Manipal Cigna Logo
senior-citizen-health-insurance Logo

A specialised health insurance for senior citizens for the golden years of their life.

  • tick

    Option to cover Pre-Existing diseases from 91st day onwards

  • tick

    Any room category available

  • tick

    Unlimited restoration of Sum Insured for both related/unrelated illnesses

  • tick

    Guaranteed Cumulative Bonus of 10% every policy year

I have read and agree to the terms and conditions.

senior-citizen-health-insurance Image

FEATURED INSURANCES

Comprehensive Coverage for Life's

Unexpected Health Moments

Product Image
SUM INSURED
₹5Lacs-₹3Crore
BASE PREMIUM
₹18,983*/annum
  • tick
    Any room category available
  • tick
    Guaranteed Cumulative Bonus of 10% every policy year
  • tick
    Cashless health check-up available
Product Image
SUM INSURED
₹5Lacs-₹3Crore
BASE PREMIUM
₹20,959*/annum
  • tick
    Unlimited restoration of Sum Insured for both related/unrelated illnesses in a policy year
  • tick
    Guaranteed Cumulative Bonus of 10% every policy year
  • tick
    Air Ambulance covered up to 10 Lacs
OverviewBenefitsPolicy DetailsAddonsEligibility

Overview

overview
  • tickAny room category available
  • tickGuaranteed Cumulative bonus at 10% every year
  • tickCashless flexible health check-up
  • tickCoverage for modern and advanced treatments
  • tickCoverage for Air Ambulance, over and above base Sum Insured; subject to a max of ₹ 10 Lacs
  • tickChoice of sum insured from Rs 5 lacs to Rs 50 lacs

Benefits


Policy Details

KEY FEATURESINFORMATION

Add Ons

Any Room Upgrade

Any Room Upgrade

Upgrade to ‘Any Room’ category, whether suite or above

Premium Management

Premium Management

Restoration of Sum Insured

Restoration of Sum Insured

Reduction in PED waiting period

Reduction in PED waiting period

ManipalCigna Health 360

ManipalCigna Health 360


Eligibility

Min Entry Age

Min Entry Age

Adult - 56 years

Cover Type

Cover Type

Individual/Multi-individual and family floater

Max Entry Age

Max Entry Age

Adult - 75 Years

Policy Period

Policy Period

1, 2 and 3 years (Discount of 7.5% for 2 years and 10 % for 3 years policy term with single premium payment mode)

Premium Payment Mode

Premium Payment Mode

Single, Half yearly, Quarterly, Monthly

CUSTOMER TESTIMONIALS

Here's What Our Customers Are Saying About Us

CLAIMS PROCESS

Your Step-By-Step Guide To The

Claims Process

Find the Network Hospital
Step 1
Find the Network Hospital
Use Hospital Locator and find our network hospital and choose as per your convenience.
Intimate ManipalCigna
Step 2
Intimate ManipalCigna
Complete Pre-auth Form
Step 3
Complete Pre-auth Form
Get Hospitalized
Step 4
Get Hospitalized
Get Discharged
Step 5
Get Discharged

FAQ

Everything You Need to Know,

All in One Place

FAQ Image

*The Premium value is indicative for the below mentioned profile Age – 60, Zone – 1, Cover type – Individual (1Adult) , Tenure- 1 year, Premium payment mode- Single
**Above List is only indicative and not exhaustive. For complete details on Eligibility, Coverages, Benefits, Terms, Condition and Exclusions please refer Policy Wordings and Prospectus
Senior Citizen Health Insurance & Mediclaim | ManipalCigna