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A plan that assures financial support and provides a safety cushion for a better tomorrow by providing complete protection, on and off the job, including death, disablement, repatriation of mortal remains and funeral expenses.

Wide range of Sum Insured options upto Rs. 25 Cr

Comprehensive coverage for Accident Death (AD), Permanent Total Disablement (PTD) and Permanent Partial Disablement (PPD) as per chosen plan

Age Limit:

Minimum entry age for Adult is 18 years while that of child is 5 years. Maximum entry age for dependent and unmarried children is 25 years and adult is 70 years

Flexibility to choose optional covers as per your requirements

Accidental OPD will be covered as a part of Accidental Hospitalization

What is not covered?

Any pre-existing condition or disability arising out of pre-existing diseases

Ailments arising out of alcohol and drug abuse

Persons engaged in hazardous activity unless specifically covered

Congenital Anomalies, inherited disorders

Death or disability arising from or caused by ionizing radiation or contamination by radioactivity or unclear fuel

Any physical, medical condition or treatment or service that is specifically excluded

Discounts Available

Corporate discount of 5% discount for an employee who is working in any Public or Private Limited Companies. Submission of ID card is mandatory

Long Term Discount: 7.5% and 10% on selecting a 2 and 3 years policy respectively

Waiting Period

Since this plan offers cover only for accidents, there is no waiting period

Claims Process

In the event of any Illness or Injury or occurrence of any other contingency which has resulted in a Claim or may result in a claim covered under the Policy, You/the Insured Person, must notify Us either at the call center or in writing within 10 days from the date of such Accident (In case of claims other than for the benefit under Accidental Hospitalisation), in the event of:

  • Planned Hospitalization, You/the Insured Person will intimate such admission at least 3 days prior to the planned date of admission
  • Emergency Hospitalization (under benefit - Accidental Hospitalisation), You /the Insured Person will intimate such admission within 48 hours of such admission.

For more information on hospital network Click Here

For accessing claims forms

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