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A truly complete health insurance solution — offering you an essential shield, infinite power, and instant peace is now the Product of the Year 2025 (Winner Health Insurance Category. Survey of 1800 people by NielsenIQ across categories.)
Best suited for
Individual
Family
Multi Individual
A comprehensive and flexible Health Insurance Plan that offers Better Coverage, Better Control and Better Care
A health insurance that lasts for a lifetime
Parents and elders took care of children in their most sensitive ages and phases of life. It is time to gift them the better Healthcare experience. Presenting ManipalCigna Prime Senior, a comprehensive Health Insurance plan which offers innovative features specially designed for Senior Citizens.
Design your own health plan and pay for what you choose. Customise your plan according to your needs with ProHealth Select and reassure your future
The added boost that keeps you covered above and beyond your health plan.
Affordable standard health insurance plan
Standard Health Insurance Policy specially designed to cover Persons with Disabilities (PWD), Persons afflicted with HIV/AIDS, and those with Mental Illness
A plan that assures financial support and provides a safety cushion for a better tomorrow by providing complete protection, on and off the job, including death, disablement, repatriation of mortal remains and funeral expenses.
A plan that assures financial support and provides a safety cushion for a bettertomorrow by providing complete protection, on and off the job, including death, disability, loss of job and financial protection.
Standard Personal Accident Policy to safeguard your unexpected expenses arising from death or serious injury caused by an accident, while securing your finances
A vital protection for your financial health against life-changing critical illnesses that offers you the entire payment of sum insured on first diagnosis of listed illness.
A daily cash plan to financially aid hospitalization expenses
Every Detail Matters To Your Health
Employer-Employee Group
Non Employer-Employee Groups/ Association/ Institution/Society
Every Detail Matters For Global Protection
Non Employer- Employee Groups/Association/ Institution/Society
Check Detail to Secure Each Member's Lifestyle
Non Employer-Employee Groups/Association/ Institution/Society
Check Details To Secure Overseas Travel
Our All in One Plan to keep you healthy always
Why your Financial Plan Should Include Health Insurance
Health is the most precious commodity of all, and in today’s stressful times, it is all the more pressing. Health is a huge issue in modern times, with an alarming rise in pollution levels and an increase in the stress component in daily living. As a result, health insurance is a basic necessity. You should always plan your finances in a way that health insurance is right at the center of it. This is one of the most important investments that you will be making since it will keep you insured of any future medical treatments and emergencies.
Here’s looking at a few critical aspects in this regard:
When it comes to health insurance, most of us overlook the chances of medical uncertainties. Things like accidents and other such mishaps can take place unexpectedly, hence, you should be prepared. With increasing costs of proper medical care, a personal accident policy can be helpful. This will not dent your budget in case of any emergency crops up. The insurer will cover the expenses and help you out in a critical situation.
Having mediclaim or health insurance always has its financial benefits. You should always cash in on the tax benefits for you and your family by having health insurance. There are income tax benefits under Section 80D on the premium paid towards health insurance. The maximum deduction can be Rs. 60,000.
Life is more convenient when you are working. Post-retirement, the monthly income stops flowing in, and this is when the real battle starts. Now in such a situation, if you have a health insurance policy from before, your life will be more comfortable since you will have ample security concerning health problems. Your goals post-retirement like vacationing around the world or buying a large house can be then taken care of easily. A health insurance policy takes care of the chief concern – the healthcare cost and frees your mind of all financial, medical worries.
Recurring medical expenditure is one thing you need to be careful about in life. You never know what kind of diseases or ailments you may, come across in your twilight years. You should always prepare for additional expenses and extrapolate for higher medical or recurring medical costs in planning your health-related expenditure. Because, your finances can get severely impacted in old age if you do not have a proper health insurance policy. Long-term health issues or critical illnesses will naturally necessitate a large amount of money. It can become tough to handle the same after retirement without a critical illness policy in place while still keeping your standard of living intact.
Your chief concern should be taking care of yourself, and hence, a health insurance policy should not be missed out upon at all. This will prove to be a significant pillar of support for you whenever there is a critical situation in the future. Health insurance is vital for every individual. Hence, you should buy a good health insurance policy without further ado.
Remember to compare plans and take a look at the benefits and features of all the policies that you are comparing. Buying a health insurance policy is very easy now, with all the information at your fingertips. You can avail health insurance in a very hassle-free manner online.
Get hold of the right health insurance policy today and safeguard yourself and your family from future healthcare costs and emergencies. Check out comprehensive health insurance plans at manipalcigna.com.
