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Jul 20 2021

How The COVID-19 Pandemic Reshaped The Health Insurance Industry

The Coronavirus pandemic has changed life as we know it, perhaps forever. Most of us reminisce about how ‘normal’ our lives used to be before the virus upended our ideas of normalcy. It has changed the way we live and function. On a broader level, it has also changed how economies function and countries do business. Sectors like retail, travel, banking and insurance and manufacturing have changed irrevocably. The following are the main...

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Jul 16 2021

You Need to Think of Health Insurance Right From When You Begin Your Financial Planning

There comes a time in life when you need to sit down and assess your current financial situation and how you want to work towards creating a better and stable future for yourself and your loved ones. Financial planning is a valuable and important process that provides a structure to your finances and accordingly, you have to decide on the steps you need to take to ensure you have enough money to fall back on in case of a medical emergency or...

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Jul 14 2021

India's Changing Attitude Towards Health Insurance During COVID Times

Ever since the massive wave of the novel Coronavirus engulfed India, we have realised the true value of having a strong immune system and staying healthy. Whether it is putting to use various age-old home remedies or investing in preventive measures if you or a loved one does fall sick, our outlook and attention towards health have changed drastically. One of these measures is investing in a health care insurance plan. Since last year, there...

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Jan 03 2021

Understanding Health Insurance Eligibility

The urban lifestyle is majorly characterized by irregular sleeping patterns and unwise eating habits. Such a sedentary mode of living has made us prone to frequent illnesses. The purchase of well-rounded medical insurance can cover us against repetitive visits to the hospital. An individual health insurance policy is a necessity owing to the surge in healthcare costs. With the option to pay a health insurance premium in installments, one can...

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Dec 29 2020

The Need For An Overall Health Insurance for Senior Citizens

The segment of the population that is most susceptible to illnesses and their ensuing costs is that of senior citizens. As retired individuals, facing failing health and financial constraints, health insurance is probably the need of the hour. Obtaining medical insurance for senior citizens was almost impossible in the past insurance companies permitted renewal only if you have been a policyholder with them without a break. However, the...

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Dec 29 2020

Documents Required when buying a Health Insurance Policy

'The sooner, the better' - a phrase that seems befitting when it comes to taking a decision on investing in a health insurance policy. Given life's unpredictability, you never know if and when you may need to be hospitalized, get surgery or incur any medical expense. These expenses can burn a hole in your pocket, and that is why you need a safety net, such as a health insurance policy, that can take care of these exorbitant costs. Health...

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Dec 29 2020

What Do I Need To Know Before Buying Health Insurance

Sound financial planning is very important. Not just for you but for your loved ones too. A well-defined financial plan makes sure that your investments today can secure your tomorrow. An important part of a financial plan is buying health insurance. It is a kind of insurance policy that takes care of yours or your loved one’s medical or surgical expenses. But if you go ahead and buy the health cover, it is essential you are aware of some...

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Dec 23 2020

What Is Health Insurance

Do you often wonder what is health insurance and medical insurance? We have dependable answers for all your basic health insurance dilemmas. Health insurance essentially refers to insurance policies that cover an individual’s medical and surgical expenses. Depending on the nature of the plan, the insurance company will either pay the insured amount directly to the medical facility, or the insured will pay out-of-pocket at the time to get a...

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Dec 23 2020

How Health Insurance Can Save Unforeseen Expenses

Today, our society is growing more vulnerable to illnesses and diseases. It is imperative to tackle these situations by having certain backup plans in place. Experts from the financial and medical fields believe that investing in health insurance is a one-stop solution. Health insurance benefits are many and if you invest now, they can come in handy during the future. There are various types of health insurance policies available and people...

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Dec 15 2020

This Added Health Insurance Benefit Will Blow Your Mind!

Do you know the story about Varun? Smart, young man who was set to be married very soon. He had been saving up for his wedding for 2-3 years and had allocated budgets for big and small expenses. Two days before his wedding day, Varun’s father suffered a heart attack and was admitted to the hospital. All the money that Varun had saved for his wedding were now redirected towards the sudden medical expenses since he never thought of investing in...

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Jul 27 2020

Understand the Term ‘Sum Insured’ under Health Insurance

The spike in medical expenses has made it necessary to buy a health insurance policy. It enables you to access medical treatment by paying the premium towards the policy you purchase. However, you must understand the concept of the sum insured in health insurance to get optimum coverage. A health insurance policy is designed to assist you medically and cover you financially. The sum insured is the maximum amount that...

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Jul 27 2020

Importance of Health Insurance Cover During Pregnancy

Buying pregnancy insurance is one of the best ways to cover the expenses of maternity. The rising medical costs have compelled couples planning to expand their families to search for appropriate financial aid. In such cases, getting a pregnancy insurance policy is a viable option. However, the policy conditions in maternity insurance can be cumbersome to understand. For instance, even if you have a maternity policy, did you know that you...

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Jul 27 2020

Best Individual Health Insurance Policy for People in Their 20’s

Youth is the time when people experiment and explore new facets of life. It is time to travel and venture into varied career options. In the midst of all this,  very few consider the importance of health insurance. However, young age is the most suitable time for you to get an individual health insurance policy. Health issues often take a back seat as you earn financial freedom with your jobs. When you buy a health insurance policy, you...

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Jul 27 2020

Things to Do When the Health Insurance Lapses

Whenever you face any health issue, the safety valve against the medical expenses is nothing but your health insurance policy! It usually comes with a fixed tenure. You need to pay the premium to revive it. If you miss the due date for premium payment, the insurance benefits are detained. In such cases, buying a new plan can be harrowing, and one will also lose any no-claim bonus. Thus, you must stay vigilant and renew the health...

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Jul 27 2020

Go Through These Frequently Asked Questions about Health Insurance

The importance of health insurance plans can be easily understood in today’s era. Almost all of us are aware of how it benefits in medical emergencies. However, we cannot enjoy the benefits optimally unless the concept of health insurance is clear. The following are the basic queries that bug the average individual concerning health insurance plans. •   What is health insurance, and how is it important? Health...

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Jul 27 2020

Building the Right Health care Plan Post Retirement

Have you taken into account these extra costs in your retirement plan? India does not have a long-term healthcare provision or any form of social security as offered by several developed nations. Until and unless you are employed with a public sector company, you will not be able to rely on your employer to provide healthcare benefits to you for a lifetime. Let us have a look at healthcare Inflation in India. As per data released by the...

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Jul 27 2020

Why your Financial Plan Should Include Health Insurance

Health is the most precious commodity of all, and in today’s stressful times, it is all the more pressing. Health is a huge issue in modern times, with an alarming rise in pollution levels and an increase in the stress component in daily living. As a result, health insurance is a basic necessity. You should always plan your finances in a way that health insurance is right at the center of it. This is one of the most important investments...

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Jul 27 2020

Features of the Best Family Health Insurance

Healthcare is vital for everyone in the family, and unfortunately, it is not given as much attention. While we all wish for a healthy life, health problems keep popping up. Along with bringing pain and suffering, they might also put the family under financial stress. Healthcare costs are rising, and it can be difficult for families without a proper safety net to avail the best medical care at their disposal. It is always essential to buy...

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Jul 27 2020

10 Things to Check with Your Insurance Provider While Buying Health Insurance

The steep rise in medical expenses has made the health insurance an absolute necessity. Many of us do not end up thinking of it as an integral part of our financial portfolio. What is making it even more necessary to own is the fact that our fast-paced lifestyle has made us prone to frequent illness. Health insurance helps you prepare for unforeseen medical emergencies. With the backing of these policies, you can claim the right to...

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Jul 27 2020

Must-Have Features of a Critical Illness Policy

With life becoming highly sedentary, we are surrounded by multiple health problems, some of which are not very critical, while some are life-threatening. These critical illnesses can be defined as health conditions that have a significant effect on the lifestyle of an individual and require a lot of finances for treatment. The various impacts of such a situation include loss of earning capability, disability and maybe even more. With the...

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Jul 12 2020

How to Get the Best Budget Health Insurance Plan?

Many of us are aware of health insurance and its benefits. people have had long discussions, read many articles and watch videos about financial planning. However, unfortunately health insurance is overlooked in most scenarios in spite of it being one of the most important components of a healthy financial portfolio. When minor yet unexpected health issues occur, we all start seeking a contingency plan. You suddenly remember that...

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Apr 27 2020

Know More about Women’s PCOS Health Insurance Plans

When it comes to analyzing the health insurance plans for women, there are specific ailments that need to be prioritized. Women's health insurance is one such tool that allows women to take care of all the existing medical conditions, i.e., it helps financially in curing some diseases that are specific to women. While a wide range of ailments is covered under health insurance plans for women, this articled discusses the PCOS explicitly. ...

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Mar 17 2020

Steps to Make Cashless Claims towards Health Insurance

Unforeseen medical events are uncertain, and you never know when you’ll meet any of them. The prudent way of facing such circumstances is to get a suitable health insurance policy that helps you obtain financial coverage towards medical aid. A mediclaim backup gives you financial assurance. If you ignore it, you may suffer from a severe financial crunch. However, if the health insurance claim process is tiresome, the insured members lose...

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Mar 16 2020

Health Insurance Claims Process—Explained

Health insurance policies are primarily about securing financial coverage towards medical aid for yourself and your family. It is a smart and prudent way to prepare for unforeseen medical events. Health insurance not only protects your finances but more importantly, gives you access to quality healthcare when you need it the most. However, despite a range of benefits offered, people find the health insurance claim-process tiresome, giving the...

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Feb 19 2020

Know More about Cumulative or No-Claim Bonus and Its Essentials!

Insurance-related terms can intimidate you if you are not aware of technicalities. This is where it is equally important to understand it completely, to enjoy the maximum benefits. It is often asked what a cumulative bonus in health insurance is. Let’s have a look at the similar questions that you already have in your mind.   Cumulative bonus in health insurance is one of the most critical and beneficial features that every policyholder...

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Feb 19 2020

Have a Look at Maternity Leave Covering Health Insurance

Dealing with pregnancy can be tough for women if there isn’t a reliable health insurance plan. However, getting health insurance for pregnant women doesn’t come with a lot of criticalities. Instead, it is only about selecting the most aligned health insurance plan and adding a specific rider to it.  Women can top-up an existing insurance policy by adding a maternity rider with some additional premiums. The maternity insurance is capable...

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Feb 19 2020

Co-Pay Insurance  for Good and Safe Health

Health and finance go hand in hand. If you or someone in your family isn’t keeping well – you may visit your doctor and pay for the medicines prescribed. You may even visit the hospital for specific tests to be performed. This running around not only impacts physically and mentally but also burns a hole in the pocket. Sometimes, you are the single source of income in your family, and medical emergencies increase the financial stress to...

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Feb 19 2020

Why You Should Choose Private Health Insurance

Healthcare is something with which one should never compromise. Our physical and mental well-being is closely tied to our overall progress and prosperity in life. One should have access to the best of healthcare services for a smooth and speedy recovery. Private health insurance ensures that the needs of the diseased ones are attended to diligently.  Having control over the choice of doctor and mode of treatment can make a profound...

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Feb 19 2020

How a Health Insurance Plan Covering Ayurvedic Treatment Helps

Health insurance, just like any other industry, keeps evolving and incorporating essential changes. It provides financial coverage over medical procedures, routine check-ups etc. However, nowadays, people are seeking treatments like homoeopathy, Ayurveda and Unani, and the health insurance industry has accustomed itself to it; it has made provisions for covering Ayurvedic treatments.  By giving access to such traditional treatments, the...

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Feb 19 2020

The info you Need on Family Mediclaim Policy

Choosing between an individual health insurance policy and a family floater plan can be onerous. Especially, first-time health insurance buyers can face problems in weighing the pros and cons of both types of policies. Many-a-times, buyers are unaware of a family floater plan. The experts always advise getting health insurance or a mediclaim policy for family, which is more beneficial when you want to buy a medical cover for your entire...

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Feb 19 2020

Health Insurance Policies in India that Cover Pre-Existing Conditions

The fast-paced lifestyle has led us to face several health-related issues—the habits of eating junk food and lack of hygiene results in welcoming stress and illness. You have to get treated in case some severe ailment strikes you. It is better to have a health insurance policy in place so that your recovery is taken care of financially. Once you are hospitalized and cured with the necessary treatments, your insurance provider pays off the...

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Feb 19 2020

5 Features Every Health Insurance Plan Must Have

Urban lifestyle and the stress springing from it have made us all a bit too lethargic. Today, we are prone to illnesses more than ever. Again, the rising cost of living strains our monthly budget. Hence, a sudden illness can be financially challenging, except when you have a good health insurance policy under your name.  A health insurance policy is a sure shot way to cope with extravagant medical costs. You pay a fixed small premium of...

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Feb 19 2020

Health Insurance Vs. Mediclaim Policy:          The Difference

Today’s ever-expanding market spoils us for choice. The situation in the health insurance vertical is no different than the rest of the market. With several varieties in policies and subtypes within each policy, it takes effort to get acquainted with the available and make an informed choice. Furthermore, many of us end with purchasing something else instead of what they are looking for.  Usually, health insurance and medical insurance...

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Feb 19 2020

Planning to buy Health insurance for parents? Here's what you must keep in mind

Our parents have raised us with the utmost love and affection. Remember those childhood days when you used to ask for a toy and your dad had bought it immediately? Remember whenever you had a craving to eat something special; your mom used to start preparing it quickly? Wish we could forever stay in those good-old-days. Today, with the increasing age of our parents, it is our duty to show them how much we value all that they’ve done for us....

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Feb 19 2020

Skim Through the Pros and Cons of Critical Illness Health Insurance Plans

Life is getting more and more sedentary, reflected clearly from the figures that show a continuous rise in the number of critical illnesses surfacing in present times. We all know that getting them treated costs a fortune. Hence, a critical illness plan for yourself and/or your family members is imperative, especially with the medical expenses skyrocketing. Life is unpredictable, and there may be instances when your family needs more...

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Feb 19 2020

What is Deductible in Health Insurance? How does it Work?

The next generation is well aware of the advantages of buying health insurance policies along with their regular life cover. Life insurance helps you safeguard your loved ones’ financial future behind you, whereas health insurance is a tool through which you get enough financial support to cover medical expenses.  While buying health insurance, you need to understand the nitty-gritty of the policy as well as terms and conditions. There...

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Jan 16 2020

All You Need to Know About Cashless Mediclaim Policy

Medical costs are on a continuous rise where medical emergencies can present financial difficulty to many of us. Getting the desired treatment at high-end hospitals may become difficult due to high costs. This is where a reliable and rewarding health insurance policy comes to aid. Having a cashless mediclaim policy for a family is probably the best financial safety net. However, before purchasing a cashless mediclaim policy for the family, it...

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Jan 07 2020

Essentials of Cashless Health Insurance

A medical emergency is one that happens without warning, and you can’t put off. This means that you don’t have the luxury of time to sit and plan out your finances. During such times, the benefits of cashless health insurance can be like a gift from heaven. Here in this article, we aim to explain all that you need to know about cashless insurance. What is cashless medical insurance? When you choose cashless insurance, you don’t need to...

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