Rationale For Prohealth Select Premium Revision

ManipalCigna ProHealth Select (UIN: MCIHLIP26037V052526)

ManipalCigna Health Insurance (MCHI) has observed adverse claim ratio for its retail product over the years due to medical inflation and increase in hospitalization incidences. The ultimate incurred claim ratio observed for “ManipalCigna ProHealth Select” product during the financial year 2024-25 is 77.2%. In order to make this product financially viable and self-sustainable, MCHI has increased the premium rates for this product