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Design your own health plan and pay for what you choose. Customise your plan according to your needs with ProHealth Select and reassure your future

Sum Insured : ₹ 0.5 Lac - ₹ 25 Lacs

Design your own health plan and pay for what you choose. Customise your plan according to your needs with ProHealth Select and reassure your future

Best suited for

individual

Family

Multi Individual

Key Benefits

Customizable plan

Reassurance option for premium waiver

Flexible sum insured options

UIN: IRDAI/HLT/CTTK/P-H/V.I/72/2016-17
Launch Date: 12-06-2017

Various Plans

ManipalCigna ProHealth Select

has been designed keeping your needs in mind.

ProHealth Select A

Design your own health plan and pay for what you choose. Customise your plan according to your needs with ProHealth Select and reassure your future

Ped Waiting Period

4 Years

Sum Insured

0.5 Lac - 25 Lacs

Choice of flexible Sum Insured: ₹ 0.5 Lac- ₹ 25 Lacs

Option to remove sub-limit on Room Rent & ICU charges in Hospital

Choice of long-term policy upto 3 years

Restoration benefit with 100% additional Sum Insured

Additional Sum Insured with Non-reducing Cumulative Bonus (CB) unless utilized

Healthy Rewards upto 10% of premium paid. Usage of points from 1st renewal

AYUSH benefit up to Policy Sum Insured

Reassurance benefit for automatic extension of policy

Cumulative Bonus Booster (CBB) with 4 options to choose

Top-up Benefit from ₹ 1- ₹ 5 Lacs, provided the deductible is not higher than the SI opted

CI add-on rider covering 11 Critical Illnesses

What’s covered

  • Inpatient Hospitalisation: Hospital room up to ₹ 3000 or ICU up to ₹ 7000
  • Pre - Hospitalization (60 days) 
  • Post - Hospitalization (90 days) 
  • Day-care Treatment : 171 procedures covered up to full SI
  •  Domiciliary Treatment: up to full SI
  • Ambulance Cover up to ₹ 2,000 per event
  • Donor Expenses covered up to SI
  • Restoration of SI : Available once in a policy year for unrelated illnesses in addition to the SI opted
  • AYUSH Cover up to SI
  • Cumulative Bonus: Guaranteed 5% each year, Max up to 100%

What’s not covered

  • Dental treatment
  • Circumcision
  • Birth control procedures, contraceptive supplies and services
  • Any treatment traceable to pregnancy except ectopic pregnacy
  • Routine medical check-up and diagnostic tests
  • All sexually transmitted diseases
  • Ailments arising out of alcohol and drug abuse
  • Cosmetic surgery except reconstructive surgery for burns and accidents
  • Any form of non-allopathic treatment
  • Any robotic or remote surgery
  • Any amount which falls under the deductible or co-pay
  • Non-Medical Expenses Listed as per IRDA


    Above List is only indicative and not exhaustive.
Optional Covers

• Deductible
• Re-Assurance
• Voluntary Co-pay
• Health Check Up
• Cumulative Bonus Booster
• Worldwide Emergency Cover
• Removal of Room Rent Limit
• Disease Specific Sub limits
• Health Maintenance Benefit

Riders

Add-on Cover: Covers listed 11 Critical Illnesses Available on payment of additional premium

Min Entry Age

Child - 91 days, Adult - 18 years

Cover Type

Individual and Family Floater

Max Entry Age

No limit

Policy Period

1, 2 and 3 years
(Discount of 7.5% for 2 years and 10 % for 3 years policy term with single premium payment mode)

Relationships Covered

Self, spouse, children, parents, siblings, parent in laws and more.

ProHealth Select B

Design your own health plan and pay for what you choose. Customise your plan according to your needs with ProHealth Select and reassure your future

Ped Waiting Period

4 Years

Sum Insured

2 Lacs - 25 Lacs

Choice of flexible Sum Insured: ₹ 2 Lac- ₹ 25 Lacs

Option to remove sub-limit on Room Rent & ICU charges in Hospital

Choice of long-term policy upto 3 years

Restoration benefit with 100% additional Sum Insured

Additional Sum Insured with Non-reducing Cumulative Bonus (CB) unless utilized

Healthy Rewards upto 10% of premium paid. Usage of points from 1st renewal

AYUSH benefit up to Policy Sum Insured

Reassurance benefit for automatic extension of policy

Cumulative Bonus Booster (CBB) with 4 options to choose

Top-up Benefit from ₹ 1- ₹ 5 Lacs, provided the deductible is not higher than the SI opted

CI add-on rider covering 11 Critical Illnesses

What’s covered

  • Inpatient Hospitalisation: Hospital room up to ₹ 3000 or ICU up to ₹ 7000
  • Pre - Hospitalization (60 days) 
  • Post - Hospitalization (90 days) 
  • Day-care Treatment : 171 procedures covered up to full SI
  •  Domiciliary Treatment: up to full SI
  • Ambulance Cover up to ₹ 2,000 per event
  • Donor Expenses covered up to SI
  • Restoration of SI : Available once in a policy year for unrelated illnesses in addition to the SI opted
  • AYUSH Cover up to SI
  • Cumulative Bonus: Guaranteed 5% each year, Max up to 100%

What’s not covered

  • Dental treatment
  • Circumcision
  • Birth control procedures, contraceptive supplies and services
  • Any treatment traceable to pregnancy except ectopic pregnacy
  • Routine medical check-up and diagnostic tests
  • All sexually transmitted diseases
  • Ailments arising out of alcohol and drug abuse
  • Cosmetic surgery except reconstructive surgery for burns and accidents
  • Any form of non-allopathic treatment
  • Any robotic or remote surgery
  • Any amount which falls under the deductible or co-pay
  • Non-Medical Expenses Listed as per IRDA


    Above List is only indicative and not exhaustive.
Optional Covers

• Deductible : Up to ₹ 5 Lacs, provided the Deductible is
   not higher than the SI opted
• Removal of Room Rent Limit
• Re-Assurance- Automatic Extension of Policy for 2 years   on diagnosis of a listed Critical Illness or Permanent Total    Disability
• Cumulative Bonus Booster 

Riders

Add-on Cover: Covers listed 11 Critical Illnesses Available on payment of additional premium

Min Entry Age

Child - 91 days, Adult - 18 years

Cover Type

Individual and Family Floater

Max Entry Age

No limit

Policy Period

1, 2 and 3 years
(Discount of 7.5% for 2 years and 10 % for 3 years policy term with single premium payment mode)

Relationships Covered

Self, spouse, children, parents, siblings, parent in laws and more.

Got Questions?

What are the details to be provided at the time of intimation of claim?

The following details are to be provided to the company’s at the tine of intimation of Claim: Policy number, Name of policy, Name of the insured person in whose relation the Claim is being lodged. Nature of illness / injury. Name and address of the attending Medical Practitioner and hospital. Date of Admission and any other information as requested by Us.

Super Top Up

Other product with Hospitalisation Cover

Super Top UP

Hospitalisation Cover

Sum Insured upto ₹ 3 Lacs - ₹ 30 Lacs

The added boost that keeps you covered above and beyond your health plan.

Best suited for

Individual

Individual

Family

Family

Multi Individual

Multi Individual

Key Benefits

PHI Key Benefits
Cashless treatment at 6500+ hospitals

Option to choose any room category
Option to choose any room category

All Day Care treatments covered
All Day Care treatments covered

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