Sum Insured :
ManipalCigna Health 360 – Shield and Advance: As per the underlying base policy
ManipalCigna Health 360 – OPD: ₹ 5000 - ₹ 1 Lac

Best suited for

Individual

Family

Multi Individual

Key Benefits

Coverage for non-medical expenses and durable medical equipment

Unlimited restoration of Sum Insured even for related illnesses/injuries

OPD coverage for those out of pocket expenses/injuries

UIN: MCIHLIA23023V012223
Launch Date: 07-07-2022

Various Plans

ManipalCigna Health 360

are the booster doses to your exisitng Health Insurance Policies.

Health 360 – Shield Plan

Shield your Health Insurance with a Booster Dose

Ped Waiting Period

As per the underlying base policy

Sum Insured

As per the underlying base policy

Coverage for Non-medical expenses

Coverage for durable medical equipment

What’s covered

  • Coverage for Non-medical expenses up to the underlying base policy
  • Coverage for durable medical equipment, maximum up to ₹ 1 Lac

What’s not covered

  • Breach of law
  • Contamination from nuclear fuel or radiation
  • Hazardous or adventure sports
  • Foreign invasion or civil war
Optional Covers

• Accidental Death and Permanent Total Disability cover
(Minimum entry age is 5 years.)
• Day Care Treatment Benefit

Riders

Critical Illness Add On Cover: Covers listed 11 Critical Illnesses. Available on payment of additional premium

Min Entry Age

Child - 91 days, Adult - 18 years
(As per the underlying base policy)

Relationships Covered

Self, Spouse, Children, Father, Mother, Father-in-law, Mother-in-law, Son-in-law, Daughter-in-law, Grand-parents, Grandchildren, Uncle, Aunt, Nephew, Niece, Brother, Sister
(As per the underlying base policy)

Max Entry Age

No Limit
(As per the underlying base policy)

Cover Type

Individual/Multi-individual and family floater (As per the underlying base policy)

Policy Period

1, 2 and 3 years
(As per the underlying base policy)

Premium Payment Mode

Single, Half yearly, Quarterly, Monthly
(As per the underlying base policy)

Health 360 – Advance Plan

Advance your Health Insurance to suit your medical needs

Ped Waiting Period

As per the underlying base policy

Sum Insured

As per the underlying base policy

Covers “Any room” category, suite or above

Unlimited restoration of Sum Insured even for related illness

Coverage for Air Ambulance, over and above the base Sum Insured

What’s covered

  • Covers “Any room” category, suite or above up to the underlying base policy
  • Unlimited restoration of Sum Insured even for related illnesses/injuries
  • Coverage for Air Ambulance up to base Sum Insured maximum up to ₹ 10 Lacs, over and above the base Sum Insured

What’s not covered

  • Breach of law
  • Contamination from nuclear fuel or radiation
  • Hazardous or adventure sports
  • Foreign invasion or civil war
Optional Covers

• Accidental Death and Permanent Total Disability cover
(Minimum entry age is 5 years.)
• Day Care Treatment Benefit

Riders

Critical Illness Add On Cover: Covers listed 11 Critical Illnesses. Available on payment of additional premium

Min Entry Age

Child - 91 days, Adult - 18 years
(As per the underlying base policy)

Relationships Covered

Self, Spouse, Children, Father, Mother, Father-in-law, Mother-in-law, Son-in-law, Daughter-in-law, Grand-parents, Grandchildren, Uncle, Aunt, Nephew, Niece, Brother, Sister
(As per the underlying base policy)

Max Entry Age

No Limit
(As per the underlying base policy)

Cover Type

Individual/Multi-individual and family floater (As per the underlying base policy)

Policy Period

1, 2 and 3 years
(As per the underlying base policy)

Premium Payment Mode

Single, Half yearly, Quarterly, Monthly
(As per the underlying base policy)

Health 360 – OPD Plan

Boost your Health Insurance with the power of Health 360 OPD

Ped Waiting Period

No waiting period. Covered from
day 1

Sum Insured

5000 - 1 Lac

Sum Insured

₹ 20000

5000

1 Lac

PREMIUM PER ANNUM

1,761* inclusive of taxes

*The Premium value is indicative for the below mentioned profile Age – 36-45, Package - 3, Cover type – Individual, Tenure- 1 year, Premium payment mode- Single.

Proposal may be subject to underwriting review

Package 1 – Coverage for only consultation

Package 2 – Coverage for consultation and prescribed diagnostics

Package 3 – Coverage for consultation, prescribed diagnostics and pharmacy

What’s covered

  • Customizable packages to suit individual needs
  • End to end cashless OPD
  • Consultation and prescribed diagnostics for dental and vision as well

What’s not covered

  • Breach of law
  • Contamination from nuclear fuel or radiation
  • Hazardous or adventure sports
  • Foreign invasion or civil war
Optional Covers

• Accidental Death and Permanent Total Disability cover
(Minimum entry age is 5 years.)
• Day Care Treatment Benefit

Riders

Critical Illness Add On Cover: Covers listed 11 Critical Illnesses. Available on payment of additional premium

Min Entry Age

Child - 91 days, Adult - 18 years
(As per the underlying base policy)

Relationships Covered

Self, Spouse, Children, Father, Mother, Father-in-law, Mother-in-law, Son-in-law, Daughter-in-law, Grand-parents, Grandchildren, Uncle, Aunt, Nephew, Niece, Brother, Sister
(As per the underlying base policy)

Max Entry Age

No Limit
(As per the underlying base policy)

Cover Type

Individual/Multi-individual and family floater (As per the underlying base policy)

Policy Period

1, 2 and 3 years
(As per the underlying base policy)

Premium Payment Mode

Single, Half yearly, Quarterly, Monthly
(As per the underlying base policy)

Health 360 – OPD

Boost your Health Insurance with the power of Health 360 OPD

Ped Waiting Period

No waiting period. Covered from
day 1

Sum Insured

5000 - 1 Lac

Sum Insured

₹ 20000

5000

1 Lac

Premium PER ANNUM

1,761* inclusive of taxes

*The Premium value is indicative for the below mentioned profile Age – 36-45, Package - 3, Cover type – Individual, Tenure- 1 year, Premium payment mode- Single.

Proposal may be subject to underwriting review

Benefits

Package 1 – Coverage for only consultation

Package 2 – Coverage for consultation and prescribed diagnostics

Package 3 – Coverage for consultation, prescribed diagnostics and pharmacy

What’s covered

  • Customizable packages to suit individual needs
  • End to end cashless OPD
  • Consultation and prescribed diagnostics for dental and vision as well

What’s not covered

  • Breach of law
  • Contamination from nuclear fuel or radiation
  • Hazardous or adventure sports
  • Foreign invasion or civil war

Add Ons and Options

Optional Covers

• Accidental Death and Permanent Total Disability cover
(Minimum entry age is 5 years.)
• Day Care Treatment Benefit

Riders

Critical Illness Add On Cover: Covers listed 11 Critical Illnesses. Available on payment of additional premium

Eligibility

Min Entry Age

Child - 91 days, Adult - 18 years
(As per the underlying base policy)

Relationships Covered

Self, Spouse, Children, Father, Mother, Father-in-law, Mother-in-law, Son-in-law, Daughter-in-law, Grand-parents, Grandchildren, Uncle, Aunt, Nephew, Niece, Brother, Sister
(As per the underlying base policy)

Max Entry Age

No Limit
(As per the underlying base policy)

Cover Type

Individual/Multi-individual and family floater (As per the underlying base policy)

Policy Period

1, 2 and 3 years
(As per the underlying base policy)

Premium Payment Mode

Single, Half yearly, Quarterly, Monthly
(As per the underlying base policy)

Other plans under Health 360

Health 360 – Shield

Sum insured

Base premium

/annum

Coverage for Non-medical expenses

Coverage for durable medical equipment

Health 360 – Advance

Sum insured

Base premium

/annum

Coverage for “Any room” category, suite or above

Unlimited restoration of Sum Insured even for related illnesses/injuries

Coverage for Air Ambulance, over and above the base Sum Insured