Additional Hospitalization Coverage with Super Top Up.
More protection with increased cover
Easy-on-pocket premium amounts
Guaranteed cumulative bonus
Choice of any hospital room
FEATURED INSURANCES
Comprehensive Coverage for Life's
Unexpected Health Moments
Overview
Additional coverage upto Rs. 30 lacs at an affordable premiumChoice of any hospital roomCovers both Allopathic and AYUSH treatments upto Sum InsuredCovers Non-Medical ExpensesGuaranteed Cumulative BonusGuaranteed continuity benefit on deductible on buying a separate Base policy from 5th Policy year onwards**Benefits
Multiple Deductible Options
In-patient Hospitalization
Pre and Post Hospitalization
Guaranteed Cumulative Bonus
Donor Expenses Covered
Non-Medical Expenses covered
Reduction in Pre-Existing Disease Waiting Period
Policy Details
| KEY FEATURES | INFORMATION |
|---|---|
 Inpatient Hospitalization Expenses | Covers Hospital expenses for admission longer than 24 hours. |
| Pre & Post Hospitalization | Pre & Post Hospitalization of 60 And 90 days respectively |
| Road Ambulance | Actual expenses incurred paid per hospitalization event |
| Donor expenses | Up to Sum Insured |
| AYUSH treatment | Up to Sum Insured |
| Non-medical expenses cover | Actual expenses incurred towards non-medical items listed under policy wordings under Annexure III |
| Day care Treatment | Covered up to limit of Sum Insured opted |
| Guaranteed Cumulative Bonus | A guaranteed 5% increase in Sum insured per policy year, maximum up to 50% of Sum Insured |
Add Ons
Guaranteed continuity on deductible
From 5th policy year onwards, you will have an option to opt for a separate base policy (any subsequ...
Reduction of Pre Existing Disease waiting period
Critical Illness Add On Cover
Eligibility
Min Entry Age
Child - 91 days, Adult - 18 years
Cover Type
Individual and Family Floater (max 2 adults & 3 kids)
Max Entry Age
Child: 23 years (family floater policy), Adult: No limit
Policy Period
1, 2 and 3 years (Discount of 7.5% for 2 years and 10 % for 3 years policy term with single premium payment mode)
Relationships covered
Self, Spouse, Dependent Children, Dependent - Parents, In-laws, Brothers, Sisters and more.(Please download product brochure for more details)
Premium Payment Mode
Single, Annual, Half yearly, Quarterly, Monthly
CUSTOMER TESTIMONIALS
Here's What Our Customers Are Saying About Us
"I am thankful for the support I received from ManipalCigna regarding my claim, it was very helpful."
Kailas Ragho Gaikwad
Thane City
"Thank you for your support during a challenging time. The situation was bad but you support made a significant difference. Much appreciated."
Gulniesa Banu
Bangalore
"Thank you ManipalCigna for resolving my issue and explaining it properly."
Gagan Kumar
"Thank you ManipalCigna for making me understand my policy details. All my questions were answered and it was very helpful."
Mondrety Nirmala
"The conversation didn’t feel like just any customer service interaction. Sushant was incredibly helpful and listened to what I needed. Your service has been fantastic. I am delighted."
Tarush Jain
"I am thankful for the support I received from ManipalCigna regarding my claim, it was very helpful."
Kailas Ragho Gaikwad
Thane City
"Thank you for your support during a challenging time. The situation was bad but you support made a significant difference. Much appreciated."
Gulniesa Banu
Bangalore
"Thank you ManipalCigna for resolving my issue and explaining it properly."
Gagan Kumar
"Thank you ManipalCigna for making me understand my policy details. All my questions were answered and it was very helpful."
Mondrety Nirmala
"The conversation didn’t feel like just any customer service interaction. Sushant was incredibly helpful and listened to what I needed. Your service has been fantastic. I am delighted."
Tarush Jain
CLAIMS PROCESS
Your Step-By-Step Guide To The
Claims Process
FAQ
Everything You Need to Know,
All in One Place