A specialised health insurance for senior citizens for the golden years of their life.
Option to cover Pre-Existing diseases from 91st day onwards
Any room category available
Unlimited restoration of Sum Insured for both related/unrelated illnesses
Guaranteed Cumulative Bonus of 10% every policy year
FEATURED INSURANCES
Comprehensive Coverage for Life's
Unexpected Health Moments
Overview
Any room category availableGuaranteed Cumulative Bonus of 10% every policy yearPremium Waiver benefit availableModern and Advanced Treatments covered up to Sum InsuredUnlimited tele-consultation including specialistsChoice of sum insured from Rs 3 lacs to Rs 50 lacsBenefits
Single Private Room
Deductible Options
Multiple Restorations
Reduced PED Waiting Period
Donor Expenses
Health Check Up
Cumulative Bonus
Non-Medical Items & Durable Medical Equipment
Policy Details
| KEY FEATURES | INFORMATION |
|---|---|
 Hospitalization expenses | Single Private Room covered up to Sum Insured (With an option to select any room caterogy) |
| Pre & Post Hospitalization Expenses | Expenses covered up to 30 and 60 days respectively |
| Domiciliary Hospitalization | Covered up to Sum Insured |
| Road Ambulance | Covered up to Sum Insured |
| AYUSH treatment | Covered up to Sum Insured |
| Enhanced coverage | Covers complications arising during hospitalization of donor up to 25% of Sum Insured |
| Unlimited Tele-Consultation | Available |
| Health Check-up | Available every claim free policy year |
| Cumulative Bonus | Guaranteed Cumulative Bonus of 10% of Sum Insured every year, maximum up to 100% of Sum Insured |
| Mandatory Co-Payment | 20% co-pay applicable per claim, with an option to modify the co-pay to 0%, 10% or 30% |
Add Ons
Any Room Upgrade
Option to upgrade to “Any Room” category - whether suite or above
Premium Management
Restoration of Sum Insured
Reduction in PED waiting period
ManipalCigna Health 360
Eligibility
Min Entry Age
Adult - 56 years
Cover Type
Individual/Multi-individual and family floater
Max Entry Age
Adult - 75 Years
Policy Period
1, 2 and 3 years (Discount of 7.5% for 2 years and 10 % for 3 years policy term with single premium payment mode)
Premium Payment Mode
Single, Half yearly, Quarterly, Monthly
CUSTOMER TESTIMONIALS
Here's What Our Customers Are Saying About Us
"I am thankful for the support I received from ManipalCigna regarding my claim, it was very helpful."
Kailas Ragho Gaikwad
Thane City
"Thank you for your support during a challenging time. The situation was bad but you support made a significant difference. Much appreciated."
Gulniesa Banu
Bangalore
"Thank you ManipalCigna for resolving my issue and explaining it properly."
Gagan Kumar
"Thank you ManipalCigna for making me understand my policy details. All my questions were answered and it was very helpful."
Mondrety Nirmala
"The conversation didn’t feel like just any customer service interaction. Sushant was incredibly helpful and listened to what I needed. Your service has been fantastic. I am delighted."
Tarush Jain
"I am thankful for the support I received from ManipalCigna regarding my claim, it was very helpful."
Kailas Ragho Gaikwad
Thane City
"Thank you for your support during a challenging time. The situation was bad but you support made a significant difference. Much appreciated."
Gulniesa Banu
Bangalore
"Thank you ManipalCigna for resolving my issue and explaining it properly."
Gagan Kumar
"Thank you ManipalCigna for making me understand my policy details. All my questions were answered and it was very helpful."
Mondrety Nirmala
"The conversation didn’t feel like just any customer service interaction. Sushant was incredibly helpful and listened to what I needed. Your service has been fantastic. I am delighted."
Tarush Jain
CLAIMS PROCESS
Your Step-By-Step Guide To The
Claims Process
FAQ
Everything You Need to Know,
All in One Place