Trending Articles

Aug 22 2022

What is the best age to purchase a health insurance plan?

Thinking about buying life health insurance? You should get it sooner rather than later because inflation will make it worthless over time. And it’s a good idea to get insurance when you’re young and have a low cost of insurance. You won’t qualify for most life insurance discounts if you’re younger than 21 or older than 30. Most insurers won’t even consider writing a policy for someone under 30. But there are good reasons why you should get...

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Aug 19 2022

Your Guide to Choosing the Right Insurance

In today’s fast-paced world, without the right insurance, you could be in danger of paying a high price. There may be a sudden medical emergency and if you are not insured, it means you could be at risk of having to pay for all hospital treatment, doctor visits and medicines.  Also, just randomly signing up on a policy without considering the pros and cons or how it benefits you in times of a crisis is also not right. It’s worth...

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Aug 19 2022

How to Choose a Personal Health Insurance Plan

Before shopping for a personal health insurance plan, you must first understand what type of coverage you need and how much risk you’re willing to take. Health insurance can help cover the cost of medical care, including out-of-pocket expenses, in the case of a covered health issue. It can also be a financial lifesaver in the event of an accident or other unforeseen circumstance. The two main types of personal health insurance are plans that...

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Aug 19 2022

The New Age Health Insurance Plan You Should Consider

In the last few years and in the aftermath of a global pandemic, health insurance plans are fast evolving in terms of structures and features to accommodate the customer’s needs and requirements. More and more people are leading a healthy lifestyle and backing it up with necessary wellness programs.  While that helps unnecessary hospital escalations but it does not totally reduce the risk of hospitalization. People realize the critical...

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Aug 19 2022

Is your insurance taking care of your health care expenses

How do you know if your insurance cover is taking care of your healthcare needs and expenses? Reading the policy document and cross-checking what they claim and what is being offered on the ground is typically the route most policyholders resort to at the time of hospitalization. It is always a good idea to do some due diligence before a medical crisis and even better so, before buying a policy when you have the option to compare and check...

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Aug 19 2022

Is your health insurance considerate enough for your existing medical conditions?

You probably already know that having a health issue can be expensive and frustrating. After all, health care costs are one of the main reasons why individuals go without insurance or are uninsured, to begin with. Because of this, it’s important to make sure that your health insurance plan cover your existing conditions. This can be especially challenging if there have been a few changes in your health in the recent past. Most people rely on...

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Aug 22 2022

The Sahi Way of Buying a Health Insurance Plan

If you are reading this, you already know how important Health Insurance is. It can keep your finances secure and your mind worry-free from medical needs and exigencies. So what happens when you don't have a Health Insurance plan? Unplanned medical expenses drain your savings and you may not be able to afford the treatment you need. Here's another important thing – ‘Being underinsured is as good as not having Health Insurance at all.' Why?...

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Aug 22 2022

Premium cost or coverage amount – What’s more important?

If you’re reading this article, you’re either looking to buy health insurance or switching your current plan. Whatever it may be, you’re in just the right place. We know that buying a health plan isn’t simple, but we’re here to help make it easier. For starters, do you know the right approach to buying a health insurance plan? Yes, there is a right approach but truth be told, most people get it wrong. But don’t worry, this article will help...

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Aug 22 2022

Here's why you must buy a family health insurance plan

- A family health insurance policy will protect your savings by assisting you in paying medical bills for all insured family members. Read the blog for more information.   Family health insurance plans are becoming increasingly popular as people become more aware of the benefits of having such a plan. These plans cover the cost of medical expenses for a family, including the cost of doctor’s visits, emergency room visits, hospital...

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Aug 19 2022

How much health insurance cover is good for a growing family of 4?

The cost of coverage can be a significant barrier to health care for many people. With health insurance premiums increasing dramatically year after year, it can be difficult for people to know how much health insurance cover is suitable for a family of four. Fortunately, there are several different health insurance policies, so no two families need to buy the same plan. Health insurance premiums vary based on several different factors. The...

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Aug 19 2022

Are your expenses outside the hospital covered by your insurance company?

If you are admitted to the hospital, there is a good chance that your insurance will cover all or part of the cost. However, there are some pre-hospitalization expenses and post-hospitalization expenses that your insurance may not cover.  Understanding what your health insurance plan covers and what expenses are not covered is an essential part of planning for your hospital stay. Most hospital expenses are either part of your deductible...

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Apr 14 2022

The financial implications of not having health insurance in times of distress

If you do not have health insurance or enough funds to cover medical treatment, it is highly likely that you will avoid visiting the doctor even when it is absolutely necessary for you to do so. It is said that a stitch in time saves nine, which is all the more true for medical emergencies.   When disaster strikes, you will not be in a position to think rationally or logically and may make financial decisions that could cost you big in...

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Apr 14 2022

Here's why you must review your Health Insurance Plan every year

As you grow older every year, your health status may change, and so do your needs for health insurance. You may get married, have a child or even develop lifestyle related illnesses. As life progresses, medical costs usually only go up.   How do I choose a health insurance plan based on my age? Ideally it is advisable to buy a health insurance plan as soon as you start earning, at a young age when diseases are at bay. The younger you...

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Apr 14 2022

Why should you get health insurance when young?

  Why is it important to have health insurance? It is important to have health insurance to protect your savings and investments against unforeseen medical expenses. Medical expenses in India have been rising year-on-year, which far exceeds the amount of regular salary increments or general inflation. Having a comprehensive health insurance plan and maintaining a healthy lifestyle are ways in which we can counter this problem. What...

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Apr 14 2022

What is Critical Illness Health Insurance and who needs it?

What is Critical Illness Health Insurance? Critical Illness Health Insurance is an insurance against the diagnosis of specific kinds of illnesses. It pays out a lump sum amount upon diagnosis and confirmation of one of these conditions or upon undergoing specific medical procedures.   Who needs Critical Illness Health Insurance? Practically everyone who may be at risk of contracting one or more of the illnesses covered should have a...

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Dec 29 2020

The Need For An Overall Health Insurance for Senior Citizens

The segment of the population that is most susceptible to illnesses and their ensuing costs is that of senior citizens. As retired individuals, facing failing health and financial constraints, health insurance is probably the need of the hour. Obtaining medical insurance for senior citizens was almost impossible in the past insurance companies permitted renewal only if you have been a policyholder with them without a break. However, the...

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Jul 02 2021

Understanding Various Benefits in Health Insurance

Introduction At some point in life, most people would need medical care. Even if you are in fine health right now, health insurance can come to your rescue when you most need it. Unforeseen medical emergencies such as injuries, diagnosis of an illness, accidents — don't come with warnings. Hence, having health insurance not only preserves your health but also secures your financial position. Mr. Amit Chhabra gives you an insider look into...

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Mar 16 2020

Health Insurance Renewal – Here Is Everything You Need to Know

Health insurance renewal is an essential process. You’d surely like to continue enjoying the benefits such as coverage against regular medical expenses and critical illness treatments, cashless claims benefit, tax benefits, and much more. Furthermore, health insurance renewal provides continuity of your family’s financial safety net in case of any medical emergency. The Health Insurance renewal dos and don’ts Here’s everything you need to...

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Aug 11 2020

17 Things to Know About Coronavirus

Feeling bogged down or overwhelmed by all the information you are coming across regarding the novel coronavirus? Pretty sure the feeling is worse considering you are practising social distancing and are under home quarantine. A lot of fake news and rumours are making the rounds, and as is expected from human nature, it’s spreading panic and fear everywhere. Fret not; we are here to help you. ManipalCigna Health Insurance ensures the...

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May 20 2021

Health Insurance is a Financial Vaccination in these Unprecedented Times

Health Insurance is no longer an option but is an essential financial vaccination in the current times due to soaring healthcare expenses and increasing rate of lifestyle diseases. The Covid-19 pandemic has further put the spotlight on the importance of health insurance, because medical emergencies can arise anytime, anywhere, and the ongoing pandemic has encapsulated this overwhelmingly. Therefore, today, people are not asking the...

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