Enjoy Cashless OPD Coverage with ManipalCigna Health Insurance

Now OPD expenses won’t worry you anymore!!

Outpatient expenses (OPD) incur heavy costs and are mostly not covered under regular health insurance plans. At ManipalCigna make your health insurance a complete Health Care Insurance with cashless OPD COVERAGE. Protect your finances from everyday healthcare expenses like doctor consultations, prescribed diagnostics & pharmacy expenses because health issues don’t escalate to hospitalization every time.


Here's how you avail OPD benefits

  • Download MediBuddy App from IOS or play store
  • Login with your personal details and get OTP
  • Click on link your insurance
  • Select your ManipalCigna Health Insurance with which OPD rider is chosen
  • Enter the policy number
  • Your account gets linked


How to Book Doctor Consultation

  • Login to MediBuddy app
  • Select “Talk to doctor” to Book consultation
  • Enter your City and Pin code & select the specialty
  • Choose the doctor details & date of appointment
  • Enter the beneficiary details & confirm

How to Book Lab Test

  • Login to MediBuddy app
  • Select “Lab Test”
  • Enter your Pin code & select type of test
  • Upload your prescription & confirm your details
  • Select your preferred diagnostic centre
  • Select the date of appointment
  • Enter the beneficiary details & confirm

How to order Prescribed Medicines

  • Login to MediBuddy app
  • Select “Buy Medicine”
  • Enter your Pin code & upload the prescription
  • Option to choose from store pick-up and home delivery
  • Enter the beneficiary details and confirm

You can avail Cashless OPD services with our top rated product ManipalCigna ProHealth Prime- Advantage Plan or with having the Health 360 RIDER on select products as mentioned below.

ManipalCigna ProHealth Prime- Advantage Plan is not just a health insurance but a complete healthcare solution that offers you cashless OPD with Sum Insured options ranging from ₹ 20,000, ₹ 30,000 and ₹ 50,000 per policy year to cover your out-patient expenses.

Health 360 OPD RIDER is applicable with: (Sum Insured options ₹ 20,000 to ₹ 30,000 in the multiples of ₹ 5,000 and ₹ 30,000 to ₹ 50,000* in the multiples of ₹ 10,000)

  • ManipalCigna ProHealth Insurance
  • ManipalCigna Lifetime Health
  • ManipalCigna Lifestyle Protection - Accident Care
  • ManipalCigna Lifestyle Protection - Critical Care

Disclaimers: OPD rider is available only on a cashless basis from the network providers of ManipalCigna Health Insurance Company Limited. Any unutilized amount under this benefit shall not be carried forward to subsequent policy year.