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Premium cost or coverage amount – What’s more important? read

Aug 22 2022

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If you’re reading this article, you’re either looking to buy health insurance or switching your current plan. Whatever it may be, you’re in just the right place. We know that buying a health plan isn’t simple, but we’re here to help make it easier.

For starters, do you know the right approach to buying a health insurance plan?

Yes, there is a right approach but truth be told, most people get it wrong. But don’t worry, this article will help guide you in choosing the best-suited health plan for you and your family.

We’ll teach you about the most important factor of any health insurance plan - the coverage amount, and how you can find out the cover you need using the SahiCover Calculator.

What’s a Coverage Calculator, you ask? Read on to find out!

The wrong approach – 90% of people make this mistake


What is the first thing you look for when searching for a health plan? If you said a low premium, you’ve made the same mistake most people do. People often find their insurance plan based on its affordability. Once they have found it, only then do they look at what the plan covers, with most of them choosing the most basic plan.

Answer this - when you’re in a restaurant, do you first look at the price of a dish or do you choose a dish that’s appetizing and then check if it fits your budget?

The same logic can apply to choosing a suitable health insurance plan. It’s important to first check if it covers all your needs. Even if it means paying a little bit more premium.

The coverage amount of your health insurance plan is what makes or breaks your choice. The right cover will cater to all financial and medical needs, and help in case of any emergency. Less expensive does not mean a better deal.

Coverage Amount – How much do you need?


If you couldn’t already tell, your health insurance coverage is the most essential factor in choosing the right plan. Your coverage amount ensures that all your medical needs are taken care of at any given point.

So, do you know how much cover you need?

No need to crack your head trying to figure that out, we’ve developed the SahiCover Calculator to help you accurately understand just how much health insurance cover you will require.

You must be wondering – “Why do I need a calculator for this? I can just do it myself.”. That’s a very valid point, but the problem is that most people often neglect the actual amount of coverage they need and don’t know how to estimate the gap.

Coverage Calculator – Sahi Cover, Discover


There are many calculators that help calculate the amount of premium you would require to pay for your plan. But in the sector of health insurance, calculators to help identify your cover are scarce.

As an industry breakthrough, our SahiCover Calculator is a revolutionary tool to help you choose the right cover for all your needs. It takes into account all aspects of your current lifestyle, from your health habits, exercise frequency, smoking/drinking habits, and your age to your family history and location. We’ll accurately analyze everything before suggesting the best coverage amount for you.

Follow the right approach, calculate your coverage amount and choose the plan that suits you best.

So, what are you waiting for?

Sahi cover, discover!

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