A health insurance that lasts for a lifetime
Sum Insured : ₹ 50 Lacs - ₹ 3 Cr
A health insurance that lasts for a lifetime
Best suited for
Individual
Family
Multi Individual
Key Benefits
Launch Date: 15-01-2021
Various Plans
ManipalCigna Lifetime Health
has been designed keeping your needs in mind.Sum insured (SI)
50Lacs - ₹ 3Cr
Base premium
20274*/annum
Sum insured (SI)
50Lacs - ₹ 3Cr
Base premium
28333*/annum
Lifetime Health - India Plan
ManipalCigna Lifetime Health – India Plan helps you to have enough coverage for major health eventualities and you can customize it as per your need
Sum Insured 1
50Lacs- 3Cr
Sum Insured 2
50Lacs - 3 Cr
Sum Insured1
₹ 1 Cr
PREMIUM PER ANNUM
20274* inclusive of taxes
*The Premium value is indicative for the below mentioned profile – Age of the eldest Insured – 30, Cover type – Family Floater ( 2 Adults), Policy Tenure- 1 year, Premium payment mode- Single Proposal may be subject to underwriting review
Sum Insured1 - Domestic coverage within India due to any illness or injury.
Hospitalization Expenses- Hospital expenses as per eligible room category, for admission longer than 24 hours, up to the full Sum Insured, where hospitalization is in India.
- For Sum Insured up to INR 200 Lacs - Covered up to any room except suite or higher category.
- For Sum Insured INR 300 Lacs – Covered up to any room including suite category.
Adult Health Check-up- Available once in a Policy Year to all Insured Persons who have completed 18 years of Age or more at the inception of the Policy Year.
Day Care Treatment- All Day Care Treatments, availed in India, covered up to the full Sum Insured.
Robotic and Cyber Knife Surgery-Up to full Sum Insured, for treatment availed in India.
Pre – hospitalization- Medical Expenses incurred in India, covered up to 60 days preceding the date of Hospitalization and up to the full Sum Insured.
Modern and Advanced Treatments- Up to full Sum Insured, for treatment availed in India.
Post – hospitalization- Medical Expenses incurred in India, covered up to 180 days immediately after discharge from the hospital and up to full Sum Insured.
HIV/AIDS and STD Cover- Up to full Sum Insured, for expenses incurred in India.
AYUSH Treatment- Up to full Sum Insured, for treatment availed in India.
Mental Care Cover- Up to full Sum Insured, for treatment availed in India.
Road Ambulance Cover- Expense incurred on availing Road Ambulance services in India, up to full Sum Insured.
Restoration of Sum Insured- Multiple Restoration is available in a Policy Year, for unrelated illnesses, in addition to the Sum Insured opted, for treatments availed in India.
Donor Expenses- Up to full Sum Insured, for expenses incurred in India.
Domiciliary Expenses- Up to 10% of Sum Insured, for expenses incurred in India.
Premium Waiver Benefit- Renewal Premium for one Policy Year will be paid by Us, if the Proposer is diagnosed with any of the listed Critical Illnesses or in case of Accidental Death, Permanent Total Disablement, Permanent Partial Disablement of the Proposer, provided the Proposer is also an Insured Person in the same Policy.
For added benefits click here
What’s covered
- Hospitalization Expenses
- Day Care Treatment
- Pre – hospitalization
- Post – hospitalization
- AYUSH Cover
- Road Ambulance Cover
- Donor Expenses
- Domiciliary Expenses
- Adult Health Check-up
- Robotic and Cyber Knife Surgery
- Modern and Advanced Treatments
- HIV/AIDS and STD Cover
- Mental Care Cover
- Restoration of Sum Insured
- Premium Waiver Benefit
What’s not covered
- Investigation & Evaluation
- Rest Cure, rehabilitation and respite care
- Obesity/ Weight Control
- Change of gender except for sex reassignment surgery for transgender persons
- Cosmetic or plastic Surgery
- Hazardous or Adventure sports
- Breach of law
- Excluded Providers
- Treatment received outside India
- Treatment for, Alcoholism, drug or substance abuse or any addictive condition and consequences thereof.
- Treatments received in heath hydros, nature cure clinics, spas or similar establishments
- Dietary supplements and substances that can be purchased without prescription, including but not limited to Vitamins, minerals and organic substances.
- Refractive Error
- Unproven Treatments
- Sterility and Infertility
- Maternity
Above List is only indicative and not exhaustive. For complete details on Eligibility, Coverages, Benefits, Terms, Condition and Exclusions please refer Policy Wordings and Prospectus
Optional Package- Health +:
This package is available on Individual basis however selection is allowed at policy level.
- Air Ambulance Cover
- Medical Devices and Non-Medical Items
- Domestic Second Opinion
- Bariatric Surgery Cover
- Convalescence Benefit
- Major Illness Hospi Cash
- Chemotherapy and Radiotherapy Cash
- Accidental Hospi Cash
- Domestic Concierge Services
- Tele-Consultations
For complete details on Eligibility, Coverages, Benefits, Terms, Conditions and Exclusions please refer Policy Wordings and Prospectus
Optional Package- Women+:
Available to female of age 12 years and above. This package is available on Individual basis however selection is allowed at policy level.
- Breast Cancer Screening
- Cervical Cancer Screening
- Cervical Cancer Vaccination
- Ovarian Cancer Screening
- Osteoporosis Screening
- Gynaecological Consultations
- Psychiatric and Psychological Consultations
Riders
Critical Illness Add On Cover: Covers listed 11 Critical Illnesses. Available on payment of additional premium
Min Entry Age
Child - 91 days, Adult - 18 years
Cover Type
Individual and Family Floater (max 2 adults & 3 Children)
Max Entry Age
Child : 25 years Adult : 65 years
Policy Period
1, 2 and 3 years
(Discount of 7.5% for 2 years and 10 % for 3 years policy term with single premium payment mode)
Relationships covered
Self, lawfully wedded spouse (same or opposite gender), children, parents, siblings, parent in laws and more (Please download product brochure for more details)
Premium Payment Mode
Single, Annual, Half yearly, Quarterly, Monthly
Lifetime Health - Global Plan
ManipalCigna Lifetime Health - Global Plan is designed to help you to have enough coverage for treatment across the globe for major illnesses and you can customize it as per your need.
Sum Insured 1
50Lacs - 3Cr
Sum Insured 2
50Lacs - 3 Cr
Sum Insured1
₹1 Cr
Sum Insured2
₹1 Cr
PREMIUM PER ANNUM
28333* inclusive of taxes
*The Premium value is indicative for the below mentioned profile- Age of the eldest Insured – 30, Cover type – Family Floater ( 2 Adults), Policy Tenure- 1 year, Premium payment mode- Single, Area of Cover- Worldwide excluding India, Major illness- Cancer Treatment. Proposal may be subject to underwriting review
Sum Insured1 - Domestic coverage within India due to any illness or injury.
Sum Insured2- Global coverage for outside India within the opted Area of Cover for the covered Major illness/es.
Hospitalization Expenses- Hospital expenses as per eligible room category, for admission longer than 24 hours, up to the full Sum Insured, where hospitalization is in India.
- For Sum Insured up to INR 200 Lacs - Covered up to any room except suite or higher category.
- For Sum Insured INR 300 Lacs – Covered up to any room including suite category.
Restoration of Sum Insured- Multiple Restoration is available in a Policy Year, for unrelated illnesses, in addition to the Sum Insured opted, for treatments availed in India.
Day Care Treatment- All Day Care Treatments, availed in India, covered up to the full Sum Insured.
Premium Waiver Benefit- Renewal Premium for one Policy Year will be paid by Us, if the Proposer is diagnosed with any of the listed Critical Illnesses or in case of Accidental Death, Permanent Total Disablement, Permanent Partial Disablement of the Proposer, provided the Proposer is also an Insured Person in the same Policy.
Pre – hospitalization- Medical Expenses incurred in India, covered up to 60 days preceding the date of Hospitalization and up to the full Sum Insured.
Global Hospitalization for Major Illness- Hospital expenses for admission longer than 24 hours or Day Care Treatment. The cover is available for treatment of the opted Major Illness/es, availed outside India, within the selected Area of Cover.
Post – hospitalization- Medical Expenses incurred in India, covered up to 180 days immediately after discharge from the hospital and up to full Sum Insured.
Global Pre- hospitalization- Medical Expenses covered up to 60 days preceding the date of Hospitalization, for treatment of a covered Major Illness, outside India within the selected Area of Cover. Cover is available up to the full Sum Insured.
Ayush Cover - Up to full Sum Insured, for treatment availed in India.
Global Post- hospitalization- Medical Expenses covered up to 180 days immediately post discharge from the hospital, after the Hospitalization for treatment of a covered Major Illness, outside India within the selected Area of Cover. Cover is available up to the full Sum Insured.
Road Ambulance Cover- Expense incurred on availing Road Ambulance services in India, up to full Sum Insured.
Global Ambulance Cover- Expenses incurred on availing Road or Air Ambulance services, in case of an Emergency due to a covered Major Illness, outside India within the selected Area of Cover. Cover is available up to the full Sum Insured. Air Ambulance service is limited to one event per Policy Year for each Insured Person.
Donor Expenses- Up to full Sum Insured, for expenses incurred in India.
Medical Evacuation- Expenses incurred on medical evacuation of the Insured Person due to a covered Major Illness, from outside India within the selected Area of Cover. Cover is available up to the full Sum Insured.
Domiciliary Expenses- Up to 10% of Sum Insured, for expenses incurred in India.
Medical Repatriation- Expenses incurred on medical repatriation of the Insured Person due to a covered Major Illness, from outside India within the opted Area of Cover. Cover is available up to the full Sum Insured.
Adult Health Check-up- Available once in a Policy Year to all Insured Persons who have completed 18 years of Age or more at the inception of the Policy Year.
Repatriation of Mortal Remains- Expenses incurred on repatriation of mortal remains of the Insured Person, from outside India within the selected Area of Cover, in case of death due to a covered Major Illness. Cover is available up to the full Sum Insured.
Robotic and Cyber Knife Surgery- Up to full Sum Insured, for treatment availed in India.
Global Travel Vaccination- Cost of vaccine is covered up to the full Sum Insured. The benefit is available for vaccination/s mandatorily prescribed by the World Health Organization (WHO) for traveling to an intended destination, outside India within the opted Area of Cover, or while traveling back to India after availing treatment of a covered Major Illness. The benefit is limited to once in a policy year for each Insured Person.
Modern and Advanced Treatments- Up to full Sum Insured, for treatment availed in India.
Global Robotic and Cyber Knife Surgery- Medical expenses incurred for Robotic and Cyber Knife Surgery of a covered Major Illness outside India within the selected Area of Cover. Cover is available up to the full Sum Insured.
HIV/AIDS and STD Cover- Up to full Sum Insured, for expenses incurred in India.
Global Modern and Advanced Treatments- Medical expenses incurred for Modern and Advanced Treatments of a covered Major Illness outside India within the selected Area of Cover. Cover is available up to the full Sum Insured.
Mental Care Cover- Up to full Sum Insured, for treatment availed in India.
What’s covered
- Hospitalization Expenses
- Day Care Treatment
- Pre – hospitalization
- Post – hospitalization
- Ayush Cover
- Road Ambulance Cover
- Donor Expenses
- Domiciliary Expenses
- Adult Health Check-up
- Robotic and Cyber Knife Surgery
- Modern and Advanced Treatments
- HIV/AIDS and STD Cover
- Mental Care Cover
- Restoration of Sum Insured
- Premium Waiver Benefit
- Global Hospitalization for Major Illness
- Global Pre- hospitalization
- Global Post- hospitalization
- Global Ambulance Cover
- Medical Evacuation
- Medical Repatriation
- Repatriation of Mortal Remains
- Global Travel Vaccination
- Global Robotic and Cyber Knife Surgery
- Global Modern and Advanced Treatments
What’s not covered
- Investigation & Evaluation
- Rest Cure, rehabilitation and respite care
- Obesity/ Weight Control
- Change of gender except for sex reassignment surgery for transgender persons
- Cosmetic or plastic Surgery
- Hazardous or Adventure sports
- Breach of law
- Excluded Providers
- Treatment for, Alcoholism, drug or substance abuse or any addictive condition and consequences thereof.
- Treatments received in heath hydros, nature cure clinics, spas or similar establishments
- Dietary supplements and substances that can be purchased without prescription, including but not limited to Vitamins, minerals and organic substances.
- Refractive Error
- Unproven Treatments
- Sterility and Infertility
- Maternity
Above List is only indicative and not exhaustive. For complete details on Eligibility, Coverages, Benefits, Terms, Condition and Exclusions please refer Policy Wordings and Prospectus
Optional Package- Health +:
This package is available on Individual basis however selection is allowed at policy level.
- Air Ambulance Cover
- Medical Devices and Non-Medical Items
- Domestic Second Opinion
- Bariatric Surgery Cover
- Convalescence Benefit
- Major Illness Hospi Cash
- Chemotherapy and Radiotherapy Cash
- Accidental Hospi Cash
- Domestic Concierge Services
- Tele-Consultations
Optional Package- Global +:
This package is available on Individual basis however selection is allowed at policy level.
- Global Hospi Cash
- Global Convalescence Benefit
- Global Out Patient Expenses
- Global Chemotherapy and Radiotherapy Cash
- Travel Expenses Benefit
- Global Second Opinion
For complete details on Eligibility, Coverages, Benefits, Terms, Conditions and Exclusions please refer Policy Wordings and Prospectus.
Optional Package- Women+:
Available to female of age 12 years and above. This package is available on Individual basis however selection is allowed at policy level.
- Breast Cancer Screening
- Cervical Cancer Screening
- Cervical Cancer Vaccination
- Ovarian Cancer Screening
- Osteoporosis Screening
- Gynaecological Consultations
- Psychiatric and Psychological Consultations
Riders
Critical Illness Add On Cover: Covers listed 11 Critical Illnesses. Available on payment of additional premium
Min Entry Age
Child - 91 days, Adult - 18 years
Cover Type
Individual and Family Floater (max 2 adults & 3 Children)
Max Entry Age
Child : 25 years Adult : 65 years
Policy Period
1, 2 and 3 years
(Discount of 7.5% for 2 years and 10 % for 3 years policy term with single premium payment mode)
Relationships covered
Self, lawfully wedded spouse (same or opposite gender), children, parents, siblings, parent in laws and more (Please download product brochure for more details)
Premium Payment Mode
Single, Annual, Half yearly, Quarterly, Monthly
Nationality:
The Global Plan is available to all Insured Persons provided they are resident of India at inception of the Policy and at subsequent renewals of this plan
Lifetime Health - Global Plan
ManipalCigna Lifetime Health - Global Plan is designed to help you to have enough coverage for treatment across the globe for major illnesses and you can customize it as per your need.
Sum Insured
50Lacs - 3Cr
Sum Insured
50 Lacs - 3 Cr
Sum Insured
₹1 Cr
Sum Insured
₹1 Cr
Premium PER ANNUM
28333* inclusive of taxes
*The Premium value is indicative for the below mentioned profile- Age of the eldest Insured – 30, Cover type – Family Floater ( 2 Adults), Policy Tenure- 1 year, Premium payment mode- Single, Area of Cover- Worldwide excluding India, Major illness- Cancer Treatment. Proposal may be subject to underwriting review
Sum Insured1 - Domestic coverage within India due to any illness or injury.
Sum Insured2- Global coverage for outside India within the opted Area of Cover for the covered Major illness/es.
Benefits
Hospitalization Expenses- Hospital expenses as per eligible room category, for admission longer than 24 hours, up to the full Sum Insured, where hospitalization is in India.
- For Sum Insured up to INR 200 Lacs - Covered up to any room except suite or higher category.
- For Sum Insured INR 300 Lacs – Covered up to any room including suite category.
Restoration of Sum Insured- Multiple Restoration is available in a Policy Year, for unrelated illnesses, in addition to the Sum Insured opted, for treatments availed in India.
Day Care Treatment- All Day Care Treatments, availed in India, covered up to the full Sum Insured.
Premium Waiver Benefit- Renewal Premium for one Policy Year will be paid by Us, if the Proposer is diagnosed with any of the listed Critical Illnesses or in case of Accidental Death, Permanent Total Disablement, Permanent Partial Disablement of the Proposer, provided the Proposer is also an Insured Person in the same Policy.
Pre – hospitalization- Medical Expenses incurred in India, covered up to 60 days preceding the date of Hospitalization and up to the full Sum Insured.
Global Hospitalization for Major Illness- Hospital expenses for admission longer than 24 hours or Day Care Treatment. The cover is available for treatment of the opted Major Illness/es, availed outside India, within the selected Area of Cover.
Post – hospitalization- Medical Expenses incurred in India, covered up to 180 days immediately after discharge from the hospital and up to full Sum Insured.
Global Pre- hospitalization- Medical Expenses covered up to 60 days preceding the date of Hospitalization, for treatment of a covered Major Illness, outside India within the selected Area of Cover. Cover is available up to the full Sum Insured.
Ayush Cover - Up to full Sum Insured, for treatment availed in India.
Global Post- hospitalization- Medical Expenses covered up to 180 days immediately post discharge from the hospital, after the Hospitalization for treatment of a covered Major Illness, outside India within the selected Area of Cover. Cover is available up to the full Sum Insured.
Road Ambulance Cover- Expense incurred on availing Road Ambulance services in India, up to full Sum Insured.
Global Ambulance Cover- Expenses incurred on availing Road or Air Ambulance services, in case of an Emergency due to a covered Major Illness, outside India within the selected Area of Cover. Cover is available up to the full Sum Insured. Air Ambulance service is limited to one event per Policy Year for each Insured Person.
Donor Expenses- Up to full Sum Insured, for expenses incurred in India.
Medical Evacuation- Expenses incurred on medical evacuation of the Insured Person due to a covered Major Illness, from outside India within the selected Area of Cover. Cover is available up to the full Sum Insured.
Domiciliary Expenses- Up to 10% of Sum Insured, for expenses incurred in India.
Medical Repatriation- Expenses incurred on medical repatriation of the Insured Person due to a covered Major Illness, from outside India within the opted Area of Cover. Cover is available up to the full Sum Insured.
Adult Health Check-up- Available once in a Policy Year to all Insured Persons who have completed 18 years of Age or more at the inception of the Policy Year.
Repatriation of Mortal Remains- Expenses incurred on repatriation of mortal remains of the Insured Person, from outside India within the selected Area of Cover, in case of death due to a covered Major Illness. Cover is available up to the full Sum Insured.
Robotic and Cyber Knife Surgery- Up to full Sum Insured, for treatment availed in India.
Global Travel Vaccination- Cost of vaccine is covered up to the full Sum Insured. The benefit is available for vaccination/s mandatorily prescribed by the World Health Organization (WHO) for traveling to an intended destination, outside India within the opted Area of Cover, or while traveling back to India after availing treatment of a covered Major Illness. The benefit is limited to once in a policy year for each Insured Person.
Modern and Advanced Treatments- Up to full Sum Insured, for treatment availed in India.
Global Robotic and Cyber Knife Surgery- Medical expenses incurred for Robotic and Cyber Knife Surgery of a covered Major Illness outside India within the selected Area of Cover. Cover is available up to the full Sum Insured.
HIV/AIDS and STD Cover- Up to full Sum Insured, for expenses incurred in India.
Global Modern and Advanced Treatments- Medical expenses incurred for Modern and Advanced Treatments of a covered Major Illness outside India within the selected Area of Cover. Cover is available up to the full Sum Insured.
Mental Care Cover- Up to full Sum Insured, for treatment availed in India.
What’s covered
- Hospitalization Expenses
- Day Care Treatment
- Pre – hospitalization
- Post – hospitalization
- Ayush Cover
- Road Ambulance Cover
- Donor Expenses
- Domiciliary Expenses
- Adult Health Check-up
- Robotic and Cyber Knife Surgery
- Modern and Advanced Treatments
- HIV/AIDS and STD Cover
- Mental Care Cover
- Restoration of Sum Insured
- Premium Waiver Benefit
- Global Hospitalization for Major Illness
- Global Pre- hospitalization
- Global Post- hospitalization
- Global Ambulance Cover
- Medical Evacuation
- Medical Repatriation
- Repatriation of Mortal Remains
- Global Travel Vaccination
- Global Robotic and Cyber Knife Surgery
- Global Modern and Advanced Treatments
What’s not covered
- Investigation & Evaluation
- Rest Cure, rehabilitation and respite care
- Obesity/ Weight Control
- Change of gender except for sex reassignment surgery for transgender persons
- Cosmetic or plastic Surgery
- Hazardous or Adventure sports
- Breach of law
- Excluded Providers
- Treatment for, Alcoholism, drug or substance abuse or any addictive condition and consequences thereof.
- Treatments received in heath hydros, nature cure clinics, spas or similar establishments
- Dietary supplements and substances that can be purchased without prescription, including but not limited to Vitamins, minerals and organic substances.
- Refractive Error
- Unproven Treatments
- Sterility and Infertility
- Maternity
Above List is only indicative and not exhaustive. For complete details on Eligibility, Coverages, Benefits, Terms, Condition and Exclusions please refer Policy Wordings and Prospectus
Add Ons and Options
Optional Package- Health +:
This package is available on Individual basis however selection is allowed at policy level.
- Air Ambulance Cover
- Medical Devices and Non-Medical Items
- Domestic Second Opinion
- Bariatric Surgery Cover
- Convalescence Benefit
- Major Illness Hospi Cash
- Chemotherapy and Radiotherapy Cash
- Accidental Hospi Cash
- Domestic Concierge Services
- Tele-Consultations
Optional Package- Global +:
This package is available on Individual basis however selection is allowed at policy level.
- Global Hospi Cash
- Global Convalescence Benefit
- Global Out Patient Expenses
- Global Chemotherapy and Radiotherapy Cash
- Travel Expenses Benefit
- Global Second Opinion
For complete details on Eligibility, Coverages, Benefits, Terms, Conditions and Exclusions please refer Policy Wordings and Prospectus.
Optional Package- Women+:
Available to female of age 12 years and above. This package is available on Individual basis however selection is allowed at policy level.
- Breast Cancer Screening
- Cervical Cancer Screening
- Cervical Cancer Vaccination
- Ovarian Cancer Screening
- Osteoporosis Screening
- Gynaecological Consultations
- Psychiatric and Psychological Consultations
Riders
Critical Illness Add On Cover: Covers listed 11 Critical Illnesses. Available on payment of additional premium
Eligibility
Min Entry Age
Child - 91 days, Adult - 18 years
Cover Type
Individual and Family Floater (max 2 adults & 3 Children)
Max Entry Age
Child : 25 years Adult : 65 years
Policy Period
1, 2 and 3 years
(Discount of 7.5% for 2 years and 10 % for 3 years policy term with single premium payment mode)
Relationships covered
Self, lawfully wedded spouse (same or opposite gender), children, parents, siblings, parent in laws and more (Please download product brochure for more details)
Premium Payment Mode
Single, Annual, Half yearly, Quarterly, Monthly
Nationality:
The Global Plan is available to all Insured Persons provided they are resident of India at inception of the Policy and at subsequent renewals of this plan
Other plans under Lifetime Health
Sum insured
₹
Base premium
20274*/annum
Plan Comparison
| What am I covered for | India Plan | Global Plan |
|---|---|---|
| Sum Insured1 (INR) | 50 Lacs/ 75 Lacs/ 100 Lacs/ 150 Lacs/ 200 Lacs/ 300 Lacs | 50 Lacs/ 75 Lacs/ 100 Lacs/ 150 Lacs/ 200 Lacs/ 300 Lacs |
| Sum Insured2 (INR) | No | 50 Lacs/ 75 Lacs/ 100 Lacs/ 150 Lacs/ 200 Lacs/ 300 Lacs |
| Major Illness (For coverages outside India) |
No | Option to select the Major Illness/es for which coverage is required under Covers 16 to 25.
|
| Area of Cover (For coverages outside India) |
No | Option to select any one as Area of Cover (AOC), applicable to Covers 16 to 25: Worldwide Worldwide excluding USA and Canada |
| Cover/s | India Plan | Global Plan |
| 1. Hospitalization Expenses | Yes | Yes |
| 2. Day Care Treatment | Yes | Yes |
| 3. Pre – hospitalization | Yes | Yes |
| 4. Post – hospitalization | Yes | Yes |
| 5. AYUSH Cover | Yes | Yes |
| 6. Road Ambulance Cover | Yes | Yes |
| 7. Donor Expenses | Yes | Yes |
| 8. Domiciliary Expenses | Yes | Yes |
| 9. Adult Health Check-up | Yes | Yes |
| 10. Robotic and Cyber Knife Surgery | Yes | Yes |
| 11. Modern and Advanced Treatments | Yes | Yes |
| 12. HIV/AIDS and STD Cover | Yes | Yes |
| 13. Mental Care Cover | Yes | Yes |
| 14. Restoration of Sum Insured | Yes | Yes |
| 15. Premium Waiver Benefit | Yes | Yes |
| 16. Global Hospitalization for Major Illness | No | Yes |
| 17. Global Pre- hospitalization | No | Yes |
| 18. Global Post- hospitalization | No | Yes |
| 19. Global Ambulance Cover | No | Yes |
| 20. Medical Evacuation | No | Yes |
| 21. Medical Repatriation | No | Yes |
| 22. Repatriation of Mortal Remains | No | Yes |
| 23. Global Travel Vaccination | No | Yes |
| 24. Global Robotic and Cyber Knife Surgery | No | Yes |
| 25. Global Modern and Advanced Treatments | No | Yes |
| Optional Packages | ||
| Health+ | Yes | Yes |
| Women+ | Yes | Yes |
| Global+ | No | Yes |
| Waiting periods | ||
| Pre-existing Disease waiting Period | 24 Months | 24 Months |
| 30 days waiting period | Yes | Yes |
| Specified disease/procedure waiting periods | 24 Months | 24 Months |
| Add On Cover (Rider) | ||
| Critical Illness Add On Cover | Yes | Yes |
Got Questions?
What are the details to be provided at the time of intimation of claim?
The following details are to be provided to the company’s at the tine of intimation of Claim: Policy number, Name of policy, Name of the insured person in whose relation the Claim is being lodged. Nature of illness / injury. Name and address of the attending Medical Practitioner and hospital. Date of Admission and any other information as requested by Us.