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PED WP
36 months
Not Applicable
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Specific Illness WP
36 months
Not Applicable

Benefits


Policy Details

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KEY FEATURESINFORMATION
dot iconHospitalization Expenses
Get coverage for medically necessary in-patient treatment of specified ailments and conditions with ...Read More
dot iconPre & Post Hospitalization Expenses
Pre- and post-hospitalization expenses are covered for up to 60 and 90 days under the ₹10 lakh Base ...Read More
dot iconDomiciliary Hospitalization
Covered up to Sum Insured
dot iconRoad Ambulance
Covered up to Sum Insured
dot iconDonor Expenses
Covered up to Sum Insured
dot iconAYUSH Treatment
Covered up to Sum Insured
dot iconUnlimited Tele-Consultation
Available with General Physician
dot iconWellness Program
Earn rewards up to 20% on premium
dot iconDiscounts and Health Services from Network Providers
Available

Add Ons

Personal Accident Plus

Personal Accident Plus

• Flexible Protection: Opt for personal accident coverage for Accidental Death, Permanent Disablemen...

Health Check-up

Health Check-up

High End Diagnostic Tests

High End Diagnostic Tests

Air Ambulance

Air Ambulance

Annual Aggregate Deductible

Annual Aggregate Deductible

Room Rent Modification

Room Rent Modification

Coverage for Non-Medical Expenses (NME) and Durable Medical Equipment (DME)

Coverage for Non-Medical Expenses (NME) and Durable Medical Equipment (DME)

New Beginnings

New Beginnings

One-time Aggregate Deductible

One-time Aggregate Deductible

QuickAccess

QuickAccess

Reduction in Waiting Period

Reduction in Waiting Period


Eligibility

Entry Age

Entry Age

Minimum Entry Age – 91 days No Maximum Entry Age

Cover Type

Cover Type

Single Individual (1A) policy & Family Floater policy. Cover upto 8 family members under a single policy from 23 eligible family relationships.

Relationships Covered

Relationships Covered

• Self • Legally married Spouse • Live-In Partner (same-sex or opposite-sex) • Children • Parents • Parents-in-law • Son-in-law • Daughter-in-law • Grandparents • Grandchildren • Uncle • Aunt • Nephew • Niece • Brother • Sister • Brother-in-law • Sister-in-law

Renewability

Renewability

Lifelong

Waiting Periods

Waiting Periods

• Initial Waiting period: 30 days || • Pre-Existing Diseases: 36 Months || • Specified Diseases/Procedures: 36 Months|| Note:|| 1. Opt for Reduction of Waiting Period to lower the 36-month waiting period to 24 months for both Pre-Existing Diseases and Specified Diseases OR || 2. Opt for QuickAccess that covers listed conditions just 30 days. Also reduces the waiting period for specified illnesses to 24-months.

CUSTOMER TESTIMONIALS

Here's What Our Customers Are Saying About Us

CLAIMS PROCESS

Your Step-By-Step Guide To The

Claims Process

Find the Network Hospital
Step 1
Find the Network Hospital
Use Hospital Locator and find our network hospital and choose as per your convenience.
Intimate ManipalCigna
Step 2
Intimate ManipalCigna
Complete Pre-auth Form
Step 3
Complete Pre-auth Form
Get Hospitalized
Step 4
Get Hospitalized
Get Discharged
Step 5
Get Discharged

FAQ

Everything You Need to Know,

All in One Place

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BSI means Base Sum Insured
*For Individual - The Premium value is indicative for the below mentioned profile Age – 26, Zone – 11, Cover type – Individual (1A), Tenure- 1 year, Sum Insured -Unlimited, PPN- Classic Package, Premium payment mode- Single. Proposal may be subject to underwriting review
All Benefits mentioned above are on per policy year basis unless explicitly mentioned otherwise
#No claim discount will be earned till the eldest age is < 56 years. The level of discount earned till the age of 55 will continue to be carried forward till there is a claim in the Policy. After the claim, the discount level will be reset to 0 and it will not accrue again.