To Buy:
Want to buy a health insurance?
To Renew:
Want to renew your existing policy?
To Service:
Get quick resolution to all your queries
New
A truly complete health insurance solution — offering you an essential shield, infinite power, and instant peace is now the Product of the Year 2025 (Winner Health Insurance Category. Survey of 1800 people by NielsenIQ across categories.)
Best suited for
Individual
Family
Multi Individual
A comprehensive and flexible Health Insurance Plan that offers Better Coverage, Better Control and Better Care
A health insurance that lasts for a lifetime
Parents and elders took care of children in their most sensitive ages and phases of life. It is time to gift them the better Healthcare experience. Presenting ManipalCigna Prime Senior, a comprehensive Health Insurance plan which offers innovative features specially designed for Senior Citizens.
Design your own health plan and pay for what you choose. Customise your plan according to your needs with ProHealth Select and reassure your future
The added boost that keeps you covered above and beyond your health plan.
Affordable standard health insurance plan
Standard Health Insurance Policy specially designed to cover Persons with Disabilities (PWD), Persons afflicted with HIV/AIDS, and those with Mental Illness
A plan that assures financial support and provides a safety cushion for a better tomorrow by providing complete protection, on and off the job, including death, disablement, repatriation of mortal remains and funeral expenses.
A plan that assures financial support and provides a safety cushion for a bettertomorrow by providing complete protection, on and off the job, including death, disability, loss of job and financial protection.
Standard Personal Accident Policy to safeguard your unexpected expenses arising from death or serious injury caused by an accident, while securing your finances
A vital protection for your financial health against life-changing critical illnesses that offers you the entire payment of sum insured on first diagnosis of listed illness.
A daily cash plan to financially aid hospitalization expenses
Every Detail Matters To Your Health
Employer-Employee Group
Non Employer-Employee Groups/ Association/ Institution/Society
Every Detail Matters For Global Protection
Non Employer- Employee Groups/Association/ Institution/Society
Check Detail to Secure Each Member's Lifestyle
Non Employer-Employee Groups/Association/ Institution/Society
Check Details To Secure Overseas Travel
Our All in One Plan to keep you healthy always
ManipalCigna Health Insurance offers tailored health insurance solutions to empower Kerala’s health landscape
Kochi, August 17, 2023 – ManipalCigna Health Insurance, one of India's fastest-growing standalone health insurance company, is taking concrete steps to strengthen its presence in the state of Kerala and across India to address diverse healthcare financing requirements and extend its innovative health insurance solutions to new customer segments. The insurer is committed to increase penetration of health insurance in Kerala market and provide its customers with easy and lifetime access to quality healthcare.
As health insurance expert, ManipalCigna Health Insurance saw a robust growth from the southern region - Kerala, Andhra Pradesh, Karnataka, Telangana and Tamil Nadu. The Company has garnered over ₹500 crore gross written premium (GWP) with 37% growth in the financial year 22-23 in the southern region. ManipalCigna has close to 20,000 advisors, major partners present in around 5,000 point of sales locations across the region through distribution network, and 25 branch offices in South India. Further, the standalone health insurance company has 3,300+ network hospitals in South India, out of the 8,700+ pan-India hospitals across the country. As part of its expansion in the southern region, ManipalCigna Health Insurance aims at launching new branch offices, plans to hire more employees and nearly 10,000 agents for South push in FY24, and expects its business to double to ₹1000+ crore GWP in the next 2 years.
Sapna Desai, Chief Marketing Officer, ManipalCigna Health Insurance, commented, “Kerala is reputed to have the best health system in India. However, at the same time, the state ranks 2nd highest in the country in terms of Out-of-Pocket Expenditure (OOPE) which is above the national average. With ~68% of medical expenditure being paid from dipping into retirement corpus or taking a personal loan or selling gold or other assets.Thus keeping in mind the increasing healthcare incidences and treatment cost, we at ManipalCigna are committed to secure an individual’s and a family’s domestic and global healthcare requirements by offering affordable, predictable, and simple health insurance solutions to secure not just the current health needs of people in Kerala but also the ones people are likely to require at different stages of their life.”
Desai further added, “The state of Kerala and all of Southern India remains growing markets for us, and we at ManipalCigna Health Insurance are committed on improving the health and financial well-being of our customers in this region. The partnership of Manipal Group’s local expertise – being the second largest hospital chain in India and Cigna Healthcare’s global experience has made us a truly differentiated healthcare-financing provider, and we plan to continue our growth journey in South India. Further, our robust multi-channel distribution network and multi-product offerings supports us to expand our footprint across previously unchartered territories and enables us to provide bespoke health insurance products and services to ease the healthcare financing burden of the people in Kerala”.
To secure the complete health and financial well-being of people in Kerala, ManipalCigna also has corporate agency agreement with Geojit Financial Services and South Indian Bank both companies headquartered in Kochi, to distribute its health insurance products through their extensive network of branches. Under the agreement, Geojit Financial Services, South Indian Bank along with other corporate agency partners such as Union Bank of India, DBS Bank among others offer the entire gamut of ManipalCigna’s health insurance products and services to its millions of customers in South India through their respective network of branches across the southern region as well as through its digital platforms.
Ashish Yadav, Head of Products, added, “The prevalence of lifestyle, communicable, and non-communicable diseases is alarming and highlights the urgency to tackle these pressing health concerns. In response to the rising healthcare incidences and escalating treatment costs, ManipalCigna Health Insurance has been steadfast in introducing tailored health insurance products to meet the unique health needs of Kerala's residents. With products like Lifetime Health and Prime Senior, we offer customers many industry-first features to facilitate their unique healthcare needs. Further, our newly launched mobile app and chat bot enables our existing customers to avail services 24/7 and anytime, anywhere.”
ManipalCigna offers a range of customer-centric solutions tailored to meet the unique health insurance needs of their customers. One such solution is the ManipalCigna Lifetime Health plan, which provides comprehensive healthcare financing with Sum Insured options ranging from Rs. 50 lacs to Rs. 3 crores, covering both domestic and global healthcare needs. For NRIs staying away from their ageing parents in Kerala, the specialized ManipalCigna Prime Senior plan offers innovative features specially designed for Senior Citizens. Prime Senior plan also offers flexibility to senior citizens with hassle free coverage for pre-existing disease conditions from the 91st day onwards without any medical check-ups. This empowers senior citizens to access quality healthcare during their golden years. Additionally, the ManipalCigna ProHealth Prime plan caters to individuals dealing with medical conditions such as Diabetes, Obesity, Asthma, high Blood Pressure, and high Cholesterol. ManipalCigna ProHealth Prime also comes with revolutionary features such “Cashless OPD” coverage for doctor consultation, prescribed diagnostic tests and pharmacy expenses that are mostly paid as out of pocket. In addition, it covers “Non-medical Expenses” to ensure there are zero out of pocket expenses towards non-medical items during hospitalization and many more such enticing benefits.
With innovative and customer-focused product solutions, ManipalCigna Health Insurance stands out as one of the trusted health insurance company in India, addressing the unique health needs of individuals and offering comprehensive coverage to take care of customer’s healthcare financing requirements. For more information on ManipalCigna Health Insurance's product portfolio of offerings, please visit the official website: https://www.manipalcigna.com/health-insurance
About ManipalCigna Health Insurance Company Limited
ManipalCigna Health Insurance Company Limited is a joint venture between Manipal Group, an eminent player in healthcare delivery and higher education in India, and Cigna Healthcare, a global heution partners across the country. ManipalCigna also has presence in 400+ cities in India through its distribution network and has a network of over 8700 hospitals across cities including tier I, tier II, and tier III towns in India. To learn more, visit www.manipalcigna.com
MEDIA CONTACT Eliza Lobo: 937-259-1626 eliza.lobo@manipalcigna.com
