Connect with Experts Now
At ManipalCigna Health Insurance, our experienced experts help you choose a plan that fits your health needs, budget, and life stage. Share your details, and get personalised guidance to secure reliable coverage and complete peace of mind. Peace of mind begins with the right plan—let’s find yours together.
Personalized Coverage
Cashless Hospitals
No Claim Bonus
24/7 Customer Service
Why Choose ManipalCigna?
Quick and Easy Claims
5,390.81 Crore Worth Claims Settled from Inception
Distribution Network
Present in 600+ Cities & 100+ Branches
Fully-loaded plan
Products Curated by Experts
Customer Experience
Covered over 15 million Active Lives
Instant Access
with 35,000+ Cashless OPD Networks
Empowering Wellness
Over 30,000+ Annual Health Check–ups Performed
Why Having Health Insurance Is Important For You
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Medical Inflation - The current medical inflation rate in India is 14%, highest in Asia and to manage the inflated medical costs would be challenging without the health insurance.
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Rise in Lifestyle related diseases - With modern lifestyle and eating habits, there has been a significant surge in conditions like diabetes, obesity, BP, and heart conditions which were earlier regarded as age-related. A comprehensive health insurance that covers all your medical needs will safeguard your finances.
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Family Protection - An expert curated health insurance can protect your loved ones by keeping you prepared for any medical emergencies while taking care of your financial well-being giving you the ultimate peace of mind.
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Extensive Coverage - Right health insurance plan along with relevant add-ons can help you go completely free from all hospital bills. Extensive coverage includes hospitalization, doctor's consultation, medications, diagnostic tests, critical illness coverage and more.
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Access to Quality Healthcare - Because when it comes to health, you always choose the best for your loved ones - best consultation, best treatment and best of everything they deserve and to give them the access to quality healthcare you need a health insurance plan that steps up when you need it the most.
Your Step-By-Step Guide To The
Claims Process
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STEP 1
Find the Network Hospital
Use Hospital Locator and find our network hospital and choose as per your convenience.
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STEP 2
Intimate ManipalCigna
Inform us 48hrs before the hospitalization or within 24hrs in case of emergency
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STEP 3
Complete Pre-auth Form
Initiate the process with filling up the Pre-authorization form Via Hospital’s TPA Desk or Online
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STEP 4
Get Hospitalized
Rest easy, and focus on your recovery while we take care of your medical expenses directly
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STEP 5
Get Discharged
Time to go home, we will review your final document and settle the hospital bill as per policy T&C
Everything You Need to Know
Is it necessary to consult a health insurance expert before buying a policy?
Will your health insurance experts offer personalised advice?
How can health insurance experts help me understand the complexities of insurance policies?
How do I obtain a health insurance quote?
Can I buy ManipalCigna health insurance online?