A plan that assures financial support and provides a safety cushion for a better
tomorrow by providing complete protection, on and off the job, including death,
disability, loss of job and financial protection.
Sum Insured : Up To ₹10 Crore
A plan that assures financial support and provides a safety cushion for a better
tomorrow by providing complete protection, on and off the job, including death,
disability, loss of job and financial protection.
Best suited for
Individual
Family
Multi Individual
Key Benefits
Launch Date: 30-10-2020
Various Plans
ManipalCigna Lifestyle Protection Accident Care
has been designed keeping your needs in mind.Sum insured (SI)
0.5Lac - ₹ 10Crore
Base premium
1,086*/annum
Sum insured (SI)
0.5Lac - ₹ 10Crore
Base premium
1,912*/annum
Sum insured (SI)
0.5Lac - ₹ 10Crore
Base premium
2,089*/annum
Accident Care - Basic Plan
A plan that assures financial support and provides a safety cushion for a better tomorrow by providing complete protection, on and off the job, including death, ambulance and funeral expenses cover.
Global cover
from day 1
Sum Insured
0.5Lac - 10 Crore
Sum Insured
10 Lacs
PREMIUM PER ANNUM
1,086* inclusive of taxes
*The Premium value is indicative for the below mentioned profile Gender – Male, Age – 30, No. of adults - 1, Earning member, Tenure- 1 year, Premium payment mode- Single, Non Smoking
Proposal may be subject to underwriting review
Provides 100% of Sum Insured (SI) in case of an accidental death. If death occurs while travelling as a fare-paying passenger on a common carrier, we’ll pay 200% of the Sum Insured.
Covers expenses on emergency ambulance services. Provides a one-time payment of ₹ 2000 to ₹ 10,000 depending on Sum Insured.
Covers funeral expenses (One time payment of ₹ 5000 for Sum Insured up to ₹ 50 Lacs and ₹ 10,000 for Sum Insured above ₹ 50 Lacs)
Optional covers of temporary total disablement, burns benefit, broken bones benefit, coma benefit to supplement coverage under each plan.
What’s covered
- Accidental Death
- Emergency Ambulance Cover
- Funeral Expenses
What’s not covered
- Any pre-existing condition or disability arising out of pre-existing diseases
- Ailments arising out of alcohol and drug abuse
- Persons engaged in hazardous activity unless specifically covered
- Congenital Anomalies, inherited disorders
- Death or disability arising from or caused by ionizing radiation or contamination by radioactivity or unclear fuel
- Any physical, medical condition or treatment or service that is specifically excluded
Above list is only indicative and not exhaustive. For complete details on Eligibility, Coverages, Benefits, Terms, Condition and Exclusions please refer Policy Wordings and Prospectus
Temporary Total Disablement
Burns Benefit
Broken Bones Benefit
Coma Benefit
Riders
Critical Illness Add On Cover: Covers listed 11 Critical Illnesses. Available on payment of additional premium
ManipalCigna Health 360 - OPD
Now avail the power of cashless OPD rider with 3 flexible package options.
Package 1 – Coverage for only consultation
Package 2 – Coverage for consultation and prescribed diagnostics
Package 3 – Coverage for consultation with prescribed diagnostics and pharmacy
Min Entry Age
Children - 5 years, Adult - 18 years
Cover Type
Individual and Family basis cover
Max Entry Age
Children - 25 years, Adult - 80 years
Policy Period
1,2 and 3 years
(Discount of 7.5% for 2 years and 10 % for 3 years policy term with single premium payment mode)
Relationships covered
Self, Spouse, Dependent Children, Dependent - Parents, In-laws, Brothers, Sisters.
Premium Payment Mode
Single, Annual, Half yearly, Quarterly, Monthly
Accident Care - Enhanced Plan
A plan that assures financial support and provides a safety cushion for a better tomorrow by providing complete protection, on and off the job, including death, disability and financial protection.
Global cover
from day 1
Sum Insured
0.5Lac - 10 Crore
Sum Insured
10 Lacs
PREMIUM PER ANNUM
1,912* inclusive of taxes
*The Premium value is indicative for the below mentioned profile Gender – Male, Age – 30, No. of adults - 1, Earning member, Tenure- 1 year, Non Smoking
Proposal may be subject to underwriting review
Provides 100% of Sum Insured (SI) in case of an accidental death and permanent total disability due to an accident. If the same occurs while traveling as a fare-paying passenger on a common carrier 200% of sum insured will be paid.
We will make a one-time payment as Education Fund which is equal to 10% of Sum Insured per surviving dependent child for a maximum of 2 children subject to a maximum limit of ₹ 10 lacs per policy.
Pays a lump sum amount for emergency ambulance services.
Provides a one-time payment of ₹ 5000 for SI up to ₹ 50 Lacs and ₹ 10,000 for Sum Insured above ₹ 50 Lacs towards funeral or cremation expenses.
Optional covers of temporary total disablement, burns benefit, broken bones benefit, coma benefit to supplement coverage under each plan.
What’s covered
- Accidental Death
- Permanent Total Disablement
- Education Fund
- Emergency Ambulance Cover
- Funeral Expenses
What’s not covered
- Any pre-existing condition or disability arising out of pre-existing diseases
- Ailments arising out of alcohol and drug abuse
- Persons engaged in hazardous activity unless specifically covered
- Congenital Anomalies, inherited disorders
- Death or disability arising from or caused by ionizing radiation or contamination by radioactivity or unclear fuel
- Any physical, medical condition or treatment or service that is specifically excluded
Above list is only indicative and not exhaustive. For complete details on Eligibility, Coverages, Benefits, Terms, Condition and Exclusions please refer Policy Wordings and Prospectus
Temporary Total Disablement
Burns Benefit
Broken Bones Benefit
Coma Benefit
Riders
Critical Illness Add On Cover: Covers listed 11 Critical Illnesses. Available on payment of additional premium
ManipalCigna Health 360 - OPD
Now avail the power of cashless OPD rider with 3 flexible package options.
Package 1 – Coverage for only consultation
Package 2 – Coverage for consultation and prescribed diagnostics
Package 3 – Coverage for consultation with prescribed diagnostics and pharmacy
Min Entry Age
Children - 5 years, Adult - 18 years
Cover Type
Individual and Family basis cover
Max Entry Age
Children - 25 years, Adult - 80 years
Policy Period
1,2 and 3 years
(Discount of 7.5% for 2 years and 10 % for 3 years policy term with single premium payment mode)
Relationships covered
Self, Spouse, Dependent Children, Dependent - Parents, In-laws, Brothers, Sisters.
Premium Payment Mode
Single, Annual, Half yearly, Quarterly, Monthly
Accident Care-Comprehensive Plan
A plan that assures financial support and provides a safety cushion for a better tomorrow by providing complete protection, on and off the job, including death, disability and financial protection.
Global cover
from day 1
Sum Insured
0.5Lac - 10 Crore
Sum Insured
10 Lacs
PREMIUM PER ANNUM
2,089* inclusive of taxes
*The Premium value is indicative for the below mentioned profile Gender – Male, Age – 30, No. of adults - 1, Earning member, Tenure- 1 year, Non Smoking
Proposal may be subject to underwriting review
Provides 100% of Sum Insured (SI) in case of an accidental death and permanent total disability due to an accident. If death or permanent disability occurs while travelings as a fare-paying passenger on a common carrier 200% of SI will be paid.
Provides a fixed percentage of the SI up to 100% as per the nature of disability.
We want your child's education to go on unaffected even in your absence or in case of permanent disability. We will make a one-time payment as Education Fund which is equal to 10% of Sum Insured per surviving dependent child for a maximum of 2 children subject to a maximum limit of ₹ 10 Lacs per policy.
Pays a lump sum amount for emergency ambulance services.
Provides an amount equal to the SI towards the dependent child as orphan benefit.
Pays basic monthly income for 3 months under Loss of Employment benefit.
We will make a one-time payment of ₹ 5000 for SI up to ₹ 50 Lacs , and ₹ 10,000 for SI above ₹ 50 Lacs towards funeral or cremation expenses.
Optional covers of temporary total disablement, burns benefit, broken bones benefit, coma benefit to supplement coverage under each plan.
What’s covered
- Accidental Death
- Permanent Total Disablement
- Permanent Partial Disablement
- Education Fund
- Emergency Ambulance Cover
- Orphan Benefit
- Loss of Employment
- Funeral Expenses
What’s not covered
- Any pre-existing condition or disability arising out of pre-existing diseases
- Ailments arising out of alcohol and drug abuse
- Persons engaged in hazardous activity unless specifically covered
- Congenital Anomalies, inherited disorders
- Death or disability arising from or caused by ionizing radiation or contamination by radioactivity or unclear fuel
- Any physical, medical condition or treatment or service that is specifically excluded
Above list is only indicative and not exhaustive. For complete details on Eligibility, Coverages, Benefits, Terms, Condition and Exclusions please refer Policy Wordings and Prospectus
Temporary Total Disablement
Burns Benefit
Broken Bones Benefit
Coma Benefit
Riders
Critical Illness Add On Cover: Covers listed 11 Critical Illnesses. Available on payment of additional premium
ManipalCigna Health 360 - OPD
Now avail the power of cashless OPD rider with 3 flexible package options.
Package 1 – Coverage for only consultation
Package 2 – Coverage for consultation and prescribed diagnostics
Package 3 – Coverage for consultation with prescribed diagnostics and pharmacy
Min Entry Age
Children - 5 years, Adult - 18 years
Cover Type
Individual and Family basis cover
Max Entry Age
Children - 25 years, Adult - 80 years
Policy Period
1,2 and 3 years
(Discount of 7.5% for 2 years and 10 % for 3 years policy term with single premium payment mode)
Relationships covered
Self, Spouse, Dependent Children, Dependent - Parents, In-laws, Brothers, Sisters.
Premium Payment Mode
Single, Annual, Half yearly, Quarterly, Monthly
Accident Care - Basic Plan
A plan that assures financial support and provides a safety cushion for a better tomorrow by providing complete protection, on and off the job, including death, ambulance and funeral expenses cover.
Global cover
from day 1
Sum Insured
0.5 Lac - 10 Crore
Sum Insured
10 Lacs
Premium PER ANNUM
1,086* inclusive of taxes
*The Premium value is indicative for the below mentioned profile Gender – Male, Age – 30, No. of adults - 1, Earning member, Tenure- 1 year, Premium payment mode- Single, Non Smoking
Proposal may be subject to underwriting review
Benefits
Provides 100% of Sum Insured (SI) in case of an accidental death. If death occurs while travelling as a fare-paying passenger on a common carrier, we’ll pay 200% of the Sum Insured.
Covers expenses on emergency ambulance services. Provides a one-time payment of ₹ 2000 to ₹ 10,000 depending on Sum Insured.
Covers funeral expenses (One time payment of ₹ 5000 for Sum Insured up to ₹ 50 Lacs and ₹ 10,000 for Sum Insured above ₹ 50 Lacs)
Optional covers of temporary total disablement, burns benefit, broken bones benefit, coma benefit to supplement coverage under each plan.
What’s covered
- Accidental Death
- Emergency Ambulance Cover
- Funeral Expenses
What’s not covered
- Any pre-existing condition or disability arising out of pre-existing diseases
- Ailments arising out of alcohol and drug abuse
- Persons engaged in hazardous activity unless specifically covered
- Congenital Anomalies, inherited disorders
- Death or disability arising from or caused by ionizing radiation or contamination by radioactivity or unclear fuel
- Any physical, medical condition or treatment or service that is specifically excluded
Above list is only indicative and not exhaustive. For complete details on Eligibility, Coverages, Benefits, Terms, Condition and Exclusions please refer Policy Wordings and Prospectus
Add Ons and Options
Temporary Total Disablement
Burns Benefit
Broken Bones Benefit
Coma Benefit
Riders
Critical Illness Add On Cover: Covers listed 11 Critical Illnesses. Available on payment of additional premium
ManipalCigna Health 360 - OPD
Now avail the power of cashless OPD rider with 3 flexible package options.
Package 1 – Coverage for only consultation
Package 2 – Coverage for consultation and prescribed diagnostics
Package 3 – Coverage for consultation with prescribed diagnostics and pharmacy
Eligibility
Min Entry Age
Children - 5 years, Adult - 18 years
Cover Type
Individual and Family basis cover
Max Entry Age
Children - 25 years, Adult - 80 years
Policy Period
1,2 and 3 years
(Discount of 7.5% for 2 years and 10 % for 3 years policy term with single premium payment mode)
Relationships covered
Self, Spouse, Dependent Children, Dependent - Parents, In-laws, Brothers, Sisters.
Premium Payment Mode
Single, Annual, Half yearly, Quarterly, Monthly
Other plans under Lifestyle Protection Accident Care
Sum insured
₹
Base premium
1,912*/annum
Sum insured
₹
Base premium
2,089*/annum
Plan Comparison
| PLAN NAME | Basic Cover |
Enhanced Cover |
Comprehensive Cover |
|---|---|---|---|
| Accidental Death | Yes | Yes | Yes |
| Permanent Total Disablement | No | Yes | Yes |
| Permanent Partial Disablement | No | No | Yes |
| Education Fund | No | Yes | Yes |
| Emergency Ambulance Cover | Yes | Yes | Yes |
| Funeral Expenses | Yes | Yes | Yes |
| Loss of Employment | No | No | Yes |
| Orphan Benefit | No | No | Yes |
| Temporary Total Disablement | Optional | Optional | Optional |
| Burns Benefit | Optional | Optional | Optional |
| Broken Bones Benefit | Optional | Optional | Optional |
| Coma Benefit | Optional | Optional | Optional |
Got Questions?
What are the details to be provided at the time of intimation of claim?
The following details are to be provided to the company’s at the tine of intimation of Claim: Policy number, Name of policy, Name of the insured person in whose relation the Claim is being lodged. Nature of illness / injury. Name and address of the attending Medical Practitioner and hospital. Date of Admission and any other information as requested by Us.