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Our All in One Plan to keep you healthy always

Sum Insured : Up To ₹ 5 Crore

Our All in One Plan to keep you healthy always

Best suited for

Employer-Employee Group

Non Employer-Employee
Groups/Association/ Institution/Society

Key Benefits

Flexibility to design a standard base cover to a premium comprehensive packaged solution

Range of covers including Accident, Mediclaim, Surgery, Domestic Travel and Wellness

Choice of Indemnity, Benefit, Regular cash payout (as per cover)

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UIN: MCIHLGP20120V011920
Launch Date: 29-06-2020

 

FlexiCare Group as the name goes, is designed to be flexible yet comprehensive to suit both the needs of the business while keeping in mind the needs of the individual group members.

It offers easy protection against listed perils, events, ailments and risks with a full range of benefits available both on standalone basis (i.e. a single cover can be opted to design a group protection) or in combination (i.e. bundle of multiple covers from same or different segments like accident, illness, surgery, travel etc.). 

 

We, at ManipalCigna, also understand the impact that simple and small changes in lifestyle can make on a person’s overall health and well-being. That’s where our health and wellness solutions come into picture. This holistically designed program is based on multiple parameters of health and wellness. It's fast, accessible & easy to use. Just choose a cover from our wellness package to add to your core cover and your tailored group protection solution is ready.

Provides coverage towards a wide range of perils, ailments, events, risks under different segments including Accident, Mediclaim, Surgery, Domestic Travel and Wellness

Multiple options from hospitalisation, day care, out-patient, home care and related benefits

Choice of pay-out from indemnity, benefit and daily cash

Family, Dependent member protection; Income protection; EMI protection, Premium waiver and many more

Complete freedom to design need based group protection from single cover to a complete 360° packaged solution

Host of choices for cost effective plans: Co-pay, Deductible, Sub-limit, Waiting period inclusion, Limit on duration of hospitalisation, Limit on area of cover etc

Wellness packages for Health and Well-being

What’s covered

  • With the FlexiCare Group Insurance Policy, one can design for employees, or members of any affinity group the optimum cover they require.
  • Covers a wide range of perils, ailments, events, risks under different segments including Accident, Mediclaim, Surgery, Domestic Travel and Wellness
  • Family, Dependent member protection; Income protection; EMI protection, Premium waiver and many more
  • Host of choices for cost effective plans: Co-pay, Deductible, Sub-limit, Waiting period inclusion, Limit on duration of hospitalisation, Limit on area of cover etc
  • Wellness packages for Health and Well-being

What’s not covered

  • Ailment requiring Treatment due to use, abuse of drug, intoxicating substance
  • Any Illness or Hospitalisation arising or resulting from any breach of law
  • All Illness/expenses caused by ionizing radiation or contamination by radioactivity from any nuclear fuel
  • All expenses directly or indirectly, caused by or arising from or attributable to foreign invasion, war like situation etc.



    Above List is only indicative and not exhaustive
Sum Insured

Up to ₹ 5 Crore

Entry Age

There is no minimum or maximum age for entry in to the policy (Children from Day 1 up to 25 years can be covered in a family floater policy)

Cover Type

Individual and Family Floater
For Travel cover –
Benefits shall be offered on Single Trip/ Multi Trip (Annual) Basis
Number of days per Trip for Multi Trip Option can be opted from 30 to 90 Days

Relationships Covered

Self, spouse, parents, children, sibling, parent-in-laws, sibling-in-laws, grandparents, grandchildren, son in law, daughter in law, uncle, aunt, niece and nephew, etc. (with insurable interest)

Policy Term

1 year (>1 year, max up to 5 years term available for Credit Linked Policy)

Min Group Size

7 members

Premium

Monthly/Quarterly/Half yearly/ Yearly/ Single/ Daily/ Weekly/ Fortnightly, Limited premium paying Term (1 month to 11 months)

Renewal

Lifetime provided the insured person is still associated with group

Currency

The monetary limits applicable to this Policy will be in INR

Area of Coverage

For a specific group, the Area of Cover may be limited to any particular region within India
For overseas covers, the Area of Cover may be limited to any particular country or region outside India

FlexiCare Group Insurance Policy

 

FlexiCare Group as the name goes, is designed to be flexible yet comprehensive to suit both the needs of the business while keeping in mind the needs of the individual group members.

It offers easy protection against listed perils, events, ailments and risks with a full range of benefits available both on standalone basis (i.e. a single cover can be opted to design a group protection) or in combination (i.e. bundle of multiple covers from same or different segments like accident, illness, surgery, travel etc.). 

 

We, at ManipalCigna, also understand the impact that simple and small changes in lifestyle can make on a person’s overall health and well-being. That’s where our health and wellness solutions come into picture. This holistically designed program is based on multiple parameters of health and wellness. It's fast, accessible & easy to use. Just choose a cover from our wellness package to add to your core cover and your tailored group protection solution is ready.

Provides coverage towards a wide range of perils, ailments, events, risks under different segments including Accident, Mediclaim, Surgery, Domestic Travel and Wellness

Multiple options from hospitalisation, day care, out-patient, home care and related benefits

Choice of pay-out from indemnity, benefit and daily cash

Family, Dependent member protection; Income protection; EMI protection, Premium waiver and many more

Complete freedom to design need based group protection from single cover to a complete 360° packaged solution

Host of choices for cost effective plans: Co-pay, Deductible, Sub-limit, Waiting period inclusion, Limit on duration of hospitalisation, Limit on area of cover etc

Wellness packages for Health and Well-being

What’s covered

  • With the FlexiCare Group Insurance Policy, one can design for employees, or members of any affinity group the optimum cover they require.
  • Covers a wide range of perils, ailments, events, risks under different segments including Accident, Mediclaim, Surgery, Domestic Travel and Wellness
  • Family, Dependent member protection; Income protection; EMI protection, Premium waiver and many more
  • Host of choices for cost effective plans: Co-pay, Deductible, Sub-limit, Waiting period inclusion, Limit on duration of hospitalisation, Limit on area of cover etc
  • Wellness packages for Health and Well-being

What’s not covered

  • Ailment requiring Treatment due to use, abuse of drug, intoxicating substance
  • Any Illness or Hospitalisation arising or resulting from any breach of law
  • All Illness/expenses caused by ionizing radiation or contamination by radioactivity from any nuclear fuel
  • All expenses directly or indirectly, caused by or arising from or attributable to foreign invasion, war like situation etc.



    Above List is only indicative and not exhaustive
Sum Insured

Up to ₹ 5 Crore

Entry Age

There is no minimum or maximum age for entry in to the policy (Children from Day 1 up to 25 years can be covered in a family floater policy)

Cover Type

Individual and Family Floater
For Travel cover –
Benefits shall be offered on Single Trip/ Multi Trip (Annual) Basis
Number of days per Trip for Multi Trip Option can be opted from 30 to 90 Days

Relationships Covered

Self, spouse, parents, children, sibling, parent-in-laws, sibling-in-laws, grandparents, grandchildren, son in law, daughter in law, uncle, aunt, niece and nephew, etc. (with insurable interest)

Policy Term

1 year (>1 year, max up to 5 years term available for Credit Linked Policy)

Min Group Size

7 members

Premium

Monthly/Quarterly/Half yearly/ Yearly/ Single/ Daily/ Weekly/ Fortnightly, Limited premium paying Term (1 month to 11 months)

Renewal

Lifetime provided the insured person is still associated with group

Currency

The monetary limits applicable to this Policy will be in INR

Area of Coverage

For a specific group, the Area of Cover may be limited to any particular region within India
For overseas covers, the Area of Cover may be limited to any particular country or region outside India

Got Questions?

What are the details to be provided at the time of intimation of claim?

The following details are to be provided to the company’s at the tine of intimation of Claim: Policy number, Name of policy, Name of the insured person in whose relation the Claim is being lodged. Nature of illness / injury. Name and address of the attending Medical Practitioner and hospital. Date of Admission and any other information as requested by Us.