Trending Articles

Jul 02 2021

Understanding Various Benefits in Health Insurance

Introduction At some point in life, most people would need medical care. Even if you are in fine health right now, health insurance can come to your rescue when you most need it. Unforeseen medical emergencies such as injuries, diagnosis of an illness, accidents — don't come with warnings. Hence, having health insurance not only preserves your health but also secures your financial position. Mr. Amit Chhabra gives you an insider look into...

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Aug 11 2020

17 Things to Know About Coronavirus

Feeling bogged down or overwhelmed by all the information you are coming across regarding the novel coronavirus? Pretty sure the feeling is worse considering you are practising social distancing and are under home quarantine. A lot of fake news and rumours are making the rounds, and as is expected from human nature, it’s spreading panic and fear everywhere. Fret not; we are here to help you. ManipalCigna Health Insurance ensures the...

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May 20 2021

Health Insurance is a Financial Vaccination in these Unprecedented Times

Health Insurance is no longer an option but is an essential financial vaccination in the current times due to soaring healthcare expenses and increasing rate of lifestyle diseases. The Covid-19 pandemic has further put the spotlight on the importance of health insurance, because medical emergencies can arise anytime, anywhere, and the ongoing pandemic has encapsulated this overwhelmingly. Therefore, today, people are not asking the...

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Mar 16 2020

Health Insurance Claims Process—Explained

Health insurance policies are primarily about securing financial coverage towards medical aid for yourself and your family. It is a smart and prudent way to prepare for unforeseen medical events. Health insurance not only protects your finances but more importantly, gives you access to quality healthcare when you need it the most. However, despite a range of benefits offered, people find the health insurance claim-process tiresome, giving the...

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May 07 2020

What Is Premium in Health Insurance?

Health conditions are uncertain, and you never know when you will face medical emergencies. The cost of medical treatments is rising gradually. Here, to secure your financial base, health insurance policies provide you with a safety net during the period. But to avail of these services, you need to pay a certain amount of money every month to the insurer. This monthly fee that you pay to the insurer to be supplied with coverage when a medical...

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Jan 03 2021

Understanding Health Insurance Eligibility

The urban lifestyle is majorly characterized by irregular sleeping patterns and unwise eating habits. Such a sedentary mode of living has made us prone to frequent illnesses. The purchase of well-rounded medical insurance can cover us against repetitive visits to the hospital. An individual health insurance policy is a necessity owing to the surge in healthcare costs. With the option to pay a health insurance premium in installments, one can...

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Mar 17 2020

Steps to Make Cashless Claims towards Health Insurance

Unforeseen medical events are uncertain, and you never know when you’ll meet any of them. The prudent way of facing such circumstances is to get a suitable health insurance policy that helps you obtain financial coverage towards medical aid. A mediclaim backup gives you financial assurance. If you ignore it, you may suffer from a severe financial crunch. However, if the health insurance claim process is tiresome, the insured members lose...

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Jul 27 2020

Importance of Health Insurance Cover During Pregnancy

Buying pregnancy insurance is one of the best ways to cover the expenses of maternity. The rising medical costs have compelled couples planning to expand their families to search for appropriate financial aid. In such cases, getting a pregnancy insurance policy is a viable option. However, the policy conditions in maternity insurance can be cumbersome to understand. For instance, even if you have a maternity policy, did you know that you...

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Jul 27 2020

 All You Need to Know About Cashless Mediclaim

Medical costs are on a continuous rise where medical emergencies can present financial difficulty to many of us. Getting the desired treatment at high-end hospitals may become difficult due to high costs. This is where a reliable and rewarding health insurance policy comes to aid. Having a cashless mediclaim policy for a family is probably the best financial safety net. However, before purchasing a cashless mediclaim policy for...

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Dec 29 2020

The Need For An Overall Health Insurance for Senior Citizens

The segment of the population that is most susceptible to illnesses and their ensuing costs is that of senior citizens. As retired individuals, facing failing health and financial constraints, health insurance is probably the need of the hour. Obtaining medical insurance for senior citizens was almost impossible in the past insurance companies permitted renewal only if you have been a policyholder with them without a break. However, the...

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Mar 16 2020

Health Insurance Renewal – Here Is Everything You Need to Know

Health insurance renewal is an essential process. You’d surely like to continue enjoying the benefits such as coverage against regular medical expenses and critical illness treatments, cashless claims benefit, tax benefits, and much more. Furthermore, health insurance renewal provides continuity of your family’s financial safety net in case of any medical emergency. The Health Insurance renewal dos and don’ts Here’s everything you need to...

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Dec 23 2020

What Is Health Insurance

Do you often wonder what is health insurance and medical insurance? We have dependable answers for all your basic health insurance dilemmas. Health insurance essentially refers to insurance policies that cover an individual’s medical and surgical expenses. Depending on the nature of the plan, the insurance company will either pay the insured amount directly to the medical facility, or the insured will pay out-of-pocket at the time to get a...

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Dec 15 2020

This Added Health Insurance Benefit Will Blow Your Mind!

Do you know the story about Varun? Smart, young man who was set to be married very soon. He had been saving up for his wedding for 2-3 years and had allocated budgets for big and small expenses. Two days before his wedding day, Varun’s father suffered a heart attack and was admitted to the hospital. All the money that Varun had saved for his wedding were now redirected towards the sudden medical expenses since he never thought of investing in...

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Apr 27 2020

Know More about Women’s PCOS Health Insurance Plans

When it comes to analyzing the health insurance plans for women, there are specific ailments that need to be prioritized. Women's health insurance is one such tool that allows women to take care of all the existing medical conditions, i.e., it helps financially in curing some diseases that are specific to women. While a wide range of ailments is covered under health insurance plans for women, this articled discusses the PCOS explicitly. ...

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Jul 27 2020

Know Everything Related to Health Insurance Benefits under Section 80D

We all know that health insurance acts as a safety valve against unforeseen medical expenses. It is the most foolproof way of accessing quality healthcare in times of emergency. It boosts our morale and financial confidence while undergoing medical treatments. Thus, purchasing medical insurance is the key to affording primary treatment without facing debt. Going beyond the treatment compensations and the medical coverage, you also have a...

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Aug 11 2020

The Covid-19 Coronavirus and Your Current Health Insurance

We may be halfway through the 21-days lockdown period, but the fight against coronavirus is far from being over. The number of positive cases in India are rising every day, and it is becoming more and more important for people to understand the gravity of the situation. Take good care of yourself and your loved ones because nobody is truly immune to the disease. First of all, do not fret if you have medical insurance given that it also works...

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Mar 16 2020

What to Do When your Health Insurance Lapses?

Insurance policies generally come with a fixed renewal tenure, usually spanning across a year. The insurers handling health plans are quite strict when it comes to policy renewal and the suspension of benefits if it is not renewed in time. That said, there are times when the insured misses the renewal window, which results in termination of the health insurance policy. In this article, we shall try to understand the concept of insurance lapse...

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Aug 11 2020

5 Ways to Stay Positive During Coronavirus Lockdown

Feeling blue lately? Understandable given you are at home all day long and must be experiencing cabin fever during the coronavirus lockdown. It’s great if you are taking all the precautions that have been adviced by the government and WHO. But are you well-protected? In case something was to happen to you or your family member, do you have a health insurance in place? Having a health insurance today is more important than ever. It is like a...

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Aug 11 2020

How Does Your Health Insurance Help if You Have Coronavirus?

The world is fighting against something that cannot be seen or touched. In fact, a person will not even realise he/she has been infected until much later since the virus has an incubation period of 2 to 14 days. But in case something happens to you or your loved one, what will you do? That is why a health insurance is much required today.   Firstly, what is a health insurance? A health insurance basically is a safety net of sorts that...

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Jul 27 2020

Best Individual Health Insurance Policy for People in Their 20’s

Youth is the time when people experiment and explore new facets of life. It is time to travel and venture into varied career options. In the midst of all this,  very few consider the importance of health insurance. However, young age is the most suitable time for you to get an individual health insurance policy. Health issues often take a back seat as you earn financial freedom with your jobs. When you buy a health insurance policy, you...

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