Trending Articles

Nov 22 2025

Understanding Digestive Health and Its Importance Common Digestive Disorders Covered Under Health Insurance Symptoms That Indicate Digestive Problems Causes and Risk Factors for Digestive Disorders Importance of Early Diagnosis and Treatment Does Health Insurance Cover...

Nov 22 2025

Understanding the Basics of Health Insurance Essential Tips to Choose the Best Health Insurance Policy Explore the Best Health Insurance Options with ManipalCigna Common Mistakes to Avoid When Choosing a Health Plan Conclusion FAQs Being unwell is a pesky ...

Nov 21 2025

What is a High Deductible Health Plan and How Does It Work Key Benefits of High Deductible Health Insurance Plans The Growing Popularity of HDHPs in India How to Choose the Best High Deductible Health Plan in India Understanding the Different Types of Deductibles in Health Insurance Why Deductibles Matter in Your Mediclaim Policy Factors That...

Nov 20 2025

Overview of Health Insurance Plans for Parents with Pre-Existing Diseases Challenges of Getting Health Insurance for Parents with Pre-Existing Disease Benefits of Health Insurance for Parents with Pre-Existing Conditions Types of Health Insurance Plans Suitable for Parents with Pre-Existing Diseases How to Choose the Right Health Insurance Plan for Parents with ...

Nov 19 2025

Why Health Insurance Is an Essential Financial Safety Net Types of Health Insurance Plans and the Right Time to Buy Each Why You Should Buy Health Insurance Early Benefits Across Different Age Groups How Early Investment in Health Insurance Supports Long-Term Financial Planning Common Myths About Buying Health Insurance Early Conclusion FAQs ...

Nov 18 2025

What Does Policy Lapse Mean Common Reasons for Lapse in Health Insurance Steps to Take When Your Policy Has Lapsed Renewal Grace Period and Reinstatement How Lapsed Policy Affects Your Coverage and Benefits Preventing Future Policy Lapses Conclusion FAQs Life is hectic, and you can forget about some of the crucial dates in your life- such as...

Nov 17 2025

Meaning of Deductible in Health Insurance Types of Deductibles Explained Benefits of Choosing a Deductible Policy Deductible vs Co-Pay Key Differences When to Opt for a High-Deductible Plan Conclusion FAQs Health insurance protects you against the high cost of medical care, but a lot of individuals fail to understand one essential aspect of their...

Nov 16 2025

Understanding Health Insurance and Accidental Coverage What Does Accidental Coverage Include Key Differences Between Health and Accident Insurance How to Choose the Right Combination of Health and Accidental Insurance Evaluate Coverage Amount and Premiums Understand Policy Terms and Exclusions Benefits of Combining Accidental Coverage with Health Insurance ...

Nov 15 2025

Definition and Importance of Health Insurance How Health Insurance Works Types of Health Insurance Policies in India Key Benefits of Health Insurance How to Choose the Right Policy Conclusion FAQs In India, health insurance is now one of the most crucial financial covers.As medical inflation increases at a rate higher than general inflation and lifestyle...

Nov 14 2025

12 Covers Your Health Insurance Policy Must Include Additional Considerations Before Buying a Health Insurance Plan Comprehensive Health Insurance Plans with Wide Coverage That You Can Consider Conclusion Key Takeaway FAQs Choosing the right health insurance plan is crucial for ensuring complete protection and peace of mind. It’s important...

Nov 13 2025

Buy Health Insurance Early to Lock Lower Premiums Compare Health Insurance Plans Before Buyings Maintain a Healthy Lifestyle to Reduce Premium Costs Additional Tips to Save on Health Insurance Premium Select a Basic Health Insurance Plan That Fits Your Needs How Health Insurance Premiums Are Calculated Common Mistakes to Avoid While Trying to Save on Premiums ...

Nov 12 2025

What Is the Process of Co-Paying Advantages of Co-Pay Health Insurance Disadvantages of Co-Pay Health Insurance Is Co-Pay Beneficial for You Conclusion FAQs Health and finance go hand in hand. If you or someone in your family isn’t keeping well, you may visit your doctor and pay for the medicines prescribed....

Nov 12 2025

What is Inpatient Hospitalization What is Outpatient Hospitalization Key Differences Between Inpatient and Outpatient Hospitalization Comparing Inpatient and Outpatient Care Surgeries Costs and Treatment Approach Role of Doctors and Medical Staff in Inpatient vs Outpatient Settings How to Decide Between Inpatient and Outpatient Care Get Comprehensive...

Nov 11 2025

Why Parental Health Insurance is Crucial Key Factors to Consider Before Buying How to Reduce Premium Costs for Senior Citizens Claim Process for Parent Health Insurance Plans Conclusion FAQs Our parents have raised us with the utmost love and affection. Remember those childhood days when you used to ask for a toy and your dad would buy it ...

Nov 11 2025

What Is Long-Term Health Insurance? Ideal Candidates for Long-Term Health Insurance Benefits of Long-Term Health Insurance Plans Continuous Coverage and Tax Savings Comparison: Long-Term vs Annual Health Policies Factors to Consider Before Choosing Long-Term Plans Lifetime Health Insurance by Manipal Cigna Health Insurance Conclusion ...

Nov 10 2025

What is Maternity Health Insurance? Features to Look for in the Best Maternity Plans Benefits of Maternity Coverage How to Choose the Right Maternity Health Plan Documents Required To Raise a Maternity Insurance Claim Waiting Period and Eligibility Criteria Conclusion FAQs Are you planning to have a baby? ...

Nov 10 2025

Why Documentation Matters in Health Insurance Essential Documents Required for Buying Health Insurance Documents Needed for Renewal or Porting Digital vs Physical Document Submission Common Mistakes to Avoid During Submission Conclusion FAQs Purchasing a health insurance policy is one of the most intelligent financial investments that you...

Nov 09 2025

Benefits Of OPD Coverage In Health Insurance Plans Types Of OPD Coverage In Health Insurance Plans In-built OPD cover How To Choose The Right Health Insurance Plan With OPD Coverage Consider the reputation and financial strength of the insurer Tax and Financial Benefits of OPD Health Insurance Future of OPD Coverage in the Indian Health Insurance Market ...

Nov 08 2025

Why Pregnancy Coverage Is Crucial in Health Insurance Types of Maternity Health Insurance Plans What Does a Pregnancy Health Plan Cover Pre- and Post-Natal Expenses Newborn Coverage and Waiting Periods How to Choose the Best Maternity Health Insurance Benefits of Comprehensive Pregnancy Insurance Conclusion FAQs Buying pregnancy ...

Nov 08 2025

Assess Your Family's Healthcare Needs Evaluate Health Insurance Plans Check The Network Of Hospitals And Doctors Read the Policy Documents Carefully Look for Additional Benefits and Features Compare Premiums and Affordability Tax Benefits and Renewal Flexibility Conclusion FAQs We live in a world where a medical emergency can strike...

Nov 07 2025

Who Should Opt for Regular Health Check-Ups? Why Regular Health Check-Ups Are Important for Everyone Different Types of Health Check-Ups You Should Know Explore Comprehensive Health Check-Up Plans by ManipalCigna Take Charge of Your Health with ManipalCigna’s Health Insurance Conclusion FAQs Preventive care is not a...

Nov 07 2025

Step 1: Assess Your Healthcare Needs and Risks Step 2: Evaluate the Healthcare Costs in Your Area Step 3: Compare and Choose the Right Sum Insured Tax and Financial Benefits of OPD Health Insurance Conclusion FAQs One of the key decisions to make when purchasing a health insurance plan is the choice of the appropriate sum insured. A carefully selected...

Nov 06 2025

Understanding Mental Health Coverage In Health Insurance Coverage Of Mental Health Services Under Different Health Insurance Plans Out-of-Pocket Costs for Mental Health Services Challenges with Mental Health Coverage in Health Insurance Conclusion FAQs Mental health is an important aspect of an individual's well-being. Health insurance can be a...

Nov 06 2025

Health Monitoring and Tracking Through Wearable Devices Virtual Consultations and Digital Healthcare with Telemedicine The Role of Blockchain Technology in Health Insurance Data Security Prioritising Preventive Health Care Through Smart Health Insurance Plans Incentivising Wellness Program Participants and Healthy Living Using APIs Application Programming Interfaces...

Nov 05 2025

What Is a Health Insurance Claim? Step-by-Step Process of Filing a Health Insurance Claim Steps for Reimbursement Health Insurance Claims Claim Intimation and Documentation Common Reasons for Claim Rejection Tips for a Smooth Claim Experience How Technology Simplifies Claim Settlements Conclusion FAQs A health insurance...

Nov 05 2025

What Is the Difference Between Regular Health Insurance and OPD Health Insurance Scope of Coverage Under Regular Health Insurance Plans Scope of Coverage Under OPD Health Insurance Plans Why Should You Avail of OPD Health Insurance Plans What Are the Options for OPD Health Insurance in India How to Avail OPD Cover Benefits Under Your Health Insurance ...

Nov 04 2025

Understanding What’s Covered and What’s Not Covered What to Check in Your Policy: Inclusions and Exclusions What Does My Insurance Plan Cover? Benefits of Policy Features like Switch and Wellness Programs The Advantage of Better Control in Your Insurance Plan Wellness and Care: Keep Your Health in Check What to Do if Your Insurance Doesn’t...

Nov 04 2025

Why It’s Important to Choose the Right Health Insurance Plan for Your Family What is Health Insurance? Meaning and Purpose of Health Insurance Why Every Family Needs a Medical Insurance Policy How to Compare Health Insurance Plans for Families Choosing the Best Health Insurance Policy in India Conclusion Pick a Family Health Insurance Plan...

Nov 03 2025

What Is PCOS and Why Does It Matter in Womens Health Insurance Coverage of PCOS in Womens Health Insurance Plans Best Health Insurance Options for Women with PCOS How to Choose the Right Health Insurance Policy Importance of Early Diagnosis for PCOS Treatment and Health Insurance Coverage Treatment Plans and the Role of Health Insurance Additional ...

Nov 03 2025

Reasons why early purchase matters. Benefits of Buying Health Insurance When You’re Young What Happens If You Delay Buying Health Insurance How Age Impacts Your Health Insurance Premium and Coverage Conclusion FAQs Buying health insurance at an early age is not only a cost-related decision but also a strategic health and financial one. With...

Nov 03 2025

Your health insurance requirements Evaluating the insurance companies Why Comparing Health Insurance Plans Is Important Factor 1: Coverage and Sum Insured Factor 2: Premiums and Co-Payment Clauses Factor 3: Network Hospitals and Claim Settlement Ratio Factor 4: Add-Ons and Riders Factors 5 and 6: Waiting Periods and Exclusions Compare ...

Nov 03 2025

What Post-Hospitalisation Expenses Does My Insurance Plan Cover Outside a Hospital Stay? Common Examples of Pre-Hospitalisation Costs How to Calculate How Much My Insurance Will Pay For Importance of Pre-Hospitalisation Coverage Things to Check Before Buying a Policy Tips for Hassle-Free Claim Settlement ...

Nov 02 2025

Introduction to Health Insurance Benefits Why You Need Comprehensive Health Insurance Coverage Tips to Maximise Your Health Insurance Benefits Specialised Benefits for Families and Senior Citizens How Riders Enhance Health Insurance Coverage Conclusion FAQ Introduction to Health Insurance Benefits Health insurance is no longer a luxury-it is a necessity in ...

Nov 02 2025

Understanding Adulthood: Why It Feels Overwhelming Tip 1 – Learn to Manage Your Money Smartly Tip 2 – Prioritise Your Physical & Mental Health Tip 3 – Master Simple Life Skills That Make Everyday Easier Tip 4 – Build Strong Relationships & Support Systems Tip 5 – Make Future Planning a Priority Adulting Is Not Easy, But You...

Nov 02 2025

Criteria for health insurance eligibility Eligibility for Children and Family Plans Common Myths About Eligibility for Health Insurance Plans Pre-Existing Conditions and Screening Requirements Documentation and Verification Process How to Improve Your Eligibility for Better Coverage Conclusion ...

Nov 01 2025

Sum Insured Vs Sum Assured Difference Between Sum Insured and Sum Assured Health Insurance in Todays Time Why Sum Insured Matters in Todays Healthcare Landscape Factors to Consider When Choosing the Right Sum Insured How to Increase or Customise Your Sum Insured Common Mistakes to Avoid Regarding Sum Insured Conclusion FAQs The spike in...

Nov 01 2025

Why Maternity Health Insurance Is Important for Today’s Families When and How to Apply for Maternity Insurance Key Benefits of Maternity Health Insurance Choosing the Right Maternity Insurance Plan FAQs Dealing with pregnancy can be tough for women if there isn’t a reliable health insurance plan. However, getting health ...

Nov 01 2025

Why Senior Citizen Health Insurance Is Essential Today Key Reasons Why Your Parents Need Health Insurance Protection Against Rising Healthcare Costs and Age-Related Risks Choosing the Best Health Insurance Plan for Parents Conclusion FAQ As your parents age, their health needs evolve-often becoming more frequent, more complex, and more ...

Oct 10 2025

Welcoming Goddess Lakshmi This Diwali In India, Diwali is not just a festival of lights – it is the time when we welcome Lakshmi Maa, the goddess of wealth and prosperity, into our homes. As lamps (diyas) are lit and rangoli patterns adorn our thresholds, the belief is that Lakshmi visits homes that are clean, well-lit, and welcoming. But prosperity isn’t only about material wealth. What if we extended that...

Sep 20 2025

What Does This Change Mean for You? Why This Reform is a Win for You? But With This Change, Should You Delay Paying Your Health Insurance Premium? But What About Premiums Refund? For instance: In a country where medical costs continue to inflate, access to affordable health insurance is more vital than ever. The recent GST ...

Sep 01 2025

Health insurance often feels complex, but ManipalCigna Sarvah has changed that story. With features that grow with you, activate the moment you need them, and reset without limits, Sarvah is designed to fit seamlessly into every Indian medical needs. In 2025, this unique approach earned Sarvah the recognition of being voted Product of the Year in Health Insurance by NielsenIQ – people of India voted for Sarvah and...

Jul 25 2025

In a world increasingly focused on preventive healthcare, one term is making its way from research labs to kitchen shelves—functional foods. You may not recognize the term instantly, but chances are you’ve already been eating them—think turmeric, curd, ginger, or millets. But what makes these foods functional? And why are they being hailed as the future of nutrition in India and globally? Let’s dive deep into the concept of...

Jul 25 2025

Pain is something every person experiences at some point in life. While it’s a universal feeling, the way we perceive and respond to pain can differ greatly. Whether it’s a sharp ache in the body or a dull throb in the head, pain can be an unpredictable and unwelcome visitor. But, what exactly is pain? How can it be understood and managed effectively, especially in the Indian context? This blog delves into the complexities of pain,...

Jul 25 2025

In a world where filters, fashion trends, and social media constantly tell us how we should look, our relationship with our bodies can often become complicated. For years, the idea of body positivity has been promoted as the solution to appearance-based insecurities—but lately, a new movement is quietly gaining ground: body neutrality. While both movements aim to improve body image and promote self-acceptance, they differ in...

Jul 25 2025

In India today, the average person’s day might look like this: Wake up late. Skip breakfast. Sit through a long commute. Work 9+ hours in front of a screen. Eat takeout. Sleep past midnight scrolling Instagram. This isn’t just a phase—it’s a pattern, and it’s taking a dangerous toll on our health. According to the World Health Organization, 61% of deaths in India are now linked to lifestyle diseases—conditions directly ...

Jul 25 2025

Have you ever imagined your body mistakenly attacking its own healthy cells, like a soldier fighting its own side? That’s the unsettling reality of autoimmune diseases—a growing, often misunderstood group of conditions where your immune system, meant to protect you, becomes the attacker. With autoimmune conditions on the rise worldwide, including in India, it’s more important than ever to understand what they are, how they impact...

Nov 13 2024

What Is the Room Rent Limit in Health Insurance? Understanding Room Rent in a Health Insurance Policy Types of Room Rent Coverage How to Check the Room Rent Limit in Your Policy? How Does Room Rent Capping in Health Insurance Affect Policyholders? Tips for Choosing the Right Health Insurance Plan ...

Nov 13 2024

Understanding Pre-Existing Conditions in Health Insurance What is Health Insurance for Pre-Existing Conditions? List of Pre-Existing Diseases Covered Under Health Insurance Factors to Consider When Buying Health Insurance for Pre-Existing Conditions Effects of Pre-Existing Diseases on Your Health Insurance ...

Nov 13 2024

In today's fast-paced world, having reliable health insurance is more important than ever. Among the various options available, zonal health coverage stands out as a tailored solution that addresses the specific healthcare needs of different regions. This blog will delve into what zonal health coverage entails and explore its numerous benefits. What Does Zone in Health Insurance Mean? The concept...

Nov 13 2024

India records one of the highest occurrences of diabetes around the world. Diabetes has become common amongst the younger population, especially in adults under 30. Diabetes may cause serious health complications such as kidney failure, nerve damage, vision issues, and cardiovascular diseases. Type 2 diabetes accounts for the most significant proportion of diabetes cases in India. Medical insurance policies curated for the...

Sep 27 2024

Introduction to IRDAI & Why Guidelines Matter Key Recent IRDAI Guidelines You Should Know Claim Settlement Rules Under IRDAI Rights and Rewards for Policyholders Compliance, Enforcement & What Happens If Insurers Don't Follow Rules What ...

Sep 27 2024

What is Restoration Benefit in Health Insurance? Types of Restoration Benefit How Does It Work? Conclusion Enhance Your Coverage with Restoration Benefit at ManipalCigna Health Insurance FAQs on Restoration Benefit in Health Insurance Final Thoughts Health insurance is essential to financial planning, providing...

Sep 27 2024

What Is the Grace Period in Health Insurance? Why Does the Grace Period Matter? How Long Is the Grace Period in Health Insurance? Impact of Grace Period on Your Health Insurance What Happens if You Miss the Grace Period? Grace Period vs. Free Look Period How to Renew Health Insurance During the...

Sep 27 2024

When safeguarding your health and finances, indemnity health insurance is an invaluable option. These plans offer a robust safety net, reimbursing actual medical expenses incurred during hospitalisation up to the sum insured. This blog will delve into the benefits of indemnity health insurance plans, how they work, and why they are a crucial choice in today’s healthcare landscape. Key Features of Indemnity Health Insurance ...

Sep 27 2024

As a small business owner in India, you juggle numerous challenges and responsibilities daily. One of the most crucial aspects of running a successful business is ensuring the well-being of your employees. Health insurance for business owners is not just a perk, but a testament to your commitment to their welfare. It fosters a loyal and productive workforce, which is essential for your business's growth. This...

Sep 27 2024

Cancer is a debilitating condition that impacts health and finances. Understanding the intricacies of insurance policies for existing and newly diagnosed cancer patients is essential for financial security. This article provides comprehensive insights into insurance policies for cancer patients. What Is an Insurance Policy for Cancer Patients? A cancer insurance policy is designed to cover the ...

Sep 27 2024

The age-old adage that ‘health is wealth’ applies to all stages of life. Sometimes, people realise this a little late, only once health issues have already setin. While it is recommended to get a health insurance policy from a young age, it’s never too late to get insured. Here’s a handy guide to understanding the role of health insurance in managing chronic heart conditions. Introduction to Health Insurance for Heart...

Sep 27 2024

When planning for a baby, amidst the excitement, it's crucial to consider the potential for unexpected medical expenses. While it may seem premature, preparing for these costs is essential. Health insurance for your newborn is a key part of this preparation, ensuring that this joyous occasion is celebrated in the best way possible. Newborns are delicate and susceptible to various health risks, making continuous insurance coverage a...

Sep 27 2024

Understanding the scope and benefits of different plans is crucial in the complex landscape of health insurance. Comprehensive medical insurance stands out due to its extensive coverage and benefits. This article will explore comprehensive health insurance, its benefits, and the various aspects it covers, providing a clear picture of why it is a valuable investment for you and your family. What is Comprehensive Health...

Sep 27 2024

With its large population and socio-economic landscape, India faces significant challenges in spreading health insurance awareness. Despite the growth in the health insurance sector, many Indians still view health insurance as an unnecessary expense. This blog explores the critical aspects of health insurance awareness in India, the challenges faced, and potential solutions. Importance of Health Insurance Awareness The...

Sep 27 2024

What Is a Cashless Health Card? Purpose of a Cashless Health Card Difference Between a Cashless Card and a Regular Insurance Card Benefits of a Cashless Health Card Eligibility for a Cashless Health Card How to Apply for a Cashless Health Card How to Use a Cashless ...

Sep 14 2024

  In the face of unexpected accidents or illnesses, the ability to sustain your income while you’re temporarily unable to work can be crucial. Temporary Total Disability refers to a condition where an individual is completely unable to perform their job duties due to an injury or illness, but the impairment is expected to be temporary. This type of disability results from an accident that prevents the affected...

Sep 14 2024

What is Maternity Benefit in Health Insurance? What is Covered Under Maternity Insurance? What is Not Covered Under Maternity Insurance? What are the Health Insurance Plans with Maternity Coverage? Conditions for Covering Maternity Costs Who Should Purchase Maternity Cover? Why Do...

Sep 14 2024

What Is the Waiting Period in Health Insurance? Why Is There a Waiting Period for Health Insurance? Types of Waiting Periods in Health Insurance How Waiting Periods Impact Policyholders Health Insurance Plans and Their Waiting Periods Things to Check Before Buying a Health Insurance Plan ...

Sep 14 2024

Health insurance is a financial product that protects you from medical expenses that may be beyond your means. It serves as a safety net, ensuring that individuals and families can access necessary healthcare services without facing significant financial burdens. Health insurance typically covers hospitalization, surgeries, doctors' fees, and other related healthcare costs, including day-care procedures, pre- and...

May 27 2024

In a world that moves faster than our thumbs on a Snapchat streak, can we stay far behind as far as our fitness goals are concerned? Gyms? Pfft – they’re so last decade, who even goes there anymore? No, as Gen-Z, we are all about breaking a sweat stylishly, burning those calories mindfully, and having a blast while doing it. Yep, we are rewriting the fitness rules – from goat yoga to walking basketball, we’ve redefined fitness. So,...

May 27 2024

‘I want some space’ – this is a line you’ve probably uttered to your parents at some point in time. Today, it is the mantra of the Gen-Z. Ready to take over the world, more and more zillennials are opting to live alone. While this lifestyle grants independence, living alone cane be a rollercoaster of challenges and victories. From dealing with house help problems to managing your budget, the solo living journey is as exciting as it...

May 27 2024

Oh, Gen-Z! We’ve exclaimed these words sometimes in amusement, sometimes in appreciation, and other times lamenting their approach to life. Whatever you may say about the youth of this generation, there’s one thing for sure – these guys know how to make life fun. Take exercising for example – can you honestly say you’ve met a generation of kids, that’s so into fitness. What’s more, these guys have added their own unique twist to...

May 27 2024

mHealthy junk food – Now that’s a paradoxical sequence of words if we ever heard one! But if Gen Z has proven one thing, is that anything is possible. You can trust them to find creative ways to make the most irresistible culinary delights a part of their everyday menu. Get ready to spice up your taste buds as we uncover some Gen-Z secrets surrounding delicious junk treats, but with a healthy twist. Find out how you can turn your...

May 27 2024

For the longest time, mental health conversations were considered taboo topics in India. Thanks to films like Dear Zindagi, Tamasha, and Chhichhore – and of course to the youth of this nation –Millennials and Zillennials, these behind-closed-door discussions are becoming mainstream. Be it kids at school or adults in the corporate world, everyone is under more stress. And stress brings with it a whole whoopie can of other mental...

May 27 2024

Who doesn’t love dancing? This art form has become more mainstream now than ever, thanks to social media. Every time a new, happening number releases, someone on the internet makes it their mission to create a short dance video, and if they are lucky, the videos become viral. What makes most of these dance videos special is that creators often choose peppy, fast paced numbers. Now, we all know that dancing is good for health, so...

May 27 2024

Shopping at any age is always fun. But as you age, your shopping needs change. And while most adults may have given you the impression that your shopping list as an adult may be yawn-inducing with groceries, home-cleaning products, furnishing items and so on, that’s doesn’t have to be the case. No, we are now in the millennial and Gen Z shopping era, where online shopping is the norm. Basically, you can get everything delivered...

May 27 2024

Ready to level up your cooking game and make your taste buds do a happy dance? Today, we are diving into the world of healthy pasta – because who said eating clean has to be boring? Follow along as we spill the tea on creating mouthwatering, Insta-worthy nutritious pasta recipes that are as good for your bod as they are for your ‘Gram.  The Pasta Basics – How To Cook Healthy Pasta?  Before we dive into the saucy stuff, let us...

May 27 2024

Modern life is full of temptations. Thanks to the influencer culture, social platforms are filled with shopping haul videos enticing you to spend your money on this or invest in that expensive luxury item or its dupe that costs a slightly smaller sum. If you keep spending money recklessly, you’ll never have enough savings. So, when you are surrounded with so much temptation, how can you, ever save money? If this situation feels...

Apr 25 2024

Definition & Purpose Types of Health Insurance Riders in India Room Rent Waiver Rider How Can I Add Riders To My Health Insurance Policy? Benefits of Health Insurance Riders How Are Riders Linked With The Plans You Buy? Tips for Choosing the Right Health Insurance Riders ...

Apr 25 2024

  Have you ever held a legal document in your hand and had the urge to pull out your hair? The complicated terms may make you feel like you are reading something right out of the Shashi Tharoor universe. Such is the nature of legalese language that it can confuse anyone. But, when it comes to health insurance terminology, we want to relieve you of this annoying sensation of having to decode long complex jargon on your ...

Apr 25 2024

Cashless Health Insurance Claims and Reimbursement Explained What Are Health Insurance Claims? Types of Health Insurance Claims How Do Health Insurance Claims Work? Claim Process in Detail Cashless vs. Reimbursement Claims: Which Is Better? Things to Keep in Mind When Filing a Claim ...

Apr 25 2024

  We live in a world where we want everything done yesterday. Deadlines, prompt responses, imminently, – these are terms we use every day. And when we can log in on apps and order everything in moments, why should our health care needs be far behind? Yes, telemedicine has enormously changed the way we approach health care. Today, it is possible to consult doctors over a small phone screen. So, what is telemedicine exactly and...

Mar 21 2024

World Consumer Rights day celebrated on 15th March, aims to raise awareness about consumer rights and promote consumer protection. This day serves as a poignant reminder for you as a consumer and policyholder to be informed and empowered to make right decisions about your health insurance coverage. Navigating the complex world of health insurance can be daunting and this makes it even more important for you as consumers...

Jan 24 2024

No matter how young or old you are, how rich or poor you are, how healthy or unfit you are, illnesses don’t discriminate. If you want proof of this, simply think of that famous actor whose young son was diagnosed of cancer, or that online page you saw where a young mother was trying to raise funds for her teenaged daughter’s treatment. When such an illness strikes it brings with it a world and worries, while...

Jan 24 2024

What is Health Insurance Portability? Why Consider Health Insurance Portability? Components of Health Insurance Portability Portability in Family Floater Health Insurance Plans Portability Considerations for Group Health Insurance Policyholders Things to Check Before Porting Your Policy ...

Jan 24 2024

Honesty is the best policy! This statement especially holds true at the time of buying insurance. One of the times when you need to wholly and entirely honest, is when you set out to buy a health insurance plan for yourself and your family. If you have any pre-existing medical conditions, you must disclose the same to your insurer at the time of buying your health plan. Let us understand what pre-existing health conditions...

Jan 24 2024

What is Health Insurance? Types of Health Insurance Policies What is Life Insurance? Types of Life Insurance Plans What is the Difference Between Health Insurance and Life Insurance? Health Insurance Vs Term Insurance – Which Should You Buy? Benefits of Investing in Health and Life Insurance Plans Who ...

Jan 24 2024

A lifesaver, a money-saver, and an invaluable asset – Health Insurance is a lot of things rolled into one neat package. It covers your costs when you are hospitalized due to an accident or an illness. The premium you pay, translates to extensive coverage, keeping your savings intact. But do you know why everyone insists that you get the policy before you are ever hospitalized? Why can’t you buy insurance after being diagnosed of an...

Jan 24 2024

The path to recovery can sometimes be long and tedious and a simple medical diagnosis can sometimes translate into a long-term treatment course. But if you were to stay in the hospital until you are completely healed, the costs could put a significant dent in your pocket. Even if you have an excellent Health Insurance plan  with a substantial sum insured, you could end up incurring a lot of out-of-pocket expenses. Plus, a...

Jan 03 2024

‘Health is wealth’ is perhaps the oldest and wisest of adages. A wise person is one who ensures both physical health and financial health. Such a person definitely understands the pivotal role Health insurance and term insurance plays in providing financial protection and peace of mind. If you are new to the world of insurance, your induction should start with understanding the difference between health insurance and term insurance...

Jan 03 2024

Is paying insurance premium giving you sleepless nights? Do you worry that the high premiums will eat into your financial plans and mess up your budget. If yes, then maybe it is time for you to learn how to lower your health insurance premiums. Yes, it is entirely possible for you to reduce your premium payout and still enjoy excellent health insurance coverage. You can employ several useful tricks and tips and significantly reduce...

Jan 03 2024

Until a century ago, the medical field was still in its infant stage. People diagnosed of illnesses like cancers, heart ailments, and kidney diseases almost always lost their lives. But the 20th century brought with it medical advancements unlike the world had ever seen before. Today, there’s are vaccines and cures for almost all diseases. But these developments have also impacted medical costs and getting treatment today can empty...

Jan 03 2024

What is Mediclaim Insurance? How Does Mediclaim Insurance Work? Mediclaim Insurance Vs Health Insurance The Different Types of Health Insurance Policies Benefits of Mediclaim Mediclaim Policy Coverage -- The Inclusions and Exclusions Who Should Buy Health Insurance? ...

Dec 11 2023

Importance of Reading the Fine Print in Your Personal Accident Insurance Policy In the event of an accident, a health insurance   plan can cover the hospitalisation expenses. However, what if the accident leads to disability or death of the individual? In such cases, a personal accident insurance policy can cover these events. However, it is important to understand the scope of an accident insurance policy coverage, the...

Nov 30 2023

Importance of adding maternity coverage to your health insurance plan Parenting is something that all couples look forward to. They and their entire family eagerly look forward to the arrival of their bundle of joy. However, along with happiness, becoming parents brings a major responsibility of the child's upbringing. Right from pregnancy to childbirth, to raising the child involves a financial...

Nov 23 2023

ABHA Registration: Everything you need to know about it! Whenever you do a diagnostic test, you may store the report safely for a few months or a year. Post that, you will usually discard it. You may do the same thing with the medical records after being discharged from a hospital. When regularly or deep cleaning the house, you usually discard many documents, including medical ones. If the old medical ...

Nov 23 2023

A basic health insurance plan will provide you coverage against hospitalisation and daycare procedures. However, you may need to visit a doctor in a hospital OPD for minor illnesses. These small amounts may add to a considerable amount in the long run. A health insurance plan with OPD coverage can help you cover the regular OPD expenses. In this article, we will understand the benefits of an OPD cover. What is an OPD...

Nov 23 2023

The Impact of Stress on Your Health and How to Manage It Did you recently have a challenging work-related deadline, or a tough time paying the home loan EMI due to high interest rates, or a fight with a loved one? The common effect of all these is stress! If it's a one-off, you will soon overcome it and continue your daily routine. However, if it's recurring, watch out, as it can impact your health in the long run. ...

Nov 23 2023

The Importance of Regular Health Checkups From childhood, we have heard the saying: "Prevention is better than cure". Regular health checkups just let you do that. They help you take charge of your health. Regular health checkups help you assess your current health condition and take steps to maintain good health for the future. In this article, we will understand the importance of regular health checkups. ...

Nov 10 2023

The festive season is in full swing. Festivals are all about lights, food, gifts, etc. Every year, during the festive season, you may be buying gifts, such as clothes, jewellery, etc., for yourself and your family. These gifts may or may not be that useful. For gifting this festive season, rather than traditional gifts, consider gifting yourself and your family members a health insurance plan. Health insurance is an integral part...

Jul 05 2023

A healthy lifestyle can include a healthy diet, abstaining from bad habits, having a healthy daily routine, exercise, work-life balance, stress management, etc. However, many people find it challenging to follow a healthy lifestyle due to a lack of time, knowledge, other commitments, etc. As a result, there is a probability of falling ill. Fortunately, we have health insurance plans that cover pre-existing diseases and also guide...

Jul 05 2023

During their working years, many people prioritise wealth creation. In the process, some of them sacrifice health. During their golden years and retirement, they sacrifice their earned wealth to regain health. With senior citizen health insurance , you can protect your savings meant for retirement from getting used up for paying hospitalisation bills. In this article, we will understand what senior citizen health...

Jul 05 2023

In the last few years, digitisation has disrupted many sectors. Insurance is no exception to this trend. The adoption of digital services in insurance has increased a lot. Digitization is beneficial for the insurance company as well as the customers. It helps the insurance company to expand its reach and reduce costs. It enables the customer to purchase and avail of insurance policy services at the click of a button. ManipalCigna ...

Jul 03 2023

Understanding Network vs. Non-Network Hospitals What Are Network Hospitals? What Are Non-Network Hospitals? Key Differences Between Network and Non-Network Hospitals Cost Implications Documentation and Approval Process ManipalCigna’s Network of Hospitals Benefits of ...

Jul 03 2023

Do you travel a lot due to your profession or personal reasons? If yes, you need to have a personal accident insurance cover. A health insurance policy can cover hospitalisation expenses, and a life insurance policy can cover death due to an accident. However, personal accident insurance provides many more benefits apart from these. Hence, you should have a separate personal accident cover along with life and health insurance...

May 29 2023

In India, many families are just one hospitalisation event away from losing their hard-earned lifelong savings. Hence, it is important for every family to buy health insurance. You should choose the best health insurance policy for family  based on the family’s needs. To do that, you need to understand the product and processes related to health insurance, including clearing all misconceptions. In this article, we will...

May 29 2023

  Since childhood, we have heard the saying: “All work and no play makes Jack a dull boy”. The same thing affects your health insurance premiums. If you have been working long hours, following a sedentary lifestyle, abusing alcohol and smoking, etc., your health insurance company will not like it and charge you a higher premium than others or even reject your health insurance plan application. Lifestyle factors play a...

May 29 2023

Most health insurance companies have a healthy claim payment ratio and are taking all possible efforts to improve it further. However, there are certain instances where the health insurance company rejects the claim as a last resort. As a policyholder, you would never like to face this situation of a health insurance claim getting rejected. The event of a self or family member getting hospitalised is stressful, and the claim...

Apr 20 2023

What Does "Renewing" a Health Insurance Policy Mean Automatic renewal vs re-application Key dates & deadlines to know Why Renewal Is Important Key Factors to Review Before You Renew How to Compare Renewal Options Tips for a Smooth ...

Apr 20 2023

  Health insurance is a valuable resource that helps individuals cover the costs of medical care. However, filing a claim can be a complicated and confusing process. A reimbursement claim is hospital bills first and then your insurance company compensates you for it. When does this happen? When your hospital is not a part of our network of hospitals, you can apply for a reimbursement claim. With the help of the Expert,...

Apr 17 2023

Boost Your Healthcare Coverage with ManipalCigna Super Top Up With medical inflation in India soaring to 14% in 2021, it is essential to upgrade your health insurance coverage (Source: Times of India ). Healthcare needs to evolve constantly. Are you prepared for the worst-case scenario? How will you cope if the sum insured on your standard health insurance policy falls short? What you need is a backup plan like...

Apr 17 2023

ManipalCigna ProHealth Prime: All your medical investment needs now just a click away A health insurance that protects your present and accumulates enough for those unforeseen circumstances. ManipalCigna ProHealth Prime is a complete healthcare plan which provides great coverage within your budget. The ManipalCigna ProHealth Prime provides you with three options - Protect, Advantage and Active. The product is not...

Apr 17 2023

ManipalCigna ProHealth Insurance: All-round protection for your changing healthcare needs Shifting health needs call for a medical insurance plan that offers comprehensive risk protection while being versatile enough to meet changing healthcare requirements. Manipal Cigna ProHealth Insurance accomplishes all that and more through a variety of coverage options. ProHealth Insurance comes with not one, not...

Apr 17 2023

ManipalCigna LifeTime Health: Insurance for All Medical Eventualities in India and Abroad One thing you should never do is compromise on health. Medical care can be expensive, but a well-rounded health insurance plan like ManipalCigna LifeTime Health will always have your back. Whether you need surgery, chemotherapy, or mental healthcare, the Lifetime Health plan is a comprehensive risk protection product that can...

Apr 17 2023

Critical Illness and other add-on covers Protect Your Financial Health with ManipalCigna Lifestyle Protection Critical Care Critical illnesses can crop up when you least expect them. Rather than be surprised tomorrow, why not start preparing right away? Critical illness treatment is expensive, after all. The care required could exhaust your regular insurance coverage and wipe out your savings. Helping you avoid...

Apr 06 2023

It's no secret that our busy modern lifestyle can make it challenging to prioritize our health. We often find ourselves caught up in the daily grind, juggling work, family and personal commitments, leaving little time to focus on ourselves. To drive the importance of prioritizing health, ManipalCigna Health Insurance organised a series of social media challenges over the 3 days leading up to World Health Day. From planking to...

Feb 28 2023

The health insurance sector in India has witnessed significant growth in recent years. However, despite this growth, many individuals still find that their existing health insurance coverage is insufficient to cover all of their medical expenses. This is where top-up health insurance comes in. Top-up health insurance is an additional health insurance policy that provides coverage over and above your primary health...

Feb 28 2023

  Are you tired of scrolling through endless lists of health insurance policies filled with jargon? After all that research, when you finally choose a policy and go through its documents, it's filled with more terminology and nuances. We understand that it can get overwhelming, so before you go into a studying spree and try to understand all the terms, we've got the inside scoop on a term you need to know - the free look...

Feb 28 2023

Health insurance has become an essential aspect of modern life. With rising healthcare costs, it is critical than ever to have adequate coverage. Health insurance provides individuals with financial coverage and peace of mind, ensuring that they are prepared for any unexpected medical expenses. However, navigating the complexities of health insurance can be daunting, especially when handling claims and payments. This is...

Feb 24 2023

  Corporate and personal health insurance plans are two of the most common kinds of health insurance plans available. These health insurance plans provide a sense of financial security against medical expenses. However, selecting the right plan that fits your needs and budget is critical. Whether you are an employee looking for corporate health insurance coverage or an individual in need of personal health insurance,...

Jan 23 2023

Importance of Health Insurance What Are the Tax Benefits of Health Insurance? What is Section 80D? Who is Eligible to Claim Section 80D Tax Benefits? Tax Benefits in Health Insurance Through Section 80D A Comprehensive Table Regarding Health Insurance Income Tax Deductions What Are the Taxation...

Jan 13 2023

New year, new start! At the beginning of each year, this can-do attitude gives our willpower a much-needed boost to put our resolutions into action and stick to them. In general, resolutions mainly involve committing to healthy lifestyle changes like getting fit, eating right, learning a new skill, or living life to the fullest. Now, you probably said to yourself, “2023 is the year I meet my fitness goals and make it  MY YEAR!”....

Jan 06 2023

Health Insurance is not a want; it’s a need. You might not feel like having one right now due to many reasons, but one hefty bill is enough to prove that wrong. Medical expenses often come uninvited and when they do, they take away a huge chunk of your family savings. That is why a complete comprehensive plan is a must. A Health Insurance plan not just protects you in your present but also safeguards your future. Because as you...

Nov 14 2022

Introduction - Awareness of Diabetes As the world's diabetes capital, India has around 77 million people who are affected with this chronic diseases and the numbers are only expected to touch an exponential figure by 2025. Every sixth person with diabetes in the world is an Indian, according to the Indian Council of Medical Research. Per the WHO, diabetes as a condition "occurs when the pancreas does...

Aug 22 2022

If you are reading this, you already know how important Health Insurance is. It can keep your finances secure and your mind worry-free from medical needs and exigencies. So what happens when you don't have a Health Insurance plan? Unplanned medical expenses drain your savings and you may not be able to afford the treatment you need. Here's another important thing – ‘Being underinsured is as good as not having Health Insurance...

Aug 22 2022

If you’re reading this article, you’re either looking to buy health insurance or switching your current plan. Whatever it may be, you’re in just the right place. We know that buying a health plan isn’t simple, but we’re here to help make it easier. For starters, do you know the right approach to buying a health insurance plan? Yes, there is a right approach but truth be told, most people get it wrong. But don’t worry, this...

Aug 22 2022

- A family health insurance policy will protect your savings by assisting you in paying medical bills for all insured family members. Read the blog for more information.   Family health insurance plans are becoming increasingly popular as people become more aware of the benefits of having such a plan. These plans cover the cost of medical expenses for a family, including the cost of doctor’s ...

Aug 19 2022

In today’s fast-paced world, without the right insurance, you could be in danger of paying a high price. There may be a sudden medical emergency and if you are not insured, it means you could be at risk of having to pay for all hospital treatment, doctor visits and medicines.  Also, just randomly signing up on a policy without considering the pros and cons or how it benefits you in times of a crisis...

Aug 19 2022

  Before shopping for a personal health insurance plan, you must first understand what type of coverage you need and how much risk you’re willing to take. Health insurance can help cover the cost of medical care, including out-of-pocket expenses, in the case of a covered health issue. It can also be a financial lifesaver in the event of an accident or other unforeseen circumstance. The two main types of ...

Aug 19 2022

The cost of coverage can be a significant barrier to health care for many people. With health insurance premiums increasing dramatically year after year, it can be difficult for people to know how much health insurance cover is suitable for a family of four. Fortunately, there are several different health insurance policies, so no two families need to buy the same plan. Health insurance premiums vary based on...

Aug 19 2022

In the last few years and in the aftermath of a global pandemic, health insurance plans are fast evolving in terms of structures and features to accommodate the customer’s needs and requirements. More and more people are leading a healthy lifestyle and backing it up with necessary wellness programs.  While that helps unnecessary hospital escalations but it does not totally reduce the risk of ...

Aug 19 2022

You probably already know that having a health issue can be expensive and frustrating. After all, health care costs are one of the main reasons why individuals go without insurance or are uninsured, to begin with. Because of this, it’s important to make sure that your health insurance plan cover your existing conditions. This can be especially challenging if there have been a few ...

Apr 14 2022

If you do not have health insurance or enough funds to cover medical treatment, it is highly likely that you will avoid visiting the doctor even when it is absolutely necessary for you to do so. It is said that a stitch in time saves nine, which is all the more true for medical emergencies.   When disaster strikes, you will not be in a position to think rationally or logically and may make financial decisions that...

Apr 14 2022

As you grow older every year, your health status may change, and so do your needs for health insurance . You may get married, have a child or even develop lifestyle related illnesses. As life progresses, medical costs usually only go up.   How do I choose a health insurance plan based on my age? Ideally it is advisable to buy a health insurance plan as soon as you start earning, at a young age when...

Apr 14 2022

  Why is it important to have health insurance? It is important to have health insurance to protect your savings and investments against unforeseen medical expenses. Medical expenses in India have been rising year-on-year, which far exceeds the amount of regular salary increments or general inflation. Having a comprehensive health insurance plan and maintaining a healthy lifestyle are ways in which...

Apr 14 2022

What is Critical Illness Health Insurance? Critical Illness Health Insurance is an insurance against the diagnosis of specific kinds of illnesses. It pays out a lump sum amount upon diagnosis and confirmation of one of these conditions or upon undergoing specific medical procedures.   Who needs Critical Illness Health Insurance? Practically everyone who may be at risk of contracting one or more...

May 20 2021

Health Insurance is no longer an option but is an essential financial vaccination in the current times due to soaring healthcare expenses and increasing rate of lifestyle diseases. The Covid-19 pandemic  has further put the spotlight on the importance of health insurance , because medical emergencies can arise anytime, anywhere, and the ongoing pandemic has encapsulated this overwhelmingly. Therefore, today, people are not...

Dec 29 2020

The segment of the population that is most susceptible to illnesses and their ensuing costs is that of senior citizens. As retired individuals, facing failing health and financial constraints, health insurance is probably the need of the hour. Obtaining medical insurance for senior citizens was almost impossible in the past insurance companies permitted renewal only if you have been a policyholder ...

Dec 15 2020

Do you know the story about Varun? Smart, young man who was set to be married very soon. He had been saving up for his wedding for 2-3 years and had allocated budgets for big and small expenses. Two days before his wedding day, Varun’s father suffered a heart attack and was admitted to the hospital. All the money that Varun had saved for his wedding were now redirected towards the sudden medical expenses since he never thought of...

Aug 11 2020

Feeling blue lately? Understandable given you are at home all day long and must be experiencing cabin fever during the coronavirus lockdown. It’s great if you are taking all the precautions that have been adviced by the government and WHO. But are you well-protected? In case something was to happen to you or your family member, do you have a health insurance in place? Having a health insurance today is more...

Aug 11 2020

  The world is fighting against something that cannot be seen or touched. In fact, a person will not even realise he/she has been infected until much later since the virus has an incubation period of 2 to 14 days. But in case something happens to you or your loved one, what will you do? That is why a health insurance is much required today.   Firstly, what is a health insurance? A health insurance basically is a...

Aug 11 2020

We may be halfway through the 21-days lockdown period, but the fight against coronavirus is far from being over. The number of positive cases in India are rising every day, and it is becoming more and more important for people to understand the gravity of the situation. Take good care of yourself and your loved ones because nobody is truly immune to the disease. First of all, do not fret if you have medical insurance given that it...

Aug 11 2020

Feeling bogged down or overwhelmed by all the information you are coming across regarding the novel coronavirus? Pretty sure the feeling is worse considering you are practising social distancing and are under home quarantine. A lot of fake news and rumours are making the rounds, and as is expected from human nature, it’s spreading panic and fear everywhere. Fret not; we are here to help you. ManipalCigna Health Insurance ensures the...

Jul 27 2020

What is the Mediclaim premium? Nothing precious in this world comes free of cost. An insurance premium is a specific amount you have to pay the insurer periodically to avail of medical coverage. What is the Mediclaim premium calculator? A Mediclaim premium calculator is a tool that helps you calculate the premium you will be required to pay towards a particular plan. It performs these calculations based on...

Jul 27 2020

Youth is the time when people experiment and explore new facets of life. It is time to travel and venture into varied career options. In the midst of all this,  very few consider the importance of health insurance. However, young age is the most suitable time for you to get an individual health insurance policy. Health issues often take a back seat as you earn financial freedom with your jobs. When you buy a health insurance...

Jul 27 2020

  The importance of health insurance plans can be easily understood in today’s era. Almost all of us are aware of how it benefits in medical emergencies. However, we cannot enjoy the benefits optimally unless the concept of health insurance is clear. The following are the basic queries that bug the average individual concerning health insurance plans. •   What is health insurance, and how is it important? ...

Jul 27 2020

Medical costs are on a continuous rise where medical emergencies can present financial difficulty to many of us. Getting the desired treatment at high-end hospitals may become difficult due to high costs. This is where a reliable and rewarding health insurance policy comes to aid. Having a cashless mediclaim policy for a family is probably the best financial safety net. However, before purchasing a cashless...

May 07 2020

Health conditions are uncertain, and you never know when you will face medical emergencies. The cost of medical treatments is rising gradually. Here, to secure your financial base, health insurance policies provide you with a safety net during the period. But to avail of these services, you need to pay a certain amount of money every month to the insurer. This monthly fee that you pay to the insurer to be supplied with...

Apr 20 2020

Introduction: Why Stamina Matters for Your Health Definition of Stamina and Endurance Connection between Physical Fitness, Overall Health, and Long-Term Medical Costs How staying active can complement your health insurance coverage Regular Cardiovascular Exercise Strength & Resistance Training ...

Mar 17 2020

Unforeseen medical events are uncertain, and you never know when you’ll meet any of them. The prudent way of facing such circumstances is to get a suitable health insurance policy that helps you obtain financial coverage towards medical aid. A mediclaim backup gives you financial assurance. If you ignore it, you may suffer from a severe financial crunch. However, if the health insurance claim process is tiresome, the...

Mar 16 2020

Insurance policies generally come with a fixed renewal tenure, usually spanning across a year. The insurers handling health plans are quite strict when it comes to policy renewal and the suspension of benefits if it is not renewed in time. That said, there are times when the insured misses the renewal window, which results in termination of the health insurance policy. In this article, we shall try to understand the concept of insurance lapse...

Mar 16 2020

Health insurance is more than just a financial product; it is a commitment to safeguarding the health and well-being of yourself and your loved ones. As critical as selecting the right policy is the process of renewing it. This detailed guide dives into the multiple aspects of renewing your health insurance. From understanding the benefits of timely renewal to guidance on choosing premiums, grace periods,...

Feb 19 2020

Health plays an essential part in a person’s life. Bearing in mind the uncertainties, securing finances for the betterment of health treatment becomes crucial. Again, no matter how much we earn in a lifetime, it might not be enough to cover the costs of unexpected medical emergencies. This is the reason today why people opt for health insurance plans. It is good to have a comprehensive health plan, but owning life ...