Our Health Insurance Promise
At ManipalCigna Health Insurance, we strive to match your commitment to the health of your family. And our products are designed to honor that. Whatever your life stage and family requirements, we have a solution that will meet all your health care needs
Sum Insured : Up to ₹25 Crore
A plan that assures financial support and provides a safety cushion for a better tomorrow by providing complete protection, on and off the job, including death, disablement, repatriation of mortal remains and funeral expenses.
Best suited for

Individual

Family
Key Benefits
Comprehensive coverage for Accident Death (AD), Permanent Total Disablement (PTD) and Permanent Partial Disablement (PPD) as per chosen plan
Accidental OPD will be covered as a part of Accidental Hospitalization
Flexibility to choose optional covers as per your requirements
Sum Insured : ₹ 0.5 Lac - ₹ 25 Lacs
Design your own health plan and pay for what you choose. Customise your plan according to your needs with ProHealth Select and reassure your future
Best suited for

Individual

Family

Multi Individual
Key Benefits
Customizable plan
Reassurance option for premium waiver
Flexible sum insured options
Launch Date: 08-05-2023
Sum Insured : ₹ 2.5 Lacs - ₹ 1 Crore
A comprehensive hospitalization plan for you and your family
Best suited for

Individual

Family

Multi Individual
Key Benefits
Cashless treatment at 7500+ hospitals
Guaranteed cumulative bonus up to 200% of SI
Tax saving benefits under Sec 80D, IT Act
Sum Insured : Up to ₹ 5 Lacs
Standard Health Insurance Policy specially designed to cover Persons with Disabilities (PWD), Persons afflicted with HIV/AIDS, and those with Mental Illness
Best suited for

Individual
Key Benefits
Coverage available for Allopathic & AYUSH treatments
Includes cover for Modern & Advanced Treatments
Includes Treatment for Cataract
Sum Insured : ₹ 3 Lacs - ₹ 50 Lacs
Parents and elders took care of children in their most sensitive ages and phases of life. It is time to gift them the better Healthcare experience. Presenting ManipalCigna Prime Senior, a comprehensive Health Insurance plan which offers innovative features specially designed for Senior Citizens.
Best suited for

Individual

Family

Multi Individual
Key Benefits
Coverage from 91st day onwards for Pre-existing diseases
Allows to choose 'Any Room' category, whether suite or above
Restores your Sum insured unlimited times in case you are short of coverage for related/unrelated illnesses/injuries
Sum Insured : ₹ 50 Lacs - ₹ 3 Cr
A health insurance that lasts for a lifetime
Best suited for

Individual

Family

Multi Individual
Key Benefits
Customize as per the changing life stages with optional packages such as Global+ (Global OPD & more), Women+ (specialized package for women) and Health+ (coverage enhancement)
Loyalty discount on premium from 4th Policy year onwards on the applicable premium
Coverage across the globe for Major illnesses including Cancer treatment
Sum Insured : ₹ 1 Lac - ₹ 30 Lacs
The added boost that keeps you covered above and beyond your health plan.
Best suited for

Individual

Family

Multi Individual
Key Benefits
Cashless treatment at 7500+ hospitals
Option to choose any room category
All Day Care treatments covered
Sum Insured : ₹ 1 Lac - ₹ 25 Crore
A vital protection for your financial health against life-changing critical illnesses that offers you the entire payment of sum insured on first diagnosis of listed illness.
Best suited for

Individual

Family
Key Benefits
Covers 30 or 15 critical illnesses as per plan.
Access to online Wellness Programs
Lump sum and staggered payout options
Sum Insured :
ManipalCigna Health 360 – Shield and Advance: As per the underlying base policy
ManipalCigna Health 360 – OPD: ₹ 5000 - ₹ 1 Lac
Best suited for

Individual

Family

Multi Individual
Key Benefits
Coverage for non-medical expenses and durable medical equipment
Unlimited restoration of Sum Insured even for related illnesses/injuries
OPD coverage for those out of pocket expenses/injuries
Sum Insured : ₹ 3 Lacs - ₹ 1 Crore
A comprehensive and flexible Health Insurance Plan that offers Better Coverage, Better Control and Better Care
Best suited for

Individual

Family

Multi Individual
Key Benefits
Covers your Non-Medical expenses
Allows you to choose "Any Room" category whether suite or above
Restores your Sum Insured unlimited times incase you are short of coverage for related/unrelated illnesses/injuries
Sum Insured : Up To ₹ 10 Lacs
Affordable standard health insurance plan
Best suited for

Individual

Family

Multi Individual
Key Benefits
Coverage available for Allopathic & AYUSH treatments
Includes cover for Modern & Advanced Treatments
Affordable all India health coverage
Sum Insured : Up To ₹1 Crore**
Standard Personal Accident Policy to safeguard your unexpected expenses arising from death or serious injury caused by an accident, while securing your finances
Best suited for

Individual

Family

Multi Individual
Key Benefits
Accidental Death Cover
Option to choose coverage for Hospitalisation expenses due to accident
Financial protection for dependent child
Sum Insured : Up To ₹10 Crore
A plan that assures financial support and provides a safety cushion for a better
tomorrow by providing complete protection, on and off the job, including death,
disability, loss of job and financial protection.
Best suited for

Individual

Family

Multi Individual
Key Benefits
Lump sum payout option
Loss of job covered
Financial protection for dependent child
Sum Insured : ₹ 500 - 5000 /Day
A daily cash plan to financially aid hospitalization expenses
Best suited for

Individual

Multi Individual
Key Benefits
Coverage up to 180 days per policy year
Access to online Wellness Program
Worldwide cover for illness or injury
Sum Insured : Up To ₹ 5 Crore
Our All in One Plan to keep you healthy always
Best suited for

Employer-Employee Group

Non Employer-Employee
Groups/Association/ Institution/Society
Key Benefits
Flexibility to design a standard base cover to a premium comprehensive packaged solution
Range of covers including Accident, Mediclaim, Surgery, Domestic Travel and Wellness
Choice of Indemnity, Benefit, Regular cash payout (as per cover)
Sum Insured : Up To ₹ 50 Crore
Check Detail to Secure Each Member's Lifestyle
Best suited for

Employer-Employee Group

Non Employer-Employee
Groups/Association/ Institution/Society
Key Benefits
Umbrella cover of Group - Personal Accident and/or Critical Illness
Flexibility of Base and Optional covers
Income protection including dependent family cover
Sum Insured : Up To ₹ 1 Crore
Every Detail Matters To Your Health
Best suited for

Employer-Employee Group

Non Employer-Employee Groups/
Association/ Institution/Society
Key Benefits
Flexible, comprehensive and easy healthcare for illness, injury
Choice of Base and Optional covers
Hospital, home care to OPD expenses cover under one plan
Sum Insured : Up To $ 10 Million
Every Detail Matters For Global Protection
Best suited for

Employer-Employee Group

Non Employer- Employee
Groups/Association/ Institution/Society
Key Benefits
Global care for hospitalisation, day care to out-patient treatment
Choice of base and multiple optional covers
Comprehensive health and wellness solutions