Apr 27 2020

Know More about Women’s PCOS Health Insurance Plans

When it comes to analyzing the health insurance plans for women, there are specific ailments that need to be prioritized. Women's health insurance is one such tool that allows women to take care of all the existing medical conditions, i.e., it helps financially in curing some diseases that are specific to women. While a wide range of ailments is covered under health insurance plans for women, this articled discusses the PCOS explicitly. ...

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Feb 19 2020

Skim Through the Pros and Cons of Critical Illness Health Insurance Plans

Life is getting more and more sedentary, reflected clearly from the figures that show a continuous rise in the number of critical illnesses surfacing in present times. We all know that getting them treated costs a fortune. Hence, a critical illness plan for yourself and/or your family members is imperative, especially with the medical expenses skyrocketing.  Life is unpredictable, and there may be instances when your family needs more...

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Feb 19 2020

How a Health Insurance Plan Covering Ayurvedic Treatment Helps

Health insurance, just like any other industry, keeps evolving and incorporating essential changes. It provides financial coverage over medical procedures, routine check-ups etc. However, nowadays, people are seeking treatments like homoeopathy, Ayurveda and Unani, and the health insurance industry has accustomed itself to it; it has made provisions for covering Ayurvedic treatments.  By giving access to such traditional treatments, the...

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Feb 19 2020

Co-Pay Insurance  for Good and Safe Health

Health and finance go hand in hand. If you or someone in your family isn’t keeping well – you may visit your doctor and pay for the medicines prescribed. You may even visit the hospital for specific tests to be performed. This running around not only impacts physically and mentally but also burns a hole in the pocket. Sometimes, you are the single source of income in your family, and medical emergencies increase the financial stress to...

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Jul 27 2020

DECIPHERING THE TERM ‘SUM INSURED’ IN HEALTH INSURANCE

The spike in infectious diseases and medical expenses has necessitated the purchase of a health insurance policy. It enables an individual to access medical treatment via the payment of a premium in yearly instalments. However, the individual must understand the concept of sum insured in health insurance to get optimum coverage. A health insurance policy is meant to assist you medically and cover you financially.  The sum insured in...

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Feb 19 2020

Know More about Cumulative or No-Claim Bonus and Its Essentials!

Insurance-related terms can intimidate you if you are not aware of technicalities. This is where it is equally important to understand it completely, to enjoy the maximum benefits. It is often asked what a cumulative bonus in health insurance is. Let’s have a look at the similar questions that you already have in your mind.   Cumulative bonus in health insurance is one of the most critical and beneficial features that every policyholder...

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Jul 27 2020

Things to Do When the Health Insurance Lapses

Whenever you face any health issue, the safety valve against the medical expenses is nothing but your health insurance policy! It usually comes with a fixed tenure. You need to pay the premium to revive it. If you miss the due date for premium payment, the insurance benefits are detained. In such cases, buying a new plan can be harrowing, and one will also lose any no-claim bonus. Thus, you must stay vigilant and renew the health...

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Feb 19 2020

5 Features Every Health Insurance Plan Must Have

Urban lifestyle and the stress springing from it have made us all a bit too lethargic. Today, we are prone to illnesses more than ever. Again, the rising cost of living strains our monthly budget. Hence, a sudden illness can be financially challenging, except when you have a good health insurance policy under your name.  A health insurance policy is a sure shot way to cope with extravagant medical costs. You pay a fixed small premium of...

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Jul 27 2020

Must-Have Features of a Critical Illness Policy

With life becoming highly sedentary, we are surrounded by multiple health problems, some of which are not very critical, while some are life-threatening. These critical illnesses can be defined as health conditions that have a significant effect on the lifestyle of an individual and require a lot of finances for treatment. The various impacts of such a situation include loss of earning capability, disability and maybe even more. With the...

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Jan 16 2020

All You Need to Know About Cashless Mediclaim Policy

Medical costs are on a continuous rise where medical emergencies can present financial difficulty to many of us. Getting the desired treatment at high-end hospitals may become difficult due to high costs. This is where a reliable and rewarding health insurance policy comes to aid. Having a cashless mediclaim policy for a family is probably the best financial safety net. However, before purchasing a cashless mediclaim policy for the family, it...

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Jan 07 2020

Essentials of Cashless Health Insurance

A medical emergency is one that happens without warning, and you can’t put off. This means that you don’t have the luxury of time to sit and plan out your finances. During such times, the benefits of cashless health insurance can be like a gift from heaven. Here in this article, we aim to explain all that you need to know about cashless insurance. What is cashless medical insurance? When you choose cashless insurance, you don’t need to...

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Feb 19 2020

Why You Should Choose Private Health Insurance

Healthcare is something with which one should never compromise. Our physical and mental well-being is closely tied to our overall progress and prosperity in life. One should have access to the best of healthcare services for a smooth and speedy recovery. Private health insurance ensures that the needs of the diseased ones are attended to diligently.  Having control over the choice of doctor and mode of treatment can make a profound...

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Feb 19 2020

Have a Look at Maternity Leave Covering Health Insurance

Dealing with pregnancy can be tough for women if there isn’t a reliable health insurance plan. However, getting health insurance for pregnant women doesn’t come with a lot of criticalities. Instead, it is only about selecting the most aligned health insurance plan and adding a specific rider to it.  Women can top-up an existing insurance policy by adding a maternity rider with some additional premiums. The maternity insurance is capable...

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Jul 27 2020

Building the Right Health care Plan Post Retirement

Have you taken into account these extra costs in your retirement plan? India does not have a long-term healthcare provision or any form of social security as offered by several developed nations. Until and unless you are employed with a public sector company, you will not be able to rely on your employer to provide healthcare benefits to you for a lifetime. Let us have a look at healthcare Inflation in India. As per data released by the...

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Feb 19 2020

Health Insurance Policies in India that Cover Pre-Existing Conditions

The fast-paced lifestyle has led us to face several health-related issues. The habits of eating junk food and lack of hygiene results in welcoming not only stress but also illness. You have to get treated in case some severe ailment strikes you. It is better to have a health insurance policy in place so that your recovery is taken care of financially. Once you are hospitalized and cured with the necessary treatments, the medical bill is paid...

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Feb 19 2020

What is Deductible in Health Insurance? How does it Work?

The next generation is well aware of the advantages of buying health insurance policies along with their regular life cover. Life insurance helps you safeguard your loved ones’ financial future behind you, whereas health insurance is a tool through which you get enough financial support to cover medical expenses.  While buying health insurance, you need to understand the nitty-gritty of the policy as well as terms and conditions. There...

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Feb 19 2020

Planning to buy Health insurance for parents? Here's what you must keep in mind

Our parents have raised us with the utmost love and affection. Remember those childhood days when you used to ask for a toy and your dad had bought it immediately? Remember whenever you had a craving to eat something special; your mom used to start preparing it quickly? Wish we could forever stay in those good-old-days. Today, with the increasing age of our parents, it is our duty to show them how much we value all that they’ve done for us....

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Jul 27 2020

Understand the Term ‘Sum Insured’ under Health Insurance

The spike in medical expenses has made it necessary to buy a health insurance policy. It enables you to access medical treatment by paying the premium towards the policy you purchase. However, you must understand the concept of the sum insured in health insurance to get optimum coverage. A health insurance policy is designed to assist you medically and cover you financially. The sum insured is the maximum amount that...

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Jul 27 2020

Best Individual Health Insurance Policy for People in Their 20’s

Youth is the time when people experiment and explore new facets of life. It is time to travel and venture into varied career options. In the midst of all this,  very few consider the importance of health insurance. However, young age is the most suitable time for you to get an individual health insurance policy. Health issues often take a back seat as you earn financial freedom with your jobs. When you buy a health insurance policy, you...

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Mar 16 2020

Health Insurance Claims Process—Explained

Health insurance policies are primarily about securing financial coverage towards medical aid for yourself and your family. It is a smart and prudent way to prepare for unforeseen medical events. A Health insurance not only protects your finances but more importantly, gives you access to quality healthcare when you need it the most. However, despite a range of benefits offered, people find the health insurance claim-process tiresome, giving...

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Jul 12 2020

How to Get the Best Budget Health Insurance Plan?

Many of us are aware of health insurance and its benefits. people have had long discussions, read many articles and watch videos about financial planning. However, unfortunately health insurance is overlooked in most scenarios in spite of it being one of the most important components of a healthy financial portfolio. When minor yet unexpected health issues occur, we all start seeking a contingency plan. You suddenly remember that...

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Feb 19 2020

Health Insurance Vs. Mediclaim Policy:          The Difference

Today’s ever-expanding market spoils us for choice. The situation in the health insurance vertical is no different than the rest of the market. With several varieties in policies and subtypes within each policy, it takes effort to get acquainted with the available and make an informed choice. Furthermore, many of us end with purchasing something else instead of what they are looking for.  Usually, health insurance and medical insurance...

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Feb 19 2020

The info you Need on Family Mediclaim Policy

Choosing between an individual health insurance policy and a family floater plan can be onerous. Especially, first-time health insurance buyers can face problems in weighing the pros and cons of both types of policies. Many-a-times, buyers are unaware of a family floater plan. The experts always advise getting health insurance or a mediclaim policy for family, which is more beneficial when you want to buy a medical cover for your entire...

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Jul 27 2020

Go Through These Frequently Asked Questions about Health Insurance

The importance of health insurance plans can be easily understood in today’s era. Almost all of us are aware of how it benefits in medical emergencies. However, we cannot enjoy the benefits optimally unless the concept of health insurance is clear. The following are the basic queries that bug the average individual concerning health insurance plans. •   What is health insurance, and how is it important? Health...

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Jul 27 2020

Importance of Health Insurance Cover During Pregnancy

Buying pregnancy insurance is one of the best ways to cover the expenses of maternity. The rising medical costs has compelled couples, planning to expand their families, to search for appropriate financial aid. In such cases, getting a pregnancy insurance policy is a viable option. However, the policy conditions in maternity insurance can be cumbersome to understand. For instance, even if you have a maternity policy, did you know...

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Jul 27 2020

Why your Financial Plan Should Include Health Insurance

Health is the most precious commodity of all, and in today’s stressful times, it is all the more pressing. Health is a huge issue in modern times, with an alarming rise in pollution levels and an increase in the stress component in daily living. As a result, health insurance is a basic necessity. You should always plan your finances in a way that health insurance is right at the center of it. This is one of the most important investments...

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Jul 27 2020

10 Things to Check with Your Insurance Provider While Buying Health Insurance

The steep rise in medical expenses has made the health insurance an absolute necessity. Many of us do not end up thinking of it as an integral part of our financial portfolio. What is making it even more necessary to own is the fact that our fast-paced lifestyle has made us prone to frequent illness. Health insurance helps you prepare for unforeseen medical emergencies. With the backing of these policies, you can claim the right to...

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Jul 27 2020

Features of the Best Family Health Insurance

Healthcare is very vital for everyone in the family and unfortunately it is something that is not given as much attention as it should be. While we all wish for a healthy and a healthy life, there are health problems that keep popping up. Along with bringing pain and suffering, they might also put the family under financial stress. Healthcare costs are rising and it can be difficult for families without a proper safety net to avail the best...

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